Bank call report · San Francisco, CA
Beacon Business Bank, N.A. Call Report
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Beacon Business Bank, N.A. filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 222 reported line items, schedule by schedule (448 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 403067 |
| FDIC certificate number | 25644 |
| Total assets | $164.4M |
Official Q2 2026 call report PDF (FFIEC) →
Beacon Business Bank, N.A. call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (24 items)
About Schedule RC · Beacon Business Bank, N.A. balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $164.4M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $164.4M |
| Total Liabilities and Minority Interest | RCON2948 | $147.2M |
| Total Deposits | RCON2200 | $134.2M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $115.3M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $113.8M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $94.3M |
| Deposits: Noninterest-bearing | RCON6631 | $40.0M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $33.7M |
| Total Equity Capital | RCON3210 | $17.2M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $17.2M |
| Surplus | RCON3839 | $13.9M |
| Other Borrowed Money | RCON3190 | $10.0M |
| Other Assets | RCON2160 | $7.2M |
| Interest-bearing Balances | RCON0071 | $5.1M |
| Undivided Profits and Capital Reserves | RCON3632 | $3.3M |
| Other Liabilities, Total | RCON2930 | $2.9M |
| Common Stock | RCON3230 | $2.7M |
| Accumulated Other Comprehensive Income | RCONB530 | -$2.6M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $1.7M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $1.6M |
| Allowance for Loan and Lease Losses | RCON3123 | $1.5M |
| Loans and Leases Held for Sale | RCON5369 | $1.1M |
| Intangible Assets | RCON2143 | $119K |
Schedule RI: Income Statement (37 items)
About Schedule RI · Beacon Business Bank, N.A. income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $3.9M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $3.4M |
| Total Noninterest Expense | RIAD4093 | $2.9M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $2.8M |
| Net Interest Income | RIAD4074 | $2.6M |
| Salaries and Employee Benefits | RIAD4135 | $1.9M |
| Total Interest Expense | RIAD4073 | $1.3M |
| Other Noninterest Expense | RIAD4092 | $780K |
| Total Noninterest Income | RIAD4079 | $633K |
| Other Interest Expense | RIADGW44 | $402K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $395K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $350K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $319K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $301K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $298K |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $242K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $242K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $231K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $231K |
| Net Income (Loss) | RIAD4340 | $231K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $231K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $193K |
| Interest on Other Securities | RIAD4060 | $175K |
| Net Servicing Fees | RIADB492 | $109K |
| Other Noninterest Income | RIADB497 | $99K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $95K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $91K |
| Other Interest Income | RIAD4518 | $80K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $79K |
| Provision for Loan and Lease Losses | RIAD4230 | $73K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $64K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $64K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $30K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $13K |
| Applicable Income Taxes | RIAD4302 | $11K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 24 |
Schedule RC-B: Securities (27 items)
About Schedule RC-B · Beacon Business Bank, N.A. securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $1.2M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $1.2M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $36.3M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $13.9M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $11.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $11.1M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $10.1M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $9.5M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $8.4M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $7.2M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $7.1M |
| Pledged Securities | RCON0416 | $7.1M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $7.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $6.4M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $5.0M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $5.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $3.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $2.5M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $2.0M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $2.0M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $1.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $1.1M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $1.1M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $139K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $61K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $20K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $18K |
Schedule RC-C, Part I: Loans and Leases (20 items)
About Schedule RC-C, Part I · Beacon Business Bank, N.A. loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $116.4M |
| Pledged Loans and Leases | RCONG378 | $65.1M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $45.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $44.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $34.8M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $26.4M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $23.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $18.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $14.9M |
| Commercial and Industrial Loans | RCON1766 | $9.3M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $5.7M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $3.4M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $2.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $1.9M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $1.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $1.4M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $1.1M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $752K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $224K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $101K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (10 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $17.7M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $7.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $250K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $189K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $100K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 37 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 19 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 5 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 1 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 1 |
Schedule RC-E: Deposit Liabilities (28 items)
