East West Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Fed funds purchased and repos: 93.7% higher than in Q1 2026, at $956.9M. Within California, East West Bank is 76th of 114 on loan-to-deposit ratio, 83.85% as of Q2 2026, below the middle of the field. The median for banks in the $10B-100B asset tier is 86.83% on loan-to-deposit ratio. East West Bank sits 2.98 points lower, at 83.85% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $4.80B |
| Cash and noninterest-bearing balances to assets | 5.69% |
| Cash and securities | $22.25B |
| Fed funds sold and reverse repos | $425.0M |
| Fed funds sold and reverse repos to assets | 0.50% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $956.9M |
| Other borrowed money | $3.48B |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 4.13% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.85% |
| Net loans and leases to deposits | 82.66% |
| Loans and leases to core deposits | 117.27% |
| Core deposits to total deposits | 67.93% |
| Brokered deposits to total deposits | 3.75% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 91.85% | 73.02% | $0 | $4.50B |
| Q4 2023 | 92.29% | 71.57% | $0 | $4.50B |
| Q1 2024 | 88.30% | 69.14% | $0 | $3.52B |
| Q2 2024 | 87.45% | 69.29% | $0 | $3.50B |
| Q3 2024 | 85.71% | 68.18% | $0 | $3.50B |
| Q4 2024 | 84.45% | 68.59% | $0 | $3.50B |
| Q1 2025 | 85.90% | 67.57% | $270.1M | $3.50B |
| Q2 2025 | 84.38% | 67.29% | $0 | $3.50B |
| Q3 2025 | 83.60% | 66.79% | $53.5M | $3.01B |
| Q4 2025 | 84.66% | 66.95% | $0 | $3.00B |
| Q1 2026 | 84.14% | 67.38% | $494.0M | $3.36B |
| Q2 2026 | 83.85% | 67.93% | $956.9M | $3.48B |
East West Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock East West Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full East West Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 31628) · FFIEC NIC profile (RSSD 197478)