Bank call report · Riverside, CA
HCN Bank Call Report
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HCN Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 233 reported line items, schedule by schedule (449 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 183668 |
| FDIC certificate number | 21606 |
| Total assets | $998.4M |
Official Q2 2026 call report PDF (FFIEC) →
HCN Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (24 items)
About Schedule RC · HCN Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $998.4M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $998.4M |
| Total Liabilities and Minority Interest | RCON2948 | $884.2M |
| Total Deposits | RCON2200 | $846.3M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $786.7M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $776.4M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $568.3M |
| Deposits: Noninterest-bearing | RCON6631 | $278.0M |
| Total Equity Capital | RCON3210 | $114.3M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $114.3M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $105.6M |
| Undivided Profits and Capital Reserves | RCON3632 | $88.5M |
| Interest-bearing Balances | RCON0071 | $69.4M |
| Other Borrowed Money | RCON3190 | $30.0M |
| Surplus | RCON3839 | $28.1M |
| Other Assets | RCON2160 | $24.8M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $13.7M |
| Allowance for Loan and Lease Losses | RCON3123 | $10.4M |
| Other Liabilities, Total | RCON2930 | $7.9M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $5.0M |
| Accumulated Other Comprehensive Income | RCONB530 | -$3.4M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $2.6M |
| Common Stock | RCON3230 | $1.0M |
| Intangible Assets | RCON2143 | $846K |
Schedule RI: Income Statement (38 items)
About Schedule RI · HCN Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $25.1M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $21.1M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $20.6M |
| Net Interest Income | RIAD4074 | $19.2M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $11.4M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $11.4M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $10.9M |
| Net Income (Loss) | RIAD4340 | $10.9M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $10.9M |
| Total Noninterest Expense | RIAD4093 | $9.6M |
| Total Interest Expense | RIAD4073 | $5.8M |
| Salaries and Employee Benefits | RIAD4135 | $5.6M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $5.0M |
| Other Noninterest Expense | RIAD4092 | $3.1M |
| Total Noninterest Income | RIAD4079 | $2.1M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $1.6M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $1.3M |
| Other Noninterest Income | RIADB497 | $901K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $883K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $883K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $706K |
| Applicable Income Taxes | RIAD4302 | $489K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $475K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $438K |
| Provision for Loan and Lease Losses | RIAD4230 | $364K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $359K |
| Other Interest Income | RIAD4518 | $308K |
| Net Servicing Fees | RIADB492 | $298K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $235K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $137K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $50K |
| Interest on Other Securities | RIAD4060 | $41K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $38K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | -$28K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $5K |
| Other Interest Expense | RIADGW44 | $3K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 89 |
Schedule RC-B: Securities (27 items)
About Schedule RC-B · HCN Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $109.1M |
| Pledged Securities | RCON0416 | $105.6M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $40.8M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $38.4M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $35.7M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $34.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $23.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $20.9M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $20.1M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $20.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $18.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $16.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $16.2M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $12.6M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $12.6M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $7.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $6.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $1.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $902K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $412K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $404K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $258K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $129K |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCONHT60 | $26K |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCONHT61 | $26K |
| Guaranteed by U.S. Government Agencies or Sponsored Agencies Included in Schedule Rc-b, Item 5.B - Available-for-sale, Fair Value | RCONPV01 | $26K |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Available-for-sale: Amortized Cost | RCONPV00 | $26K |
Schedule RC-C, Part I: Loans and Leases (21 items)
About Schedule RC-C, Part I · HCN Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $786.7M |
| Pledged Loans and Leases | RCONG378 | $708.5M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $679.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $459.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $101.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $92.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $76.6M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $51.9M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $47.4M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $34.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $32.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $22.6M |
| Commercial and Industrial Loans | RCON1766 | $14.3M |
| Other Loans | RCONJ464 | $4.9M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $1.4M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $1.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $940K |
| Unearned Income on Loans | RCON2123 | $424K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $263K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $172K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $33K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (10 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $94.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $7.3M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $1.3M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $443K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $433K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 214 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 40 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 35 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 10 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 7 |
Schedule RC-E: Deposit Liabilities (23 items)
About Schedule RC-E · HCN Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $538.9M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $430.0M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $364.2M |
