Bank of Hope: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 1.80 percentage points in Q2 2026, from 90.20% to 92.00%. It was the largest change from Q1 2026 among the key lines here. Within California, Bank of Hope is 81st of 114 on return on assets, 0.79% as of Q2 2026, below the middle of the field. Bank of Hope reported 0.79% on return on assets for Q2 2026, 0.51 points below the 1.30% median for banks in the $10B-100B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 12.65% |
| Tier 1 risk-based capital ratio | 12.65% |
| Total risk-based capital ratio | 13.65% |
| Tier 1 leverage ratio | 10.82% |
| Equity capital to assets | 12.41% |
| Tangible equity to tangible assets | 9.89% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.11% |
| Non-performing assets ratio | 0.88% |
| Net charge-off ratio | 0.24% |
| Texas ratio | 8.46% |
| Allowance for credit losses to loans | 1.02% |
| Reserve coverage of non-performing loans | 92.00% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.79% |
| Return on equity | 6.31% |
| Net interest margin | 2.98% |
| Efficiency ratio | 62.85% |
| Yield on earning assets | 5.35% |
| Cost of funds | 2.18% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 94.44% |
| Core deposits to total deposits | 73.70% |
| Brokered deposits to total deposits | 5.64% |
| Deposits to assets | 83.84% |
| Securities to assets | 11.50% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 12.08% | 12.08% | 13.00% | 9.65% | 0.66% |
| Q4 2023 | 12.75% | 12.75% | 13.71% | 9.94% | 0.59% |
| Q1 2024 | 12.99% | 12.99% | 14.01% | 10.27% | 0.61% |
| Q2 2024 | 13.23% | 13.23% | 14.25% | 11.46% | 0.68% |
| Q3 2024 | 13.62% | 13.62% | 14.64% | 11.46% | 0.63% |
| Q4 2024 | 13.61% | 13.61% | 14.61% | 11.68% | 0.64% |
| Q1 2025 | 13.80% | 13.80% | 14.85% | 11.73% | 0.56% |
| Q2 2025 | 12.62% | 12.62% | 13.62% | 10.45% | -0.51% |
| Q3 2025 | 12.67% | 12.67% | 13.68% | 10.72% | 0.72% |
| Q4 2025 | 12.82% | 12.82% | 13.85% | 10.93% | 0.89% |
| Q1 2026 | 12.73% | 12.73% | 13.75% | 10.84% | 0.70% |
| Q2 2026 | 12.65% | 12.65% | 13.65% | 10.82% | 0.79% |
Bank of Hope vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Hope, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Hope profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26610) · FFIEC NIC profile (RSSD 671464)