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East West Bank: Efficiency Ratio

36.03% Ranks #105 of 3,644 U.S. banks · 97th percentile

Data as of · sourced from FFIEC call reports. How we update

East West Bank reported a efficiency ratio of 36.03% as of Q2 2026, ranking #105 of 3,644 U.S. banks (97th percentile). The efficiency ratio measures non-interest operating expense against net revenue. A lower ratio means the bank converts more of each revenue dollar into pre-tax income.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 36.03%
Q1 2026 35.86%
Q4 2025 33.49%
Q3 2025 35.01%
Q2 2025 36.07%
Q1 2025 35.56%
Q4 2024 36.13%
Q3 2024 34.02%
Q2 2024 36.41%
Q1 2024 37.69%
Q4 2023 44.05%
Q3 2023 38.14%

National Context

Latest value 36.03%
National rank#105 of 3,644
Percentile 97th
12-quarter low33.49%
12-quarter high44.05%
Full rankingView leaderboard

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Most US community banks report efficiency ratios between 55% and 70%. Below 55% is excellent. Above 75% suggests structural expense issues: possibly over-branched, over-staffed, or sub-scale relative to revenue.

Full definition & formula →

Frequently asked questions

What is East West Bank's Efficiency Ratio?

East West Bank's Efficiency Ratio was 36.03% as of Q2 2026, ranking #105 of 3,644 U.S. banks.

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full East West Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 31628) · FFIEC NIC profile (RSSD 197478)