Bank call report · Santa Rosa, CA
Exchange Bank Call Report
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Exchange Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 491 reported line items, schedule by schedule (928 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 507068 |
| FDIC certificate number | 8468 |
| Total assets | $3.19B |
Official Q2 2026 call report PDF (FFIEC) →
Exchange Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (26 items)
About Schedule RC · Exchange Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $3.19B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $3.19B |
| Total Liabilities and Minority Interest | RCON2948 | $2.83B |
| Total Deposits | RCON2200 | $2.75B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $1.89B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $1.74B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $1.71B |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $1.13B |
| Deposits: Noninterest-bearing | RCON6631 | $860.6M |
| Undivided Profits and Capital Reserves | RCON3632 | $362.9M |
| Total Equity Capital | RCON3210 | $355.4M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $355.4M |
| Other Assets | RCON2160 | $185.0M |
| Interest-bearing Balances | RCON0071 | $88.4M |
| Accumulated Other Comprehensive Income | RCONB530 | -$57.8M |
| Other Borrowed Money | RCON3190 | $46.3M |
| Surplus | RCON3839 | $46.0M |
| Other Liabilities, Total | RCON2930 | $33.2M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $31.2M |
| Allowance for Loan and Lease Losses | RCON3123 | $30.3M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $23.8M |
| Loans and Leases Held for Sale | RCON5369 | $15.0M |
| Other Real Estate Owned | RCON2150 | $4.7M |
| Common Stock | RCON3230 | $4.3M |
| Intangible Assets | RCON2143 | $264K |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $217K |
Schedule RI: Income Statement (45 items)
About Schedule RI · Exchange Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $65.4M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $50.6M |
| Net Interest Income | RIAD4074 | $48.7M |
| Total Noninterest Expense | RIAD4093 | $41.2M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $32.8M |
| Salaries and Employee Benefits | RIAD4135 | $23.0M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $19.9M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $19.9M |
| Total Interest Expense | RIAD4073 | $16.7M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $14.8M |
| Net Income (Loss) | RIAD4340 | $14.8M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $14.8M |
| Other Noninterest Expense | RIAD4092 | $14.2M |
| Total Noninterest Income | RIAD4079 | $12.5M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $10.5M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $5.4M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $5.3M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $5.2M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $5.1M |
| Applicable Income Taxes | RIAD4302 | $5.1M |
| Other Noninterest Income | RIADB497 | $4.8M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $4.0M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $4.0M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $3.0M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $2.4M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $2.3M |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $2.3M |
| Interest on Other Securities | RIAD4060 | $2.3M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $1.7M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $1.4M |
| Provision for Loan and Lease Losses | RIAD4230 | $1.0M |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $951K |
| Other Interest Income | RIAD4518 | $895K |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $802K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $597K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $597K |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $493K |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $408K |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $197K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $100K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $52K |
| Income from Lease Financing Receivables | RIAD4065 | $5K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | $4K |
| Trading Revenue | RIADA220 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 354 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $119.6M |
| Balances Due from Federal Reserve Banks | RCON0090 | $88.4M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $14.3M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $11.3M |
| Currency and Coin | RCON0080 | $5.6M |
Schedule RC-B: Securities (39 items)
About Schedule RC-B · Exchange Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $684K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $674K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $374.6M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $337.6M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $55.7M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $52.8M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $1.21B |
| Pledged Securities | RCON0416 | $473.6M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $472.0M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $445.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $258.4M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $240.2M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $204.4M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $192.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $179.9M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $167.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $130.7M |
| Amortized Cost of Structured Notes | RCON8782 | $109.9M |
| Fair Value of Structured Notes | RCON8783 | $104.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $96.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $68.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $66.6M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $52.8M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $51.6M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $36.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $28.1M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $21.2M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $21.1M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $19.1M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCONHT60 | $17.4M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCONHT61 | $16.9M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $6.2M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $6.1M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $3.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $3.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $1.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $952K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $681K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $200K |
Schedule RC-C, Part I: Loans and Leases (49 items)
About Schedule RC-C, Part I · Exchange Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Pledged Loans and Leases | RCONG378 | $1.75B |
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $1.75B |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $699.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $537.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $322.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $321.5M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $251.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $199.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $187.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $178.2M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $168.4M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $136.6M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $131.7M |
