Bank call report · Murrieta, CA
Legacy Bank Call Report
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Legacy Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 171 reported line items, schedule by schedule (506 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 5755510 |
| FDIC certificate number | 59204 |
| Total assets | $112.8M |
Official Q2 2026 call report PDF (FFIEC) →
Legacy Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (19 items)
About Schedule RC · Legacy Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $112.8M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $112.8M |
| Total Liabilities and Minority Interest | RCON2948 | $103.0M |
| Total Deposits | RCON2200 | $101.6M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $77.0M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $75.9M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $70.7M |
| Deposits: Noninterest-bearing | RCON6631 | $30.9M |
| Common Stock | RCON3230 | $27.9M |
| Interest-bearing Balances | RCON0071 | $20.3M |
| Undivided Profits and Capital Reserves | RCON3632 | -$18.1M |
| Federal Funds Sold | RCONB987 | $12.3M |
| Total Equity Capital | RCON3210 | $9.8M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $9.8M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $1.5M |
| Other Liabilities, Total | RCON2930 | $1.4M |
| Other Assets | RCON2160 | $1.4M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $1.4M |
| Allowance for Loan and Lease Losses | RCON3123 | $1.1M |
Schedule RI: Income Statement (32 items)
About Schedule RI · Legacy Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $3.7M |
| Total Noninterest Expense | RIAD4093 | $3.4M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $3.1M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $2.3M |
| Net Interest Income | RIAD4074 | $2.2M |
| Salaries and Employee Benefits | RIAD4135 | $1.9M |
| Total Interest Expense | RIAD4073 | $1.5M |
| Other Noninterest Expense | RIAD4092 | $1.3M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | -$1.1M |
| Net Income (Loss) | RIAD4340 | -$1.1M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | -$1.1M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | -$1.1M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | -$1.1M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $828K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $479K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $471K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $350K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $338K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $265K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $230K |
| Total Noninterest Income | RIAD4079 | $215K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $183K |
| Provision for Loan and Lease Losses | RIAD4230 | $134K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $132K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $81K |
| Other Noninterest Income | RIADB497 | $75K |
| Other Interest Expense | RIADGW44 | $23K |
| Other Interest Income | RIAD4518 | $18K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $8K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $6K |
| Applicable Income Taxes | RIAD4302 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 23 |
Schedule RC-C, Part I: Loans and Leases (16 items)
About Schedule RC-C, Part I · Legacy Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $77.0M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $36.7M |
| Pledged Loans and Leases | RCONG378 | $29.2M |
| Commercial and Industrial Loans | RCON1766 | $26.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $26.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $19.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $15.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $14.0M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $10.1M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $8.7M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $2.2M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $1.4M |
| Real Estate Loans Secured by Farmland | RCON1420 | $1.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $1.2M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $106K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $10K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $12.7M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $9.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $1.4M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $148K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $122K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $38K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 35 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 18 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 11 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 4 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 1 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 1 |
Schedule RC-E: Deposit Liabilities (28 items)
About Schedule RC-E · Legacy Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Demand Deposits (See Note Below) | RCON2210 | $52.9M |
| Total Transaction Accounts | RCON2215 | $52.9M |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $48.7M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $39.3M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $36.9M |
| Total Brokered Deposits | RCON2365 | $36.9M |
| Total reciprocal deposits | RCONJH83 | $36.9M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $33.3M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $18.4M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $17.9M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $17.7M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $16.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $11.7M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $11.4M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $11.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $10.4M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $9.4M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $8.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $7.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $6.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $2.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $2.3M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $1.3M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $1.2M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $977K |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $436K |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $237K |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $237K |
Schedule RC-F: Other Assets (5 items)
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $761K |
| Operating lease liabilities | RCONLB56 | $750K |
| Other Expenses Accrued and Unpaid | RCON3646 | $410K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $238K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $20K |
Schedule RC-K: Quarterly Averages (11 items)
About Schedule RC-K · Legacy Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $117.7M |
| Quarterly Average of Total Loans | RCON3360 | $77.0M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $56.1M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $25.5M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $22.9M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $20.8M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $19.7M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $18.6M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $17.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $10.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $133K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (2 items)
About Schedule RC-L · Legacy Bank derivatives and off-balance-sheet items trends
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (8 items)
About Schedule RC-N · Legacy Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $5.1M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $2.7M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $2.4M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $770K |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $770K |
| Commercial and Industrial Loans - Past Due 90 Days or More and Still Accruing | RCON1607 | $472K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $472K |
| Additions to Nonaccrual Assets | RCONC410 | $2K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · Legacy Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $117.7M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $102.0M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $53.5M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $48.2M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $9.9M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $237K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 605 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 54 |
| Averaging Method Used | RCONK653 | 1 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (14 items)
About Schedule RC-R, Part I · Legacy Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $117.7M |
| Average total consolidated assets | RCOAKW03 | $117.7M |
| Total Assets | RCOA2170 | $112.8M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $27.9M |
| Retained Earnings | RCOAKW00 | -$18.1M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $12.0M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $12.0M |
| Common Equity Tier 1 Capital | RCOAP859 | $9.8M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $9.8M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $9.8M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $9.8M |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.1065 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0829 |
Schedule RI-A: Changes in Bank Equity Capital (3 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $10.9M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $10.9M |
| Total Equity Capital | RIAD3210 | $9.8M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (2 items)
About Schedule RI-B, Part I · Legacy Bank charge-offs and recoveries on loans and leases trends
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Legacy Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $1.1M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $982K |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $54K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$53K |
Legacy Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Legacy Bank call report?
The Legacy Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Legacy Bank file?
Legacy Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Legacy Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Legacy Bank has Federal Reserve RSSD ID 5755510 and FDIC certificate number 59204. Either one finds its filings on the FFIEC Central Data Repository.
How often does Legacy Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Legacy Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 59204) · FFIEC NIC profile (RSSD 5755510)