Bank call report · Ontario, CA
Citizens Business Bank, N.A. Call Report
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Citizens Business Bank, N.A. filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 563 reported line items, schedule by schedule (972 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 933966 |
| FDIC certificate number | 21716 |
| Total assets | $21.18B |
Official Q2 2026 call report PDF (FFIEC) →
Citizens Business Bank, N.A. call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (30 items)
About Schedule RC · Citizens Business Bank, N.A. balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $21.18B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $21.18B |
| Total Liabilities and Minority Interest | RCON2948 | $18.07B |
| Total Deposits | RCON2200 | $16.41B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $12.02B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $11.89B |
| Deposits: Noninterest-bearing | RCON6631 | $8.61B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $7.81B |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $3.46B |
| Total Equity Capital | RCON3210 | $3.11B |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $3.11B |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $2.22B |
| Held-to-maturity Securities, Total | RCON1754 | $2.22B |
| Common Stock | RCON3230 | $1.87B |
| Undivided Profits and Capital Reserves | RCON3632 | $1.23B |
| Intangible Assets | RCON2143 | $1.22B |
| Other Assets | RCON2160 | $1.16B |
| Goodwill | RCON3163 | $1.10B |
| Interest-bearing Balances | RCON0071 | $910.5M |
| Other Liabilities, Total | RCON2930 | $597.2M |
| Securities Sold Under Agreements to Repurchase | RCONB995 | $563.4M |
| Other Borrowed Money | RCON3190 | $500.0M |
| Surplus | RCON3839 | $237.1M |
| Accumulated Other Comprehensive Income | RCONB530 | -$228.1M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $194.6M |
| Allowance for Loan and Lease Losses | RCON3123 | $126.7M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $116.5M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $15.1M |
| Trading Assets, Total | RCON3545 | $2.0M |
| Other Real Estate Owned | RCON2150 | $206K |
Schedule RI: Income Statement (54 items)
About Schedule RI · Citizens Business Bank, N.A. income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $350.7M |
| Net Interest Income | RIAD4074 | $280.9M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $271.3M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $213.0M |
| Total Noninterest Expense | RIAD4093 | $165.3M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $139.2M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $139.1M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $103.0M |
| Net Income (Loss) | RIAD4340 | $103.0M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $103.0M |
| Salaries and Employee Benefits | RIAD4135 | $79.1M |
| Total Interest Expense | RIAD4073 | $69.9M |
| Other Noninterest Expense | RIAD4092 | $67.1M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $53.9M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $42.6M |
| Applicable Income Taxes | RIAD4302 | $36.1M |
| Total Noninterest Income | RIAD4079 | $31.4M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $26.5M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $17.5M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $14.7M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $13.7M |
| Other Noninterest Income | RIADB497 | $12.1M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $11.0M |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $10.4M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $9.9M |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $9.7M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $9.0M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $8.3M |
| Interest on Other Securities | RIAD4060 | $8.1M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $7.8M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $5.4M |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $4.9M |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $4.8M |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $4.4M |
| Provision for Loan and Lease Losses | RIAD4230 | $3.0M |
| Other Interest Income | RIAD4518 | $2.6M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $2.2M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $1.4M |
| Income from Lease Financing Receivables | RIAD4065 | $1.2M |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $1.1M |
| Fees and Commissions from Securities Brokerage | RIADC886 | $792K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $533K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $439K |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $414K |
| Trading Revenue | RIADA220 | $329K |
| Fees and Commissions from Annuity Sales | RIADC887 | $322K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | -$158K |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $108K |
| Investment Banking, Advisory, and Underwriting Fees and Commissions | RIADC888 | $86K |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $60K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $57K |
| Income from Other Insurance and Reinsurance Activities | RIADC387 | $20K |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $7K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 1,211 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $1.11B |
| Balances Due from Federal Reserve Banks | RCON0090 | $909.6M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $135.1M |
| Currency and Coin | RCON0080 | $31.2M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $29.1M |
| Balances Due from Banks in Foreign Countries and Foreign Central Banks | RCON0070 | $126K |
Schedule RC-B: Securities (46 items)
About Schedule RC-B · Citizens Business Bank, N.A. securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $224.2M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $225.1M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Amortized Cost | RCONG300 | $14.8M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Fair Value | RCONG301 | $14.8M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $2.41B |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $2.20B |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Amortized Cost | RCONG304 | $517.3M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Fair Value | RCONG305 | $431.1M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $451.1M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $448.4M |
| Structured Financial Products by Underlying Collateral or Reference Assets: Corporate and Similar Loans - Available-for-sale Amortized Cost | RCONG358 | $42.0M |
| Structured Financial Products by Underlying Collateral or Reference Assets: Corporate and Similar Loans - Available-for-sale Fair Value | RCONG359 | $42.0M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $3.78B |