| Commercial and Industrial Loans | RCON1766 | $120.2M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $120.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $106.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $93.1M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $85.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $42.0M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $36.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $33.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $31.3M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $27.0M |
| Real Estate Loans Secured by Farmland | RCON1420 | $25.9M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $24.0M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $21.2M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $14.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $13.5M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $11.3M |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $11.2M |
| Commercial and Industrial Loans Measured at Fair Value (Domestic Only) | RCONF585 | $7.7M |
| Unpaid Principal Balance of Commericial and Industrial Loans Measured at Fair Value: | RCONF597 | $7.7M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $5.7M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $5.3M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $3.6M |
| Other Loans Measured at Fair Value | RCONF589 | $2.2M |
| Unpaid Principal Balance of Other Loans | RCONF601 | $2.2M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $1.9M |
| Other Loans | RCONJ464 | $1.9M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $909K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Owner-occupied Nonfarm Nonresidential Properties | RCONK161 | $886K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans | RCONK256 | $541K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans: to U.S. Addressees (Domicile) | RCONK163 | $541K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $423K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Other Nonfarm Nonresidential Properties | RCONK162 | $215K |
| All Other Lease Financing Receivables | RCONF163 | $82K |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $82K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - All Other Loans | RCONK165 | $48K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other Consumer Loans That Exceed 10 Percent of Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONK204 | $48K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (22 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $94.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $22.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $11.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $8.2M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $2.1M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $1.4M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $470K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $436K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $253K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $122K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $31K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 399 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 219 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 204 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 132 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 17 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 5 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 4 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 3 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 3 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 3 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 1 |
Schedule RC-E: Deposit Liabilities (33 items)
About Schedule RC-E · Exchange Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $1.49B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $1.44B |
| Total Transaction Accounts | RCON2215 | $1.26B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $1.17B |
| Total Demand Deposits (See Note Below) | RCON2210 | $860.6M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $566.4M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $428.6M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $398.6M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $316.3M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $312.5M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $308.9M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $301.6M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $253.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $197.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $192.9M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $170.4M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $163.1M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $128.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $116.0M |
| Total reciprocal deposits | RCONJH83 | $115.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $90.2M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $85.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $72.9M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $48.0M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $29.4M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $29.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $15.2M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $13.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $7.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $1.4M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $914K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $258K |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $2K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $63.6M |
| Net Deferred Tax Assets | RCON2148 | $40.3M |
| Other Assets | RCON2168 | $37.0M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $16.3M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $15.0M |
| Accrued Interest Receivable | RCONB556 | $12.7M |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $20.8M |
| All Other Liabilities | RCON2938 | $9.8M |
| Deferred Compensation Liabilities | RCONC011 | $9.0M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $1.9M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $755K |
Schedule RC-K: Quarterly Averages (17 items)
About Schedule RC-K · Exchange Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $3.27B |
| Quarterly Average of Total Loans | RCON3360 | $1.73B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $1.11B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $1.03B |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $466.6M |
| Mortgage-backed Securities | RCONB559 | $462.5M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $437.2M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $410.4M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $321.7M |
| All Other Securities | RCONB560 | $198.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $176.7M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $119.9M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $118.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $45.3M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $45.0M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $18.0M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $133K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (10 items)
About Schedule RC-L · Exchange Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $149.1M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $76.2M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $35.8M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $18.6M |
| Performance Standby Letters of Credit | RCON3821 | $14.3M |
| Commercial Real Estate, Construction, and Land Development: Commitments to Fund Loans Not Secured by Real Estate | RCON6550 | $11.0M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $10.1M |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $10.0M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $10.0M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8745 | $24K |
Schedule RC-M: Memoranda (13 items)
About Schedule RC-M · Exchange Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $40.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $40.0M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $37.4M |
