Bank call report · San Francisco, CA
Bank of the Orient Call Report
BankRegReports is independent of Bank of the Orient and never asks for online banking logins or passwords.
Bank of the Orient filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 031. Below are its 277 reported line items, schedule by schedule (855 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 031 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 777366 |
| FDIC certificate number | 20387 |
| Total assets | $1.21B |
Official Q2 2026 call report PDF (FFIEC) →
Bank of the Orient call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 031.
Schedule RC: Balance Sheet (23 items)
About Schedule RC · Bank of the Orient balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCFD2170 | $1.21B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCFD3300 | $1.21B |
| Total Liabilities and Minority Interest | RCFD2948 | $1.08B |
| Total Deposits | RCON2200 | $1.05B |
| Loans and Leases, Net of Unearned Income - Totals | RCFDB528 | $990.7M |
| Loans and Leases, Net of Unearned Income and Allowance | RCFDB529 | $977.0M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $936.8M |
| Interest-bearing Balances | RCFD0071 | $149.8M |
| Total Equity Capital | RCFD3210 | $137.4M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCFDG105 | $137.4M |
| Deposits: Noninterest-bearing | RCON6631 | $114.1M |
| Undivided Profits and Capital Reserves | RCFD3632 | $89.3M |
| Surplus | RCFD3839 | $40.8M |
| Available-for-sale debt securities (from Schedule RC-B, column D) (consolidated) | RCFD1773 | $31.9M |
| Available-for-sale debt securities (from Schedule RC-B, column D) (domestic offices) | RCON1773 | $31.9M |
| Other Assets | RCFD2160 | $27.3M |
| Other Liabilities, Total | RCFD2930 | $26.1M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCFD2145 | $17.6M |
| Allowance for Loan and Lease Losses | RCFD3123 | $13.7M |
| Noninterest-bearing Balances and Currency and Coin | RCFD0081 | $10.8M |
| Common Stock | RCFD3230 | $10.1M |
| Accumulated Other Comprehensive Income | RCFDB530 | -$2.7M |
| Intangible Assets | RCFD2143 | $61K |
Schedule RI: Income Statement (32 items)
About Schedule RI · Bank of the Orient income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $34.0M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $31.0M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $24.1M |
| Net Interest Income | RIAD4074 | $19.5M |
| Total Interest Expense | RIAD4073 | $14.5M |
| Total Noninterest Expense | RIAD4093 | $13.3M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $9.6M |
| Salaries and Employee Benefits | RIAD4135 | $7.2M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $6.2M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $6.2M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $5.9M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $4.4M |
| Net Income (Loss) | RIAD4340 | $4.4M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $4.4M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $3.7M |
| Other Noninterest Expense | RIAD4092 | $3.6M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $2.5M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $2.1M |
| Applicable Income Taxes | RIAD4302 | $1.8M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $1.1M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $1.1M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $501K |
| Provision for Loan and Lease Losses | RIAD4230 | $485K |
| Total Noninterest Income | RIAD4079 | $361K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $332K |
| Other Interest Income | RIAD4518 | $328K |
| Other Noninterest Income | RIADB497 | $296K |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $76K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $65K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $14K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $14K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 107 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (9 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions (consolidated) | RCFD0010 | $160.6M |
| Cash and Balances Due from Depository Institutions (domestic offices) | RCON0010 | $146.0M |
| Balances Due from Federal Reserve Banks (consolidated) | RCFD0090 | $134.7M |
| Balances Due from Federal Reserve Banks (domestic offices) | RCON0090 | $134.7M |
| Balances Due from Banks in Foreign Countries and Foreign Central Banks | RCFD0070 | $14.6M |
| Balances Due from Depository Institutions in the U.S. (consolidated) | RCFD0082 | $9.2M |
| Balances Due from Depository Institutions in the U.S. (domestic offices) | RCON0082 | $9.2M |
| Cash Items in Process of Collection, Unposted Debits, and Currency and Coin | RCFD0022 | $2.1M |
| Currency and Coin | RCON0080 | $2.1M |
Schedule RC-B: Securities (12 items)
About Schedule RC-B · Bank of the Orient securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCFDG306 | $15.3M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCFDG307 | $12.4M |
| Total Amortized Cost of Available-for-sale Securities | RCFD1772 | $35.6M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCFDK152 | $18.3M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCFDK153 | $17.6M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCFDA562 | $17.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCFDA560 | $7.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCFDA559 | $4.5M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCFDHT52 | $2.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCFDA551 | $1.9M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCFDHT53 | $1.9M |
| Pledged Securities | RCFD0416 | $440K |
Schedule RC-C, Part I: Loans and Leases (32 items)
About Schedule RC-C, Part I · Bank of the Orient loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income (consolidated) | RCFD2122 | $990.7M |
| Total Loans and Leases, Net of Unearned Income (domestic offices) | RCON2122 | $990.7M |
| Loans Secured by Real Estate | RCFD1410 | $955.6M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $368.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCFDA572 | $285.7M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $279.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCFDA570 | $260.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCFDA573 | $215.9M |
| Pledged Loans and Leases | RCFDG378 | $181.3M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $117.4M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $114.9M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCFDA247 | $107.6M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $100.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCFDA571 | $94.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $42.7M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $40.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $37.3M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $34.4M |
| Commercial and Industrial Loans to U.S. Addressees (consolidated) | RCFD1763 | $34.4M |