| Pledged Securities | RCON0416 | $3.52B |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $1.87B |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $1.55B |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $1.50B |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $927.4M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost | RCONK150 | $737.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $714.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value | RCONK151 | $582.6M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $581.7M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCONHT50 | $490.3M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $473.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $461.0M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $439.5M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $414.5M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCONHT51 | $405.6M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $159.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $118.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $102.2M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $45.6M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $45.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $45.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $43.4M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCONHT61 | $42.0M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCONHT60 | $42.0M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $37.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $34.0M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $21.4M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $20.8M |
| Amortized Cost of Other Held-to-maturity Domestic Debt Securities | RCON1737 | $18.8M |
| Fair Value of Other Held-to-maturity Domestic Debt Securities | RCON1738 | $18.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $15.0M |
| Unallocated portfolio layer fair value hedge basis adjustments | RCONMG95 | -$3.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $2.7M |
Schedule RC-C, Part I: Loans and Leases (61 items)
About Schedule RC-C, Part I · Citizens Business Bank, N.A. loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $12.02B |
| Pledged Loans and Leases | RCONG378 | $7.56B |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $4.88B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $3.82B |
| Gross Contractual Amounts Receivable at Acquisition Date of Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: Loans Secured by Real Estate | RCONG092 | $3.20B |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $2.82B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $2.76B |
| Fair Value at Acquisition Date of Acquired Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: Loans Secured by Real Estate | RCONG091 | $2.58B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $2.48B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $1.54B |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $1.53B |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $1.23B |
| Commercial and Industrial Loans | RCON1766 | $1.19B |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $1.19B |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $511.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $500.5M |
| Gross Contractual Amounts Receivable at Acquisition Date of Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: Commercial and Industrial Loans | RCONG095 | $449.5M |
| Fair Value at Acquisition Date of Acquired Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: Commercial and Industrial Loans | RCONG094 | $428.8M |
| Real Estate Loans Secured by Farmland | RCON1420 | $419.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $385.6M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $302.7M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $281.0M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $224.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $148.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $136.4M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $129.8M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $104.2M |
| Other Loans | RCONJ464 | $104.2M |
| Best Estimate at Acquisition Date of Contractual Cash Flows Not Expected to Be Collected for Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: Loans Secured by Real Estate | RCONG093 | $101.0M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $95.7M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $84.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $77.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $63.5M |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $58.4M |
| All Other Lease Financing Receivables | RCONF163 | $58.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $45.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $39.7M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $37.4M |
| Other loans to nondepository financial institutions | RCONPV09 | $33.9M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $21.6M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $20.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $15.1M |
| Gross Contractual Amounts Receivable at Acquisition Date of Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: Loans to Individual for Household Family and Other Personal Expenditures | RCONG098 | $14.5M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans | RCONK256 | $13.9M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans: to U.S. Addressees (Domicile) | RCONK163 | $13.9M |
| Fair Value at Acquisition Date of Acquired Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: Loans to Individuals for Household, Family and Other Personal Expenditures | RCONG097 | $13.6M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $10.6M |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $7.8M |
| Itemize Loans to Finance Agricultural Production and Other Loans to Farmers That Exceed 10 Percent of Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONK168 | $6.0M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - All Other Loans | RCONK165 | $6.0M |
| Gross Contractual Amounts Receivable at Acquisition Date of Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: All Other Loans and All Leases | RCONG101 | $4.6M |
| Fair Value at Acquisition Date of Acquired Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: All Other Loans and All Leases | RCONG100 | $4.4M |
| Loans to business credit intermediaries | RCONPV06 | $3.5M |
| Best Estimate at Acquisition Date of Contractual Cash Flows Not Expected to Be Collected for Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: Commercial and Industrial Loans | RCONG096 | $2.0M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Other Nonfarm Nonresidential Properties | RCONK162 | $1.7M |
