East West Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 34.43 percentage points higher than in Q1 2026, at 186.96%. East West Bank ranks 18th of 114 California banks on return on assets, in the upper half at 1.76% (Q2 2026). East West Bank reported 1.76% on return on assets for Q2 2026, 0.47 points above the 1.30% median for banks in the $10B-100B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 13.90% |
| Tier 1 risk-based capital ratio | 13.90% |
| Total risk-based capital ratio | 15.15% |
| Tier 1 leverage ratio | 9.89% |
| Equity capital to assets | 9.86% |
| Tangible equity to tangible assets | 9.36% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.76% |
| Non-performing assets ratio | 0.56% |
| Net charge-off ratio | 0.19% |
| Texas ratio | 5.47% |
| Allowance for credit losses to loans | 1.43% |
| Reserve coverage of non-performing loans | 186.96% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.76% |
| Return on equity | 17.81% |
| Net interest margin | 3.41% |
| Efficiency ratio | 36.03% |
| Yield on earning assets | 5.37% |
| Cost of funds | 1.99% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.85% |
| Core deposits to total deposits | 67.93% |
| Brokered deposits to total deposits | 3.75% |
| Deposits to assets | 83.39% |
| Securities to assets | 20.70% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 12.90% | 12.90% | 14.06% | 9.84% | 1.68% |
| Q4 2023 | 12.58% | 12.58% | 13.75% | 9.65% | 1.38% |
| Q1 2024 | 12.87% | 12.87% | 14.12% | 9.55% | 1.59% |
| Q2 2024 | 13.06% | 13.06% | 14.31% | 9.85% | 1.62% |
| Q3 2024 | 13.31% | 13.31% | 14.56% | 9.83% | 1.63% |
| Q4 2024 | 13.44% | 13.44% | 14.69% | 9.81% | 1.56% |
| Q1 2025 | 13.55% | 13.55% | 14.81% | 9.90% | 1.54% |
| Q2 2025 | 13.63% | 13.63% | 14.88% | 9.96% | 1.62% |
| Q3 2025 | 13.89% | 13.89% | 15.15% | 9.99% | 1.86% |
| Q4 2025 | 13.85% | 13.85% | 15.11% | 10.03% | 1.79% |
| Q1 2026 | 13.83% | 13.83% | 15.08% | 10.01% | 1.77% |
| Q2 2026 | 13.90% | 13.90% | 15.15% | 9.89% | 1.76% |
East West Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock East West Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full East West Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 31628) · FFIEC NIC profile (RSSD 197478)