| Commercial and Industrial Loans to U.S. Addressees (domestic offices) | RCON1763 | $34.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $23.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $14.2M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $12.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCFDA574 | $7.6M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $2.4M |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $1.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCFDA575 | $818K |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions (consolidated) | RCFDJ454 | $591K |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions (domestic offices) | RCONJ454 | $591K |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCFD2746 | $407K |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) (consolidated) | RCFDJ451 | $90K |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) (domestic offices) | RCONJ451 | $90K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $61.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $8.3M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $2.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $1.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $485K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $136K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 100 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 79 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 19 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 13 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 9 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 5 |
Schedule RC-E: Deposit Liabilities (29 items)
About Schedule RC-E · Bank of the Orient deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $908.8M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $905.6M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $541.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $333.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $292.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $249.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $217.4M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $217.4M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $212.5M |
| Total Transaction Accounts | RCON2215 | $142.1M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $141.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $122.1M |
| Total Demand Deposits (See Note Below) | RCON2210 | $115.6M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $103.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $95.3M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $42.1M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $25.0M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $25.0M |
| Total Brokered Deposits | RCON2365 | $25.0M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $9.0M |
| Total reciprocal deposits | RCONJH83 | $5.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $3.8M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $2.7M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $2.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $1.4M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $540K |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $302K |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $302K |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $168K |
Schedule RC-E, Part II: Deposits in Foreign Offices (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Time Deposits in Foreign Offices with a Remaining Maturity of One Year or Less | RCFNA245 | $10K |
Schedule RC-F: Other Assets (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Net Deferred Tax Assets | RCFD2148 | $8.0M |
| Historical Cost of All Other Available-for-sale Equity Securities (consolidated) | RCFD1752 | $7.6M |
| Historical Cost of All Other Available-for-sale Equity Securities (domestic offices) | RCON1752 | $7.6M |
| Accrued Interest Receivable | RCFDB556 | $6.0M |
| Life Insurance Assets: General Account Life Insurance Assets | RCFDK201 | $3.5M |
| Other Assets | RCFD2168 | $2.2M |
| Prepaid Expenses | RCFD2166 | $724K |
| Computer Software | RCFDFT33 | $26K |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCFD2938 | $14.8M |
| Operating lease liabilities | RCFDLB56 | $14.4M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $7.0M |
| Other Expenses Accrued and Unpaid | RCFD3646 | $3.7M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCFDB557 | $521K |
Schedule RC-H: Selected Balance Sheet Items for Domestic Offices (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| MBS: Pass-through Securities: Issued or Guaranteed by FNMA, FHLMC, or GNMA - Fair Value of Available-for-sale Securities | RCONG390 | $12.4M |
| MBS: Other Mortgage-backed Securities (Include Cmos, REMICS and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Fair Value of Available-for-sale Securities | RCONG394 | $17.6M |
| Total Assets (Held in Domestic Offices) | RCON2192 | $1.21B |
| Total Liabilities | RCON3129 | $1.07B |
| Net Due to Own Foreign Offices, Edge and Agreement Subsidiaries, and IBFS | RCON2941 | $7.9M |
| Fair Value of Available-for-sale U.S. Government Agency and Corporation Obligations (Exclude Mortgage-backed Securities) | RCON8495 | $1.9M |
Schedule RC-K: Quarterly Averages (14 items)
About Schedule RC-K · Bank of the Orient quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCFD3368 | $1.19B |
| Quarterly Average of Total Loans | RCON3360 | $977.3M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $779.6M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $548.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $201.1M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $164.9M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCFD3381 | $135.2M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $133.8M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $32.1M |
| Mortgage-backed Securities | RCFDB559 | $30.1M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $28.2M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCFDB558 | $1.9M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $90K |
| Quarterly Average of Interest-bearing Deposits in Foreign Offices, Edge and Agreement Subsidiaries, and IBFS | RCFN3404 | $73K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (5 items)
About Schedule RC-L · Bank of the Orient derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCFD3814 | $70.9M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCFDF165 | $22.9M |
| Other Unused Commitments: Commercial and Industrial Loans | RCFDJ457 | $7.5M |
| Other Unused Commitments: All Other Unused Commitments | RCFDJ459 | $4.3M |
| 1-4 Family Residential Construction Loan Commitments | RCFDF164 | $173K |
Schedule RC-M: Memoranda (2 items)
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (13 items)
