Bank call report · West Hollywood, CA
First Credit Bank Call Report
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First Credit Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 248 reported line items, schedule by schedule (815 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 5069 |
| FDIC certificate number | 24332 |
| Total assets | $515.8M |
Official Q2 2026 call report PDF (FFIEC) →
First Credit Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (22 items)
About Schedule RC · First Credit Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $515.8M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $515.8M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $409.0M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $398.9M |
| Total Liabilities and Minority Interest | RCON2948 | $274.5M |
| Total Deposits | RCON2200 | $265.3M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $244.9M |
| Total Equity Capital | RCON3210 | $241.3M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $241.3M |
| Undivided Profits and Capital Reserves | RCON3632 | $232.6M |
| Interest-bearing Balances | RCON0071 | $60.6M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $36.3M |
| Deposits: Noninterest-bearing | RCON6631 | $20.4M |
| Allowance for Loan and Lease Losses | RCON3123 | $10.1M |
| Other Assets | RCON2160 | $9.8M |
| Other Liabilities, Total | RCON2930 | $9.2M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $8.3M |
| Common Stock | RCON3230 | $4.5M |
| Surplus | RCON3839 | $4.1M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $1.1M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $835K |
| Accumulated Other Comprehensive Income | RCONB530 | $156K |
Schedule RI: Income Statement (34 items)
About Schedule RI · First Credit Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $19.3M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $18.0M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $16.2M |
| Net Interest Income | RIAD4074 | $15.3M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $11.7M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $11.7M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $11.1M |
| Net Income (Loss) | RIAD4340 | $11.1M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $11.1M |
| Salaries and Employee Benefits | RIAD4135 | $5.3M |
| Total Interest Expense | RIAD4073 | $4.0M |
| Total Noninterest Expense | RIAD4093 | $3.7M |
| Expenses of Premises and Fixed Assets | RIAD4217 | -$3.2M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $1.7M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $1.6M |
| Other Noninterest Expense | RIAD4092 | $1.6M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $1.4M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $1.1M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $901K |
| Applicable Income Taxes | RIAD4302 | $587K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $194K |
| Interest on Other Securities | RIAD4060 | $153K |
| Provision for Loan and Lease Losses | RIAD4230 | -$119K |
| Total Noninterest Income | RIAD4079 | $76K |
| Net Servicing Fees | RIADB492 | $69K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $66K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $38K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | -$11K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | -$10K |
| Other Noninterest Income | RIADB497 | $6K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $2K |
| Other Interest Expense | RIADGW44 | $1K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 25 |
Schedule RC-B: Securities (12 items)
About Schedule RC-B · First Credit Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $8.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $5.7M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $2.9M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $2.9M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $2.6M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $2.6M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $1.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $1.6M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $1.5M |
| Amortized Cost of Available-for-sale Other Foreign Debt Securities | RCON1744 | $998K |
| Fair Value of Available-for-sale Other Foreign Debt Securities | RCON1746 | $972K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $971K |
Schedule RC-C, Part I: Loans and Leases (20 items)
About Schedule RC-C, Part I · First Credit Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $409.0M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $348.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $231.5M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $182.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $113.3M |
| Pledged Loans and Leases | RCONG378 | $110.3M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $88.5M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $74.8M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $37.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $32.2M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $28.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $16.8M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $15.3M |
| Real Estate Loans Secured by Farmland | RCON1420 | $4.5M |
| Commercial and Industrial Loans | RCON1766 | $4.1M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $3.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $3.0M |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $2.0M |
| Unearned Income on Loans | RCON2123 | $1.5M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $466K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $4.7M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $2.8M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $250K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 110 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 4 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 1 |
Schedule RC-E: Deposit Liabilities (29 items)
About Schedule RC-E · First Credit Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $243.9M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $209.4M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $104.0M |
| Total Brokered Deposits | RCON2365 | $104.0M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $92.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $74.8M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $71.0M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $64.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $59.8M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $59.5M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $44.5M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $42.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $39.0M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $29.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $25.5M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $22.5M |
| Total Transaction Accounts | RCON2215 | $21.4M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $21.4M |
| Total Demand Deposits (See Note Below) | RCON2210 | $20.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $15.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $11.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $9.7M |
| Total Nontransaction Accounts of United States Government | RCON2520 | $4.8M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $966K |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $735K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $660K |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $597K |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $593K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $348K |
Schedule RC-F: Other Assets (5 items)
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $4.1M |
| All Other Liabilities | RCON2938 | $3.0M |
