East West Bank: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Loans held for sale dropped 36.8% in Q2 2026, from $27.6M to $17.4M. It was the largest change from Q1 2026 among the key lines here. East West Bank ranks 76th of 114 California banks on loan-to-deposit ratio, in the lower half at 83.85% (Q2 2026). East West Bank reported 83.85% on loan-to-deposit ratio for Q2 2026, 2.98 points below the 86.83% median for banks in the $10B-100B asset tier.
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $58.96B |
| Net loans and leases | $58.12B |
| Loans held for sale | $17.4M |
| Loans to total assets | 69.93% |
| Loan-to-deposit ratio | 83.85% |
| Net loans to equity capital | 6.99% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 27.78% |
| Multifamily (5+ residential) | 7.81% |
| Commercial and industrial | 17.40% |
| Consumer | 0.02% |
| Credit cards | 0.01% |
| Farm | 0.09% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.27% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 233.12% |
| Construction concentration (Tier 1 capital + allowance) | 8.99% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 6.01% |
| Interest income on loans | $874.2M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $50.91B | $55.43B | 29.62% | 19.74% | 0.03% |
| Q4 2023 | $52.21B | $56.57B | 29.17% | 19.61% | 0.02% |
| Q1 2024 | $52.01B | $58.90B | 29.23% | 19.27% | 0.02% |
| Q2 2024 | $52.79B | $60.36B | 28.88% | 19.38% | 0.02% |
| Q3 2024 | $53.25B | $62.13B | 28.47% | 19.25% | 0.02% |
| Q4 2024 | $53.73B | $63.62B | 28.42% | 19.48% | 0.04% |
| Q1 2025 | $54.25B | $63.16B | 28.51% | 18.11% | 0.02% |
| Q2 2025 | $54.97B | $65.15B | 28.39% | 17.42% | 0.02% |
| Q3 2025 | $55.79B | $66.73B | 28.40% | 17.12% | 0.02% |
| Q4 2025 | $56.90B | $67.21B | 28.26% | 17.53% | 0.01% |
| Q1 2026 | $58.13B | $69.09B | 27.95% | 17.39% | 0.02% |
| Q2 2026 | $58.96B | $70.31B | 27.78% | 17.40% | 0.02% |
East West Bank loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock East West Bank, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full East West Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 31628) · FFIEC NIC profile (RSSD 197478)