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Bank call report · Raleigh, NC

First-Citizens Bank & Trust Company Call Report

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First-Citizens Bank & Trust Company filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 031. Below are its 851 reported line items, schedule by schedule (1,000 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.

First-Citizens Bank & Trust Company call report filing details
Call report formFFIEC 031
Latest quarter filedQ2 2026 (June 30, 2026)
Federal Reserve RSSD ID491224
FDIC certificate number11063
Total assets$236.32B

Official Q2 2026 call report PDF (FFIEC) →

First-Citizens Bank & Trust Company call report by schedule, Q2 2026

Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 031.

Schedule RC: Balance Sheet (40 items)

About Schedule RC · First-Citizens Bank & Trust Company balance sheet trends

First-Citizens Bank & Trust Company Schedule RC, Q2 2026
Line item Code Q2 2026
Total Assets RCFD2170 $236.32B
Total Liabilities, Limited-life Preferred Stock, and Equity Capital RCFD3300 $236.32B
Total Liabilities and Minority Interest RCFD2948 $213.21B
Total Deposits RCON2200 $173.95B
Loans and Leases, Net of Unearned Income - Totals RCFDB528 $151.03B
Loans and Leases, Net of Unearned Income and Allowance RCFDB529 $149.55B
Total Interest-bearing Deposits in Foreign and Domestic Offices RCON6636 $130.95B
Deposits: Noninterest-bearing (domestic offices) RCON6631 $43.00B
Available-for-sale debt securities (from Schedule RC-B, column D) (consolidated) RCFD1773 $33.98B
Available-for-sale debt securities (from Schedule RC-B, column D) (domestic offices) RCON1773 $33.98B
Other Borrowed Money (consolidated) RCFD3190 $29.51B
Other Borrowed Money (domestic offices) RCON3190 $29.51B
Total Equity Capital RCFD3210 $23.11B
Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries RCFDG105 $23.11B
Interest-bearing Balances RCFD0071 $20.90B
Undivided Profits and Capital Reserves RCFD3632 $15.36B
Other Assets RCFD2160 $14.84B
Held to maturity securities (ASU 2016-13 adoption) RCFDJJ34 $9.42B
Held-to-maturity Securities, Total (consolidated) RCFD1754 $9.42B
Held-to-maturity Securities, Total (domestic offices) RCON1754 $9.42B
Other Liabilities, Total RCFD2930 $9.17B
Surplus RCFD3839 $7.96B
Direct and Indirect Investments in Real Estate Ventures RCFD3656 $2.51B
Premises and Fixed Assets (Including Capitalized Leases) RCFD2145 $2.09B
Allowance for Loan and Lease Losses RCFD3123 $1.48B
Noninterest-bearing Balances and Currency and Coin RCFD0081 $1.37B
Securities Purchased Under Agreements to Resell (consolidated) RCFDB989 $737.0M
Securities Purchased Under Agreements to Resell (domestic offices) RCONB989 $737.0M
Intangible Assets RCFD2143 $521.0M
Subordinated Notes and Debentures RCFD3200 $423.0M
Goodwill RCFD3163 $305.0M
Accumulated Other Comprehensive Income RCFDB530 -$229.0M
Investments and Unconsolidated Subsidiaries and Associated Companies RCFD2130 $188.0M
Securities Sold Under Agreements to Repurchase (consolidated) RCFDB995 $152.0M
Securities Sold Under Agreements to Repurchase (domestic offices) RCONB995 $152.0M
Loans and Leases Held for Sale RCFD5369 $90.0M
Common Stock RCFD3230 $10.0M
Equity securities with readily determinable fair values not held for trading (consolidated) RCFDJA22 $7.0M
Equity securities with readily determinable fair values not held for trading (domestic offices) RCONJA22 $7.0M
Deposits: Noninterest-bearing (foreign offices) RCFN6631 $1.0M
Schedule RI: Income Statement (55 items)