| Loans Secured by Real Estate to Non-u.s. Addressees (Domicile) | RCONB837 | $811K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $731K |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $489K |
| Best Estimate at Acquisition Date of Contractual Cash Flows Not Expected to Be Collected for Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: Loans to Individuals for Household, Family, and Other Personal Expenditures | RCONG099 | $201K |
| Best Estimate at Acquisition Date of Contractual Cash Flows Not Expected to Be Collected for Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: All Other Loans and All Leases | RCONG102 | $113K |
| Leases to Individuals for Household, Family, and Other Personal Expenditures (I.e. Consumer Leases) | RCONF162 | $5K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $700.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $218.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $57.5M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $26.1M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $19.2M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $11.6M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $2.5M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $2.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $1.2M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $500K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $143K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $22K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 1,488 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 740 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 714 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 592 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 140 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 43 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 27 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 18 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 12 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 6 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 5 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 1 |
Schedule RC-D: Trading Assets and Liabilities (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Trading Assets (in Domestic Offices) | RCON3541 | $2.0M |
Schedule RC-E: Deposit Liabilities (38 items)
About Schedule RC-E · Citizens Business Bank, N.A. deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Transaction Accounts | RCON2215 | $9.63B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $8.99B |
| Total Demand Deposits (See Note Below) | RCON2210 | $8.61B |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $6.78B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $6.36B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $5.67B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $3.87B |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $1.07B |
| Total reciprocal deposits | RCONJH83 | $1.04B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $973.4M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $641.8M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $553.0M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $553.0M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $427.2M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $383.3M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $342.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $326.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $303.8M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $303.7M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $281.7M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $260.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $179.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $162.9M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $155.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $149.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $132.7M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $60.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $43.1M |
| Total Nontransaction Accounts of United States Government | RCON2520 | $26.5M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $22.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $21.0M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $11.1M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $10.2M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $3.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $1.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $1.0M |
| Total Nontransaction Accounts - Deposits of Foreign Governments and Official Institutions | RCON2377 | $247K |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $64K |
Schedule RC-F: Other Assets (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $402.7M |
| Other Assets | RCON2168 | $374.2M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $253.4M |
| Net Deferred Tax Assets | RCON2148 | $229.5M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $81.3M |
| Accrued Interest Receivable | RCONB556 | $60.7M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $9.1M |
| Life Insurance Assets: Separate Account Life Insurance Assets | RCONK202 | $3.3M |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $515.8M |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $154.4M |
| Other Expenses Accrued and Unpaid | RCON3646 | $63.7M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $13.0M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $4.7M |
Schedule RC-K: Quarterly Averages (19 items)
About Schedule RC-K · Citizens Business Bank, N.A. quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $20.09B |
| Quarterly Average of Total Loans | RCON3360 | $11.49B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $9.09B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $5.26B |
| Mortgage-backed Securities | RCONB559 | $4.51B |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $1.05B |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $1.02B |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $978.8M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $669.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $647.8M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $564.8M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $553.1M |
| All Other Securities | RCONB560 | $523.3M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $384.3M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $281.4M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $241.0M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $56.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $24.9M |
| Quarterly Average of Assets Held in Trading Accounts | RCON3401 | $1.8M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (18 items)
About Schedule RC-L · Citizens Business Bank, N.A. derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Over the Counter Derivatives: Net Current Credit Exposure - Banks and Securities Firms | RCONG418 | $25.3M |