About Schedule RC-N · Bank of the Orient past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 90 or More Days and Still Accruing. | RCONF175 | $13.8M |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCFD1407 | $13.8M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCFD1403 | $7.6M |
| Additions to Nonaccrual Assets | RCFDC410 | $7.6M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCFD1406 | $6.2M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $5.3M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $3.1M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $2.0M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $1.3M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $1.2M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Nonaccrual | RCONF663 | $1.2M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCFDHK28 | $1.2M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $839K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (15 items)
About Schedule RC-O · Bank of the Orient other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCFDK652 | $1.19B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCFDF236 | $1.06B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $684.3M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $364.5M |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $194.3M |
| Average Tangible Equity for the Calendar Quarter | RCFDK654 | $137.6M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $8.8M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $284K |
| Total Allowable Exclusions, Including Interest Accrued and Unpaid on Allowable Exclusions (Including Foreign Deposits) | RCFDF237 | $66K |
| Total Foreign Deposits (Included in Item B Above) | RCFNF234 | $66K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 14,526 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 715 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 314 |
| Averaging Method Used | RCFDK653 | 1 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 1 |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Available-for-sale Securities - Level 1 Fair Value Measurements | RCFDG475 | $31.9M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCFDJA36 | $31.9M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 1 Fair Value Measurements | RCFDG504 | $31.9M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCFDG502 | $31.9M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (20 items)
About Schedule RC-R, Part I · Bank of the Orient regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCFA2170 | $1.21B |
| Average total consolidated assets | RCFAKW03 | $1.19B |
| Average Total Assets (Net of Deductions) | RCFAA224 | $1.19B |
| Common Equity Tier 1 Capital | RCFAP859 | $138.2M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCFAP852 | $138.2M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCFA8274 | $138.2M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCFAP840 | $137.4M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCFAKX79 | $105.9M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCFAKX82 | $105.9M |
| Retained Earnings | RCFAKW00 | $89.3M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCFAP742 | $50.9M |
| Accumulated Other Comprehensive Income | RCFAB530 | -$2.7M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCFAP844 | -$2.6M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCFAP875 | $1.8M |
| Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls | RCFAP843 | $1.7M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCFAP842 | $61K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCFA7204 | 0.1165 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCFAKX83 | 0.0872 |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $137.4M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $132.8M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $132.8M |
| Other Comprehensive Income | RIADB511 | $168K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (5 items)
About Schedule RI-B, Part II · Bank of the Orient changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $13.7M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $13.2M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$152K |
| Balance most recently reported for end of previous calendar year, Report of Condition and Income Held-to-maturity debt securities (i.e., after adjustments from amended Reports of Income) | RIADJH88 | $1K |
| Provisions for credit losses, Held-to-maturity debt securities | RIADJH90 | -$1K |
Schedule RI-C, Part II: Disaggregated Data on the Allowance for Credit Losses, Part II (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCFDJJ11 | $990.7M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCFDJJ05 | $648.0M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCFDJJ06 | $254.5M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCFDJJ04 | $53.1M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCFDJJ07 | $34.9M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCFDJJ19 | $13.7M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCFDJJ13 | $8.5M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCFDJJ14 | $2.8M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCFDJJ12 | $1.6M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCFDJJ15 | $652K |
| Loans and Leases, Held for Investment, Unallocated, Allowance Balance | RCFDJJ18 | $96K |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCFDJJ09 | $90K |
Schedule RI-D: Income from Foreign Offices (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income in Foreign Offices | RIADC899 | $410K |
| Total Noninterest Expense in Foreign Offices | RIADC907 | $333K |
| Consolidated Net Income Attributable to Foreign Offices | RIADC914 | $77K |
| Net Income Attributable to Foreign Offices Before Internal Allocations of Income and Expense | RIADC911 | $77K |
Schedule RI-E: Explanations (10 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $843K |
| Data Processing Expenses | RIADC017 | $401K |
| Accounting and Auditing Expenses | RIADF556 | $284K |
| Marketing and Other Professional Services | RIAD0497 | $273K |
| Directors' Fees | RIAD4136 | $263K |
| Legal Expense | RIAD4141 | $212K |
| Consulting and Advisory Expense | RIADF557 | $152K |
| Telecommunications Expense | RIADF559 | $112K |
| Safe Deposit Box Rent | RIADC015 | $107K |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $48K |
Bank of the Orient call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Bank of the Orient call report?
The Bank of the Orient call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Bank of the Orient file?
Bank of the Orient files the FFIEC 031. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Bank of the Orient call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Bank of the Orient has Federal Reserve RSSD ID 777366 and FDIC certificate number 20387. Either one finds its filings on the FFIEC Central Data Repository.
How often does Bank of the Orient file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Bank of the Orient financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 20387) · FFIEC NIC profile (RSSD 777366)