About Schedule RI · First-Citizens Bank & Trust Company income statement trends

First-Citizens Bank & Trust Company Schedule RI, Q2 2026
Line item Code Q2 2026
Total Interest Income RIAD4107 $5.64B
Interest and Fee Income on Loans, Total RIAD4010 $4.37B
Net Interest Income RIAD4074 $3.34B
Total Noninterest Expense RIAD4093 $3.16B
Total Interest Expense RIAD4073 $2.30B
Salaries and Employee Benefits RIAD4135 $1.69B
Income (Loss) Before Applicable Income Taxes and Discontinued Operations RIAD4301 $1.59B
Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) RIADHT69 $1.59B
Total Noninterest Income RIAD4079 $1.47B
All Other Loans in Domestic Offices RIADB487 $1.40B
Savings Deposits (Including Mmdas) RIAD0093 $1.30B
Other Noninterest Expense RIAD4092 $1.27B
Income (Loss) Before Discontinued Operations RIAD4300 $1.20B
Net Income (Loss) RIAD4340 $1.20B
Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests RIADG104 $1.20B
Interest and Fee Income on Commercial and Industrial Loans RIAD4012 $1.18B
Interest and Fee Income on All Other Loans Secured by Real Estate RIAD4436 $1.10B
Other Noninterest Income RIADB497 $971.0M
Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties RIAD4435 $606.0M
Interest on Trading Liabilities and Other Borrowed Money RIAD4185 $581.0M
Interest and Dividend Income on Securities: Mortgage-backed Securities RIADB489 $514.0M
Applicable Income Taxes RIAD4302 $393.0M
Interest Income on Balances Due from Depository Institutions RIAD4115 $391.0M
Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) RIADB488 $248.0M
Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) RIAD4508 $199.0M
Expenses of Premises and Fixed Assets RIAD4217 $172.0M
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less RIADHK03 $167.0M
Provision for Loan and Lease Losses RIAD4230 $138.0M
Fees and Commissions from Securities Brokerage RIADC886 $127.0M
Service Charges on Deposit Accounts in Domestic Offices RIAD4080 $117.0M
Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) RIAD8431 $97.0M
Income from Lease Financing Receivables RIAD4065 $86.0M
Service Charges on Deposits in Domestic Office All Other RIADH035 $84.0M
Net Servicing Fees RIADB492 $78.0M
Provisions for Credit Losses on Financial Assets RIADJJ33 $62.0M
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADB486 $59.0M
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 RIADHK04 $48.0M
Fees and Commissions from Annuity Sales RIADC887 $30.0M
Service Charges on Deposits in Domestic Office Overdraft Related for Individuals RIADH032 $28.0M
Investment Banking, Advisory, and Underwriting Fees and Commissions RIADC888 $26.0M
Amortization Expense and Impairment Losses Intangible Assets RIADC232 $24.0M
Net Gains (Losses) on Sales of Other Assets (Excluding Securities) RIADB496 $23.0M
Interest on Other Securities RIAD4060 $17.0M
Insurance and Reinsurance Underwriting Income RIADC386 $16.0M
Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards RIADB485 $16.0M
Net Gains (Losses) on Sales of Loans RIAD5416 $15.0M
Income from Other Insurance and Reinsurance Activities RIADC387 $13.0M
Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices RIAD4024 $12.0M
Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell RIAD4020 $6.0M
Interest on Notes and Debentures Subordinated to Deposits RIAD4200 $6.0M
Service Charges on Deposits in Domestic Office Maintenance for Individuals RIADH033 $5.0M
Other Interest Income RIAD4518 $4.0M
Net Gains (Losses) Recognized in Earnings on Assets That Are Reported at Fair Value Option RIADF551 -$1.0M
Net Gains (Losses) on Other Real Estate Owned RIAD5415 $1.0M
Number of Full Time Equivalent Employees on Payroll at End of Current Period RIAD4150 18,010
Schedule RC-A: Cash and Balances Due from Depository Institutions (11 items)