| Over the Counter Derivatives: Net Current Credit Exposure - Corporations and All Other Counterparties | RCONG422 | $32K |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $1.56B |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $1.56B |
| Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate | RCONA589 | $1.28B |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $1.26B |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $666.5M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $534.7M |
| Year-to-date Merchant Credit Card Sales Volume:sales for Which the Reporting Bank Is the Agent Bank with Risk | RCONC224 | $379.2M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $309.8M |
| Commercial Real Estate, Construction, and Land Development: Commitments to Fund Loans Not Secured by Real Estate | RCON6550 | $200.1M |
| Other unused commitments: Loans to depository financial institutions | RCONPV10 | $78.8M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $77.9M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $77.3M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $29.1M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8745 | $26.0M |
| Performance Standby Letters of Credit | RCON3821 | $13.4M |
| Commercial and Similar Letters of Credit | RCON3411 | $378K |
Schedule RC-M: Memoranda (4 items)
About Schedule RC-M · Citizens Business Bank, N.A. memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $500.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $500.0M |
| All other intangible assets | RCONJF76 | $118.2M |
| All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices | RCON5512 | $206K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (23 items)
About Schedule RC-N · Citizens Business Bank, N.A. past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Additions to Nonaccrual Assets | RCONC410 | $18.3M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $16.6M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $9.5M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $4.8M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $3.7M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty : Commercial and Industrial Loans - to US Addressees - Nonaccrual | RCONK122 | $2.8M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty: Commercial and Industrial Loans - Nonaccrual | RCONK259 | $2.8M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $2.8M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 30 Through 89 Days and Still Accruing | RCON3493 | $1.9M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $871K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $840K |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $685K |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $640K |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCONK038 | $473K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $462K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCONK041 | $421K |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $160K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $145K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $139K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $123K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $76K |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 30 Through 89 Days and Still Accruing | RCONK036 | $29K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 30 Through 89 Days and Still Accruing | RCONK039 | $23K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (19 items)
About Schedule RC-O · Citizens Business Bank, N.A. other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $20.09B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $16.42B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $12.19B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $8.89B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $4.21B |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $2.19B |
| Nonbrokered Time Deposits of More Than $250,000 in Domestic Offices | RCONK678 | $326.3M |
| Total Unfunded Commitments to Fund Construction, Land Development, and Other Land Loans Secured by Real Estate | RCONK676 | $248.9M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Loans Secured by Multifamily Residential and Nonfarm Nonresidential Properties | RCONN178 | $28.4M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $18.0M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCONN179 | $8.9M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Closed-end Loans Secured by Junior Liens on 1-4 Family Residential Properties and Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCONN180 | $8.4M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $4.7M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Commercial and Industrial Loans | RCONN181 | $2.4M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 88,337 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 9,948 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 728 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 8 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (18 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Trading Assets - Level 2 Fair Value Measurements | RCONG500 | $2.0M |
| Other Trading Assets - Total Fair Value Reported on Schedule Rc | RCONG497 | $2.0M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $3.50B |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $3.49B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $3.47B |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $3.46B |
| All Other Assets - Level 2 Fair Value Measurements | RCONG396 | $29.1M |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $29.1M |
| First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Assets Measured at Fair Value on a Recurring Basis (Rc-q 6.) - Level 2 Fair Value Measurements | RCONG549 | $29.1M |
| First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Assets Measured at Fair Value on a Recurring Basis (Rc-q 6.) - Total Fair Value Reported on Schedule Rc | RCONG546 | $29.1M |
| All Other Liabilities - Level 2 Fair Value Measurements | RCONG808 | $26.0M |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCONG805 | $26.0M |
| First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Liabilities Measured at Fair Value on a Recurring Basis (Rc-q 13.) - Level 2 Fair Value Measurements | RCONG574 | $26.0M |
| First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Liabilities Measured at Fair Value on a Recurring Basis (Rc-q 13.) - Total Fair Value Reported on Balance Sheet | RCONG571 | $26.0M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG534 | $26.0M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG531 | $26.0M |
| Available-for-sale Securities - Less Amounts Netted in the Determination of Total Fair Value | RCONG474 | -$15.1M |