| Secured Liabilities: Amount of 'Other Borrowings' That Are Secured | RCONF065 | $6.3M |
| All Other Real Estate Owned: Multifamily (5 or More) Residential Properties in Domestic Offices | RCON5511 | $4.7M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF063 | $2.2M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over Three Year Through Five Years. | RCONF062 | $2.1M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF061 | $1.3M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF060 | $674K |
| Other Borrowings: with a Remaining Maturity of One Year or Less | RCONB571 | $674K |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $264K |
| Mortgage Servicing Assets | RCON3164 | $264K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 8 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (19 items)
About Schedule RC-N · Exchange Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $9.6M |
| Additions to Nonaccrual Assets | RCONC410 | $4.0M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $3.5M |
| 1-4 Family Residential Construction Loans, Nonaccrual | RCONF176 | $3.1M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $1.8M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $689K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $518K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $378K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $356K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $229K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $151K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $126K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $51K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $48K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 90 Days or More and Still Accruing | RCON5399 | $43K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $31K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $25K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $6K |
| Lease Financing Receivables - Past Due 90 Days or More and Still Accruing | RCON1227 | $5K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · Exchange Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $3.27B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $2.75B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $1.55B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $1.17B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $711.8M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $408.9M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $26.2M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $3.2M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 78,413 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 1,827 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 832 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 10 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (15 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases Held for Sale - Level 3 Fair Value Measurements | RCONG487 | $15.0M |
| Loans and Leases Held for Sale - Total Fair Value Reported on Schedule Rc | RCONG483 | $15.0M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $1.14B |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $1.13B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $1.13B |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $1.13B |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements | RCONG506 | $15.2M |
| Loans measured at fair value, Loans secured by real estate, Secured by 1-4 family residential properties, Domestic Offices | RCONHT87 | $5.1M |
| Loans measured at fair value, Unpaid principal balance of loans measured at fair value, Secured by 1-4 family residential properties, Domestic Offices | RCONHT91 | $5.1M |
| All Other Assets - Level 3 Fair Value Measurements | RCONG804 | $264K |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $264K |
| All Other Liabilities - Level 2 Fair Value Measurements | RCONG808 | $24K |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCONG805 | $24K |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG534 | $24K |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG531 | $24K |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · Exchange Bank regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (23 items)
About Schedule RC-R, Part I · Exchange Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $3.27B |
| Average total consolidated assets | RCOAKW03 | $3.27B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $2.18B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $440.5M |
| Common Equity Tier 1 Capital | RCOAP859 | $413.2M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $413.2M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $413.2M |
| Retained Earnings | RCOAKW00 | $362.9M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $355.4M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$57.8M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$56.6M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $50.3M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $27.3M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $27.3M |
| Tier 2 Capital Before Deductions | RCOAP870 | $27.3M |
| Less: Amounts Recorded in AOCI Attributed to Defined Benefit Postretirement Plans Resulting from the Initial and Subsequent Application of the Relevant GAAP Standards That Pertain to Such Plans (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP847 | -$1.2M |
| Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP846 | -$24K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.2023 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1898 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1898 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1264 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.1223 |
Schedule RC-R, Part II: Risk-Weighted Assets (66 items)
About Schedule RC-R, Part II · Exchange Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $2.18B |
| Total Risk-weighted Assets | RCONG641 | $2.18B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $1.74B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $1.74B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $1.61B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $1.32B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $1.32B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $1.19B |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $1.19B |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $1.15B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $1.13B |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $412.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $343.3M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $343.3M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $314.8M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $238.9M |
| Total All Other Assets | RCOND981 | $213.8M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $207.1M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $183.6M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $171.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $121.0M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $121.0M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $119.6M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$112.1M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $103.5M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $103.5M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $98.1M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $96.9M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $93.9M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$80.4M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $27.5M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $22.7M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $22.6M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $18.8M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $18.8M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $16.3M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $16.3M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $16.3M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $15.0M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $14.3M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $10.7M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $10.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $7.2M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $7.2M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $7.2M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $7.2M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $6.2M |
