Asset Tier
Largest US Banks (≥ $100B in assets)
$100B and above in total assets
The largest US commercial banks — generally the G-SIB and Category I–II institutions whose balance sheets exceed $100 billion. These banks face the highest regulatory capital surcharges, the most intensive supervisory oversight, and the stress-testing requirements set by the Federal Reserve.
Banks
31
Total Assets
$17.9 billionin $K
Total Deposits
$14.0 billionin $K
Avg ROA
1.22%
Median CET1
13.44%
Largest by Assets
| Bank | HQ | Assets ($K) | ROA | CET1 | NPL | Texas |
|---|---|---|---|---|---|---|
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION | COLUMBUS, OH | 3,752,662,000.0 | 1.21% | 15.29% | 0.93% | 3.9% |
| BANK OF AMERICA, NATIONAL ASSOCIATION | CHARLOTTE, NC | 2,636,823,000.0 | 1.19% | 12.47% | 0.81% | 3.7% |
| CITIBANK, N.A. | SIOUX FALLS, SD | 1,836,436,000.0 | 0.76% | 15.71% | 0.60% | 2.2% |
| WELLS FARGO BANK, NATIONAL ASSOCIATION | SIOUX FALLS, SD | 1,822,693,000.0 | 1.39% | 12.81% | 1.23% | 6.5% |
| U.S. BANK NATIONAL ASSOCIATION | CINCINNATI, OH | 676,125,227.0 | 1.27% | 13.02% | 1.00% | 5.2% |
| CAPITAL ONE, NATIONAL ASSOCIATION | MC LEAN, VA | 658,464,240.0 | 1.45% | 13.44% | 1.53% | 5.8% |
| GOLDMAN SACHS BANK USA | NEW YORK, NY | 644,997,000.0 | 1.32% | 15.63% | 1.02% | 3.5% |
| PNC BANK, NATIONAL ASSOCIATION | WILMINGTON, DE | 568,338,163.0 | 1.46% | 11.91% | 1.56% | 8.2% |
| TRUIST BANK | CHARLOTTE, NC | 539,519,000.0 | 1.04% | 11.78% | 1.39% | 6.8% |
| BANK OF NEW YORK MELLON, THE | NEW YORK, NY | 380,997,000.0 | 1.44% | 16.33% | 0.62% | 0.8% |
| STATE STREET BANK AND TRUST COMPANY | BOSTON, MA | 360,681,000.0 | 0.82% | 16.27% | 0.69% | 1.1% |
| TD BANK, NATIONAL ASSOCIATION | WILMINGTON, DE | 346,188,188.0 | 0.53% | 18.11% | 1.11% | 3.7% |
| MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION | PURCHASE, NY | 254,706,000.0 | 1.20% | 26.06% | 0.48% | 4.9% |
| CHARLES SCHWAB BANK, SSB | WESTLAKE, TX | 253,772,000.0 | 1.17% | 35.93% | 0.08% | 0.2% |
| MORGAN STANLEY BANK, N.A. | SALT LAKE CITY, UT | 253,348,000.0 | 1.80% | 20.29% | 0.96% | 3.8% |
| BMO BANK NATIONAL ASSOCIATION | CHICAGO, IL | 252,074,150.0 | 1.06% | 14.74% | 1.91% | 6.8% |
| FIRST-CITIZENS BANK & TRUST COMPANY | RALEIGH, NC | 229,332,000.0 | 1.07% | 12.55% | 1.34% | 8.5% |
| CITIZENS BANK, NATIONAL ASSOCIATION | PROVIDENCE, RI | 225,863,637.0 | 0.95% | 12.27% | 1.97% | 9.9% |
| HUNTINGTON NATIONAL BANK, THE | COLUMBUS, OH | 224,047,234.0 | 1.16% | 11.72% | 0.96% | 5.5% |
| FIFTH THIRD BANK, NATIONAL ASSOCIATION | CINCINNATI, OH | 213,730,000.0 | 1.54% | 13.09% | 1.10% | 5.1% |
| MANUFACTURERS AND TRADERS TRUST COMPANY | BUFFALO, NY | 212,887,157.0 | 1.51% | 12.13% | 1.56% | 7.2% |
| AMERICAN EXPRESS NATIONAL BANK | SANDY, UT | 211,275,193.0 | 3.59% | 10.94% | 2.03% | 13.9% |
| ALLY BANK | SANDY, UT | 184,648,000.0 | 1.16% | 12.50% | 1.48% | 10.9% |
| KEYBANK NATIONAL ASSOCIATION | CLEVELAND, OH | 181,707,510.0 | 1.28% | 12.75% | 1.01% | 5.4% |
| NORTHERN TRUST COMPANY, THE | CHICAGO, IL | 176,396,321.0 | 1.07% | 12.07% | 0.20% | 0.7% |
| HSBC BANK USA, NATIONAL ASSOCIATION | TYSONS, VA | 165,262,283.0 | 0.96% | 15.92% | 1.71% | 5.6% |
| REGIONS BANK | BIRMINGHAM, AL | 157,412,000.0 | 1.25% | 11.72% | 1.05% | 5.2% |
| UBS BANK USA, NATIONAL ASSOCIATION | SALT LAKE CITY, UT | 119,317,920.0 | 1.09% | 28.98% | 0.12% | 1.0% |
| SYNCHRONY BANK | DRAPER, UT | 112,115,000.0 | 2.54% | 13.70% | 1.00% | 4.0% |
| USAA FEDERAL SAVINGS BANK | PHOENIX, AZ | 107,989,000.0 | 0.26% | 16.46% | 1.19% | 7.5% |
| SANTANDER BANK, NATIONAL ASSOCIATION | WILMINGTON, DE | 104,148,024.0 | 2.05% | 20.74% | 3.94% | 14.1% |
Other asset tiers
Data sourced from FFIEC call reports — current as of Q4 2025. See /data-updates/ for the full refresh schedule.
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