| Total Assets Measured at Fair Value on a Recurring Basis - Less Amounts Netted in the Determination of Total Fair Value | RCONG503 | -$15.1M |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Citizens Business Bank, N.A. regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $15.06B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (27 items)
About Schedule RC-R, Part I · Citizens Business Bank, N.A. regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $20.09B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $18.92B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $15.06B |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $3.11B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $2.25B |
| Common Equity Tier 1 Capital | RCOAP859 | $2.16B |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $2.16B |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $2.16B |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $2.10B |
| Retained Earnings | RCOAKW00 | $1.23B |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $1.18B |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $1.10B |
| Accumulated Other Comprehensive Income | RCOAB530 | -$228.1M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$227.0M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $92.6M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $92.6M |
| Tier 2 Capital Before Deductions | RCOAP870 | $92.6M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $82.8M |
| Less: Net Unrealized Gains (Losses) on Held-to-maturity Securities That Are Included in AOCI (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP848 | -$840K |
| Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls | RCOAP843 | $487K |
| Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP846 | -$293K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1494 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1433 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1433 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1141 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0694 |
Schedule RC-R, Part II: Risk-Weighted Assets (86 items)
About Schedule RC-R, Part II · Citizens Business Bank, N.A. risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $15.06B |
| Total Risk-weighted Assets | RCONG641 | $15.06B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $13.10B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $13.10B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $11.85B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $10.60B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $10.49B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $5.62B |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $5.57B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $3.47B |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $3.36B |
| Total All Other Assets | RCOND981 | $2.50B |
| Total Held-to-maturity Securities | RCOND961 | $2.22B |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $2.15B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $2.13B |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $2.01B |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $1.54B |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $1.28B |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $1.24B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $1.23B |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $1.23B |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $1.13B |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $1.12B |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $1.11B |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $1.08B |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $1.08B |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $1.08B |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $942.0M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | $839.7M |
| Notional Principal Amounts of Centrally Cleared Dervative Contracts, Interest Rate - Over One Year Through Five Years | RCONS604 | $700.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $663.8M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $613.9M |
| Repo-style Transactions - 0 Pct Risk Weight Category | RCONS517 | $563.4M |
| Repo-style Transactions - Credit Equivalent Amount | RCONS516 | $563.4M |
| Repo-style Transactions - Face, Notional, or Other Amount | RCONS515 | $563.4M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $421.2M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $371.5M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$323.5M |
| Unconditionally Cancellable Commitments | RCONS540 | $309.8M |
| Notional Principal Amounts of Centrally Cleared Dervative Contracts, Interest Rate - One Year or Less | RCONS603 | $300.0M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $205.0M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $195.8M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years | RCONS584 | $163.9M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $163.1M |
| Held-to-maturity Securities - 50 Pct Risk Weight Category | RCOND964 | $145.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $136.7M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $136.7M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $132.8M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $132.8M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $121.5M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $121.5M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $77.3M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $77.3M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $63.9M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $63.8M |
| Amount of allowances for credit losses on purchased credit-deteriorated assets - Loans and leases held for investment | RCONJJ30 | $47.1M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - Adjustments to Totals Reported in Column a | RCONS458 | $47.1M |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCOND962 | $45.2M |
| Financial Standby Letters of Credit - 20 Pct Risk Weight Category | RCOND994 | $45.1M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $38.5M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $32.3M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $29.6M |
| Over-the-counter Derivatives - 0 Pct Risk Weight Category | RCONS543 | $27.4M |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $25.3M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $20.0M |
| All Other Assets - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH295 | $19.6M |
| All Other Assets -Application of Other Risk Weighting Approaches Exposure Amount | RCONH294 | $19.6M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $19.6M |
| Held-to-maturity Securities - 100 Pct Risk Weight Category | RCOND965 | $18.8M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $15.2M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $15.2M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $15.1M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $13.4M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $6.7M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $5.7M |