| Total Loans and Leases Held for Sale, All Other Exposures | RCONS431 | $5.8M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $5.1M |
| Loans and Leases Held for Sale, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS429 | $4.0M |
| Total Loans and Leases Held for Sale, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS423 | $4.0M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $3.1M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $3.1M |
| Loans and Leases Held for Sale, All Other Exposures - 100 Pct Risk Weight Category | RCONS436 | $3.0M |
| Loans and Leases Held for Sale, All Other Exposures - 20 Pct Risk Weight Category | RCONS434 | $2.8M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 20 Pct Risk Weight Category | RCONS415 | $2.3M |
| Allocation by Risk Weight Category 0%, Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONH173 | $1.5M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | -$1.4M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $995K |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $660K |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS417 | $285K |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $264K |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $264K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $264K |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCONS547 | $50K |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $50K |
Schedule RC-T: Fiduciary and Related Services (37 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $1.23B |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $595.1M |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $429.2M |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $395.3M |
| Employee Benefit-defined Contribution - Non-managed Assets | RCONB873 | $361.7M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $112.2M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $103.7M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $71.6M |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $27.6M |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $26.4M |
| Employee Benefit-defined Contribution - Managed Assets | RCONB872 | $11.7M |
| Income from Fiduciary Activities | RIAD4070 | $6.0M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $5.9M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $5.9M |
| Employee Benefit-defined Benefit - Managed Assets | RCONB876 | $5.6M |
| Personal Trust and Agency Accounts | RIADB904 | $2.8M |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $1.3M |
| Employee Benefit-defined Contribution | RIADB905 | $1.2M |
| Other Retirement Accounts | RIADB907 | $475K |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $120K |
| Custody and Safekeeping Accounts | RIADB909 | $48K |
| Other Fiduciary and Related Services Income | RIADB910 | $47K |
| Employee Benefit-defined Benefit | RIADB906 | $17K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 841 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 366 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 257 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 189 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 188 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 63 |
| Employee Benefit-defined Contribution - Number of Non-managed Accounts | RCONB875 | 49 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 28 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 25 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 10 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 10 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 4 |
| Employee Benefit-defined Contribution - Number of Managed Accounts | RCONB874 | 3 |
| Employee Benefit-defined Benefit - Number of Managed Accounts | RCONB878 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $355.4M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $346.7M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $346.7M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $4.5M |
| Other Comprehensive Income | RIADB511 | -$1.6M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (19 items)
About Schedule RI-B, Part I · Exchange Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $4.6M |
| Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs | RIADC897 | $4.2M |
| Charge-offs on Automobile Loans | RIADK129 | $215K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $99K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $83K |
| Recoveries on Automobile Loans | RIADK133 | $71K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $67K |
| Charge-offs on Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 4645, 4646, and 4644 | RIAD5409 | $16K |
| Charge-offs on All Other Loans | RIAD4644 | $11K |
| Charge-offs on Loans to Finance Agricultural Production and Other Loans to Farmers | RIAD4655 | $11K |
| Recoveries on All Other Loans | RIAD4628 | $11K |
| Recoveries on Loans to Finance Agricultural Production and Other Loans to Farmers | RIAD4665 | $11K |
| Recoveries on Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 4617, 4618, and 4628 | RIAD5410 | $11K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $9K |
| Charge-offs on Lease Financing Receivables | RIAD4266 | $5K |
| Recoveries on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5412 | $4K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $2K |
| Loans Secured by Other Nonfarm Nonresidential Properties: Recoveries | RIADC898 | $1K |
| Recoveries on Lease Financing Receivables | RIAD4267 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Exchange Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $33.9M |
| Allowance for Loan and Lease Losses | RIAD3123 | $30.3M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $4.6M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$900K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (13 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $1.74B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $856.8M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $669.9M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $128.4M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $42.9M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $41.4M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $30.3M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $14.4M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $8.9M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $3.2M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $2.6M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $1.3M |
| Loans and Leases, Held for Investment, Unallocated, Allowance Balance | RCONJJ18 | $25K |
Schedule RI-E: Explanations (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $3.0M |
| Data Processing Expenses | RIADC017 | $2.5M |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $2.1M |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $1.4M |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $434K |
Exchange Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Exchange Bank call report?
The Exchange Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Exchange Bank file?
Exchange Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Exchange Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Exchange Bank has Federal Reserve RSSD ID 507068 and FDIC certificate number 8468. Either one finds its filings on the FFIEC Central Data Repository.
How often does Exchange Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Exchange Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 8468) · FFIEC NIC profile (RSSD 507068)