Bank routing number ยท Murrieta, California
Legacy Bank Routing Number (ABA): 122245293
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The Legacy Bank routing number is 122245293. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
Legacy Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 8.29% at Q2 2026, not above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $112.8M
- Tier 1 leverage ratio, Q2 2026
- 8.29%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 1 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 2022
Full financial profile · Is Legacy Bank safe? · Legacy Bank call report · Branch locations
Legacy Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 122245293 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; Legacy Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 12, place this number in the Federal Reserve Bank of San Francisco's district (District 12). Digits five through eight, 4529, identify the institution within that district. The last digit, 3, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Legacy Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Legacy Bank checks or in its online banking. Ask the bank for wire instructions (https://www.legacybankca.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Legacy Bank
Legacy Bank is headquartered in Murrieta, California and was established in 2022. It is in the RIVERSIDE-SAN BERNARDINO-ONTARIO, CA metro area. It reported $112.8M in total assets and $101.6M in deposits for Q2 2026, the 109th largest of the 113 banks headquartered in California. See the largest banks in California by total assets. It reports 1 domestic office. Its deposits have been FDIC insured since 2022. Its primary federal regulator is the FDIC.
What the digits in 122245293 mean
The first four digits, 1222, are the Federal Reserve routing symbol. The prefix 12 places the number in the 12th Federal Reserve District (San Francisco). That is also the district where the bank is headquartered. Digits five through eight, 4529, identify the institution within its Federal Reserve district. The last digit, 3, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 5 + 7 x 15 + 10 = 130, a multiple of 10, so 122245293 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Legacy Bank routing number?
The Legacy Bank routing number is 122245293. It is the primary ABA routing transit number registered to Legacy Bank, headquartered in Murrieta, CA. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the Legacy Bank wire routing number?
This page lists the primary routing number registered to Legacy Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Legacy Bank before sending a wire.
Is ABA number 122245293 the routing number for Legacy Bank?
Yes. It is the primary routing number registered to Legacy Bank.
Which bank uses routing number 122245293?
It belongs to Legacy Bank, headquartered in Murrieta, CA. It is the bank's primary ABA routing number (FDIC certificate 59204).
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Regulator records: FDIC BankFind (cert 59204) · FFIEC NIC profile (RSSD 5755510)