Bank of Hope: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
In Q2 2026, Retained earnings edged up by 2.1%, from $764.1M to $780.1M, the largest move among the key lines here. Bank of Hope ranks 60th of 74 California banks on CET1 ratio, in the lower half at 12.65% (Q2 2026). At 12.65%, Bank of Hope's CET1 ratio is close to the 12.96% median for banks in the $10B-100B asset tier (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 12.65% |
| Tier 1 risk-based capital ratio | 12.65% |
| Total risk-based capital ratio | 13.65% |
| Tier 1 leverage ratio | 10.82% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $1.98B |
| Tier 1 capital | $1.98B |
| Total risk-based capital | $2.14B |
| Total equity capital | $2.36B |
| Risk-weighted assets | $15.65B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 12.41% |
| Tangible equity to tangible assets | 9.89% |
| Equity capital to average assets | 12.50% |
| Internal capital growth rate | 2.74% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $16.4M |
| Common stock surplus | $1.71B |
| Retained earnings | $780.1M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$155.6M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 12.08% | 12.08% | 13.00% | 9.65% | $15.91B |
| Q4 2023 | 12.75% | 12.75% | 13.71% | 9.94% | $15.22B |
| Q1 2024 | 12.99% | 12.99% | 14.01% | 10.27% | $15.00B |
| Q2 2024 | 13.23% | 13.23% | 14.25% | 11.46% | $14.82B |
| Q3 2024 | 13.62% | 13.62% | 14.64% | 11.46% | $14.46B |
| Q4 2024 | 13.61% | 13.61% | 14.61% | 11.68% | $14.54B |
| Q1 2025 | 13.80% | 13.80% | 14.85% | 11.73% | $14.29B |
| Q2 2025 | 12.62% | 12.62% | 13.62% | 10.45% | $15.20B |
| Q3 2025 | 12.67% | 12.67% | 13.68% | 10.72% | $15.36B |
| Q4 2025 | 12.82% | 12.82% | 13.85% | 10.93% | $15.51B |
| Q1 2026 | 12.73% | 12.73% | 13.75% | 10.84% | $15.42B |
| Q2 2026 | 12.65% | 12.65% | 13.65% | 10.82% | $15.65B |
Bank of Hope regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Hope, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Hope profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26610) · FFIEC NIC profile (RSSD 671464)