| Total Demand Deposits (See Note Below) | RCON2210 | $307.4M |
| Total Transaction Accounts | RCON2215 | $307.4M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $288.4M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $122.9M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $107.9M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $39.0M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $39.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $21.8M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $19.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $17.2M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $12.2M |
| Total reciprocal deposits | RCONJH83 | $9.9M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $7.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $6.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $6.1M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $5.2M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $4.7M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $991K |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $637K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $598K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $9.3M |
| Other Assets | RCON2168 | $6.6M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $5.9M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $5.0M |
| Accrued Interest Receivable | RCONB556 | $3.4M |
| Net Deferred Tax Assets | RCON2148 | $579K |
| Prepaid Expenses | RCON2166 | $347K |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $7.0M |
| Deferred Compensation Liabilities | RCONC011 | $4.6M |
| Other Expenses Accrued and Unpaid | RCON3646 | $794K |
| Accounts Payable | RCON3066 | $60K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $55K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $45K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · HCN Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $999.9M |
| Quarterly Average of Total Loans | RCON3360 | $768.3M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $746.7M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $491.9M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $88.4M |
| Mortgage-backed Securities | RCONB559 | $79.8M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $48.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $40.4M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $32.6M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $15.5M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $13.1M |
| All Other Securities | RCONB560 | $2.7M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $1.2M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $332K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $235K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (7 items)
About Schedule RC-L · HCN Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Off-balance Sheet Liabilities | RCON3430 | $40.0M |
| Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf | RCONC978 | $40.0M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $18.2M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $15.2M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $12.4M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $687K |
| Performance Standby Letters of Credit | RCON3821 | $517K |
Schedule RC-M: Memoranda (9 items)
About Schedule RC-M · HCN Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF060 | $30.0M |
| Other Borrowings: with a Remaining Maturity of One Year or Less | RCONB571 | $30.0M |
| Secured Liabilities: Amount of 'Other Borrowings' That Are Secured | RCONF065 | $30.0M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $3.3M |
| Cost of equity securities with readily determinable fair values not held for trading | RCONJA29 | $3.0M |
| All other intangible assets | RCONJF76 | $725K |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $121K |
| Mortgage Servicing Assets | RCON3164 | $121K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 2 |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · HCN Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $999.9M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $846.3M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $577.9M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $263.7M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $115.2M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $3.2M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $1.4M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 15,312 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 538 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 111 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 4 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (20 items)
About Schedule RC-R, Part I · HCN Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $999.9M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $999.2M |
| Total Assets | RCOA2170 | $998.4M |
| Common Equity Tier 1 Capital | RCOAP859 | $117.0M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $117.0M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $117.0M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $114.3M |
| Retained Earnings | RCOAKW00 | $88.5M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $47.0M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $31.3M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $29.2M |
| Off-balance sheet exposures: Other off-balance sheet exposures | RCOAKX81 | $15.8M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$3.4M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$3.4M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $725K |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $725K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.117 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.0471 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $114.3M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $113.4M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $113.4M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $8.7M |
| Other Comprehensive Income | RIADB511 | -$1.4M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (4 items)
About Schedule RI-B, Part I · HCN Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $11K |
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $11K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $3K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $3K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · HCN Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $10.4M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $9.9M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $11K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$5K |
Schedule SU: Supplemental Information (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Outstanding Principal Balance of Closed End 1-4 Family Residential Mortgage Loans Serviced for Others Plus the Total Outstanding Principal Balance of Other Financial Assets Serviced for Others If More Than $10 Million | RCONFT12 | $150.7M |
HCN Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the HCN Bank call report?
The HCN Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does HCN Bank file?
HCN Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the HCN Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: HCN Bank has Federal Reserve RSSD ID 183668 and FDIC certificate number 21606. Either one finds its filings on the FFIEC Central Data Repository.
How often does HCN Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
HCN Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 21606) · FFIEC NIC profile (RSSD 183668)