About Schedule RC-E · Beacon Business Bank, N.A. deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $80.4M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $63.1M |
| Total Transaction Accounts | RCON2215 | $53.9M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $53.9M |
| Total Demand Deposits (See Note Below) | RCON2210 | $47.1M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $42.7M |
| Total reciprocal deposits | RCONJH83 | $34.5M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $15.5M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $15.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $13.3M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $13.1M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $13.1M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $12.8M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $12.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $12.4M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $10.1M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $10.1M |
| Total Brokered Deposits | RCON2365 | $10.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $7.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $7.4M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $6.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $5.4M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $4.7M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $3.2M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $2.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $2.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $500K |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $105K |
Schedule RC-F: Other Assets (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $4.8M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $1.5M |
| Accrued Interest Receivable | RCONB556 | $565K |
| Other Assets | RCON2168 | $252K |
| Prepaid Expenses | RCON2166 | $194K |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $1.9M |
| Operating lease liabilities | RCONLB56 | $1.8M |
| Other Expenses Accrued and Unpaid | RCON3646 | $590K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $321K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $59K |
Schedule RC-K: Quarterly Averages (14 items)
About Schedule RC-K · Beacon Business Bank, N.A. quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $170.2M |
| Quarterly Average of Total Loans | RCON3360 | $116.3M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $97.5M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $46.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $22.4M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $19.5M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $15.8M |
| All Other Securities | RCONB560 | $13.5M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $12.7M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $11.9M |
| Mortgage-backed Securities | RCONB559 | $11.1M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $10.0M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $8.7M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $4.6M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (7 items)
About Schedule RC-L · Beacon Business Bank, N.A. derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $9.0M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $5.6M |
| All Other Off-balance Sheet Liabilities | RCON3430 | $4.8M |
| Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf | RCONC978 | $4.8M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $3.4M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $3.1M |
| Performance Standby Letters of Credit | RCON3821 | $120K |
Schedule RC-M: Memoranda (4 items)
About Schedule RC-M · Beacon Business Bank, N.A. memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $10.0M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $365K |
| All other intangible assets | RCONJF76 | $60K |
| Mortgage Servicing Assets | RCON3164 | $59K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (2 items)
About Schedule RC-N · Beacon Business Bank, N.A. past due and nonaccrual loans, leases, and other assets trends
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · Beacon Business Bank, N.A. other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $170.2M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $134.6M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $72.4M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $62.0M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $19.7M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $106K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 1,100 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 94 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 7 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (20 items)
About Schedule RC-R, Part I · Beacon Business Bank, N.A. regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $170.2M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $170.1M |
| Total Assets | RCOA2170 | $164.4M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $21.2M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $21.1M |
| Common Equity Tier 1 Capital | RCOAP859 | $19.8M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $19.8M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $19.8M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $17.2M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $16.6M |
| Retained Earnings | RCOAKW00 | $3.3M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$2.6M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$2.6M |
| Off-balance sheet exposures: Other off-balance sheet exposures | RCOAKX81 | $120K |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $61K |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $61K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.1291 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1163 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $17.4M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $17.4M |
| Total Equity Capital | RIAD3210 | $17.2M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $460K |
| Other Comprehensive Income | RIADB511 | $95K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Beacon Business Bank, N.A. changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $1.5M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $1.4M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $18K |
Schedule SU: Supplemental Information (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Outstanding Principal Balance of Closed End 1-4 Family Residential Mortgage Loans Serviced for Others Plus the Total Outstanding Principal Balance of Other Financial Assets Serviced for Others If More Than $10 Million | RCONFT12 | $27.3M |
Beacon Business Bank, N.A. call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Beacon Business Bank, N.A. call report?
The Beacon Business Bank, N.A. call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Beacon Business Bank, N.A. file?
Beacon Business Bank, N.A. files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Beacon Business Bank, N.A. call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Beacon Business Bank, N.A. has Federal Reserve RSSD ID 403067 and FDIC certificate number 25644. Either one finds its filings on the FFIEC Central Data Repository.
How often does Beacon Business Bank, N.A. file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Beacon Business Bank, N.A. financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 25644) · FFIEC NIC profile (RSSD 403067)