RCFDK653: Averaging Method Used
RCFDK653 is the call report code for averaging method used, reported on Schedule RC-O, Other Data for Deposit Insurance Assessments. For Q2 2026, 74 banks reported it; the median nonzero value was 1. The largest value reported for Q2 2026 was 1, by Synchrony Bank.
Definition
Indicate by checking the box marked 'Daily' or 'Weekly' the averaging method that the reporting institution used to report its average consolidated total assets in Schedule RC-O, item 4, above.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCFDK653 sits on the call report
| Code | RCFDK653 (prefix RCFD, item K653) |
|---|---|
| Prefix RCFD | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices). |
| Schedule | RC-O, Other Data for Deposit Insurance Assessments |
| Reported on | FFIEC 031 |
| Value | Count or number, as of the quarter end |
| In the MDRM since | 2011 |
The same item under other prefixes
Item K653 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCONK653 | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items | 4,168 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCFDK653 |
|---|---|---|
| Synchrony Bank | Draper, UT | 1 |
| WEX Bank | Sandy, UT | 1 |
| Falcon International Bank | Laredo, TX | 1 |
| American Express National Bank | Sandy, UT | 1 |
| USAA Federal Savings Bank | Phoenix, AZ | 1 |
| Banesco USA | Miami, FL | 1 |
| City National Bank | Los Angeles, CA | 1 |
| Bankpacific, Ltd. | Hagatna, GU | 1 |
| Morgan Stanley Private Bank, N.A. | Purchase, NY | 1 |
| Ally Bank | Sandy, UT | 1 |
Related
All codes on Schedule RC-O · All call report schedules · Find the code for a loan type · What a call report is