| Allocation by Risk Weight Category 0%, Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONH178 | $3.5M |
| Centrally Cleared Derivatives - 0 Pct Risk Weight Category | RCONS550 | $3.5M |
| Centrally Cleared Derivatives - Credit Equivalent Amount | RCONS549 | $3.5M |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCONS547 | $2.2M |
| Total Trading Assets | RCOND976 | $2.0M |
| Trading Assets - 100 Pct Risk Weight Category | RCOND980 | $2.0M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 20 Pct Risk Weight Category | RCONG603 | $1.0M |
| Held-to-maturity Securities - Adjustment to Totals Reported in Column a | RCONS399 | -$840K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Face, Notional, or Other Amount | RCONG606 | $378K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - 100 Pct Risk Weight Category | RCONG611 | $76K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Credit Equivalent Amount | RCONG607 | $76K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others | RCONA591 | $34.2M |
Schedule RC-T: Fiduciary and Related Services (40 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $3.81B |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $3.24B |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $358.6M |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $284.4M |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $249.1M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $184.4M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $101.7M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $95.0M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $75.4M |
| Employee Benefit-defined Benefit - Managed Assets | RCONB876 | $72.8M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Non-managed Assets | RCONJ256 | $58.2M |
| Employee Benefit-defined Contribution - Managed Assets | RCONB872 | $9.0M |
| Income from Fiduciary Activities | RIAD4070 | $6.7M |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $4.4M |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $4.3M |
| Employee Benefit-defined Contribution - Non-managed Assets | RCONB873 | $1.9M |
| Personal Trust and Agency Accounts | RIADB904 | $1.4M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $479K |
| Other Retirement Accounts | RIADB907 | $354K |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $252K |
| Custody and Safekeeping Accounts | RIADB909 | $183K |
| Employee Benefit-defined Benefit | RIADB906 | $141K |
| Other Fiduciary Accounts - Non-managed Assets | RCONB891 | $95K |
| Employee Benefit-defined Contribution | RIADB905 | $28K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 1,305 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 995 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 163 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 116 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 111 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 42 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 18 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 14 |
| Employee Benefit-defined Benefit - Number of Managed Accounts | RCONB878 | 10 |
| Other Fiduciary Accounts - Number of Non-managed Accounts | RCONB893 | 5 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 4 |
| Employee Benefit-defined Contribution - Number of Managed Accounts | RCONB874 | 3 |
| Employee Benefit-defined Contribution - Number of Non-managed Accounts | RCONB875 | 2 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Non-managed Accounts | RCONJ258 | 2 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 1 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $3.11B |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $2.27B |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $2.27B |
| Changes Incident to Business Combinations, Net | RIAD4356 | $840.2M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $105.0M |
| Other Comprehensive Income | RIADB511 | -$441K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (6 items)
About Schedule RI-B, Part I · Citizens Business Bank, N.A. charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $264K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $264K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $136K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $132K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries | RIADC896 | $3K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC218 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (5 items)
About Schedule RI-B, Part II · Citizens Business Bank, N.A. changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $126.7M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $77.2M |
| Adjustments | RIADC233 | $46.6M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $4.8M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $264K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $12.02B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $8.12B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $1.99B |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $1.67B |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $213.9M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $126.7M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $65.3M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $38.3M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $26.5M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $19.8M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $3.1M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $181K |
Schedule RI-E: Explanations (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Initial allowances for credit losses recognized upon the acquisition of purchased credit deterioriated assets on or after the effective date of ASU 2016-13 | RIADJJ27 | $46.6M |
| Data Processing Expenses | RIADC017 | $13.7M |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $6.6M |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $1.3M |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $979K |
Citizens Business Bank, N.A. call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Citizens Business Bank, N.A. call report?
The Citizens Business Bank, N.A. call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Citizens Business Bank, N.A. file?
Citizens Business Bank, N.A. files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Citizens Business Bank, N.A. call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Citizens Business Bank, N.A. has Federal Reserve RSSD ID 933966 and FDIC certificate number 21716. Either one finds its filings on the FFIEC Central Data Repository.
How often does Citizens Business Bank, N.A. file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Citizens Business Bank, N.A. financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 21716) · FFIEC NIC profile (RSSD 933966)