| Accounts Payable | RCON3066 | $1.9M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $1.9M |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $1.0M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $237K |
Schedule RC-K: Quarterly Averages (12 items)
About Schedule RC-K · First Credit Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $506.5M |
| Quarterly Average of Total Loans | RCON3360 | $402.3M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $355.5M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $87.4M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $75.7M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $75.1M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $58.7M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $42.8M |
| All Other Securities | RCONB560 | $6.4M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $4.1M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $2.4M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $1.4M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (5 items)
About Schedule RC-L · First Credit Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $15.5M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $1.9M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $622K |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $50K |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $23K |
Schedule RC-M: Memoranda (3 items)
About Schedule RC-M · First Credit Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Cost of equity securities with readily determinable fair values not held for trading | RCONJA29 | $1.2M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $700K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (7 items)
About Schedule RC-N · First Credit Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $13.6M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $9.9M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $3.8M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $3.8M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $2.0M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $1.2M |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $504K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · First Credit Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $506.5M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $272.2M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $241.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $150.9M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $120.3M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $989K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 689 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 178 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 15 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · First Credit Bank regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · First Credit Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $506.5M |
| Average total consolidated assets | RCOAKW03 | $506.5M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $504.6M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $247.5M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $241.3M |
| Common Equity Tier 1 Capital | RCOAP859 | $241.2M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $241.2M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $241.2M |
| Retained Earnings | RCOAKW00 | $232.6M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $8.6M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $6.4M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $6.4M |
| Tier 2 Capital Before Deductions | RCOAP870 | $6.4M |
| Accumulated Other Comprehensive Income | RCOAB530 | $156K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | $156K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.4905 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.4779 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.4779 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.4761 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.4105 |
Schedule RC-R, Part II: Risk-Weighted Assets (46 items)
About Schedule RC-R, Part II · First Credit Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $508.6M |
| Total Risk-weighted Assets | RCONG641 | $504.6M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $375.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $375.0M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $373.5M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $282.0M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $282.0M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $132.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $88.5M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $86.3M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $74.5M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $74.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $64.3M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $64.3M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $61.5M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $61.4M |
| Total All Other Assets | RCOND981 | $46.1M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $45.9M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $40.9M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $40.9M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $17.8M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $11.6M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $11.6M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$9.9M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $9.4M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $4.7M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $3.6M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $2.9M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 150% | RCONS531 | $2.3M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $1.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $1.5M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $1.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $1.3M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $762K |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $262K |
| Allocation by Risk Weight Category 150%, All Other Assets | RCONH185 | $235K |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | $162K |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $131K |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $131K |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $80K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $80K |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $80K |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $50K |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $50K |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $50K |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $16K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $241.3M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $234.6M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $234.6M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $4.1M |
| Other Comprehensive Income | RIADB511 | -$168K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · First Credit Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $10.2M |
| Allowance for Loan and Lease Losses | RIAD3123 | $10.1M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $108K |
First Credit Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the First Credit Bank call report?
The First Credit Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does First Credit Bank file?
First Credit Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the First Credit Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: First Credit Bank has Federal Reserve RSSD ID 5069 and FDIC certificate number 24332. Either one finds its filings on the FFIEC Central Data Repository.
How often does First Credit Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
First Credit Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 24332) · FFIEC NIC profile (RSSD 5069)