About Schedule RC-A

First-Citizens Bank & Trust Company Schedule RC-A, Q2 2026
Line item Code Q2 2026
Cash and Balances Due from Depository Institutions (consolidated) RCFD0010 $22.27B
Cash and Balances Due from Depository Institutions (domestic offices) RCON0010 $22.10B
Balances Due from Federal Reserve Banks (consolidated) RCFD0090 $20.11B
Balances Due from Federal Reserve Banks (domestic offices) RCON0090 $20.11B
Cash Items in Process of Collection, Unposted Debits, and Currency and Coin RCFD0022 $1.06B
Cash Items in Process of Collection and Unposted Debits RCON0020 $842.0M
Balances Due from Banks in Foreign Countries and Foreign Central Banks (consolidated) RCFD0070 $743.0M
Balances Due from Banks in Foreign Countries and Foreign Central Banks (domestic offices) RCON0070 $712.0M
Balances Due from Depository Institutions in the U.S. (consolidated) RCFD0082 $352.0M
Currency and Coin RCON0080 $221.0M
Balances Due from Depository Institutions in the U.S. (domestic offices) RCON0082 $213.0M
Schedule RC-B: Securities (69 items)

About Schedule RC-B · First-Citizens Bank & Trust Company securities trends

First-Citizens Bank & Trust Company Schedule RC-B, Q2 2026
Line item Code Q2 2026
Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost RCFDG302 $332.0M
Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value RCFDG303 $326.0M
Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Amortized Cost RCFDG300 $54.0M
Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Fair Value RCFDG301 $53.0M
Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost RCFDG306 $15.04B
Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value RCFDG307 $14.84B
Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Amortized Cost RCFDG304 $3.62B
Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Fair Value RCFDG305 $3.25B
Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost RCFDG314 $2.44B
Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value RCFDG315 $2.33B
Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Amortized Cost RCFDG312 $636.0M
Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Fair Value RCFDG313 $529.0M
Structured Financial Products by Underlying Collateral or Reference Assets: Other Collateral or Reference Assets - Available-for-sale Amortized Cost RCFDG374 $472.0M
Structured Financial Products by Underlying Collateral or Reference Assets: Other Collateral or Reference Assets - Available-for-sale Fair Value RCFDG375 $472.0M
Structured Financial Products by Underlying Collateral or Reference Assets: Other Collateral or Reference Assets - Held-to-maturity Amortized Cost RCFDG372 $25.0M
Structured Financial Products by Underlying Collateral or Reference Assets: Other Collateral or Reference Assets - Held-to-maturity Fair Value RCFDG373 $23.0M
Total Amortized Cost of Available-for-sale Securities RCFD1772 $34.51B
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years RCFDA559 $14.30B
Amortized Cost of Available-for-sale U.S. Treasury Securities RCFD1286 $13.37B
Fair Value of Available-for-sale U.S. Treasury Securities (consolidated) RCFD1287 $13.32B
Fair Value of Available-for-sale U.S. Treasury Securities (domestic offices) RCON1287 $13.32B
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCFDA551 $10.44B
Total Fair Value of Held-to-maturity Securities RCFD1771 $8.21B
OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS RCFDA562 $5.68B
Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less RCFDA248 $5.28B
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCFDA550 $5.24B
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years RCFDA560 $4.21B
Pledged Securities RCFD0416 $3.73B
Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost RCFDK150 $3.23B
Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value RCFDK151 $2.60B
OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS RCFDA561 $1.82B
Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost RCFDK152 $1.46B
Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value RCFDK153 $1.29B
Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost RCFDK144 $1.22B
Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value RCFDK145 $1.21B
US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost RCFDHT50 $1.19B
US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value RCFDHT51 $1.14B
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years RCFDA552 $1.02B
Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost RCFDHT60 $472.0M
Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value RCFDHT61 $472.0M
Guaranteed by U.S. Government Agencies or Sponsored Agencies Included in Schedule Rc-b, Item 5.B - Available-for-sale, Fair Value RCFDPV01 $472.0M
Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Available-for-sale: Amortized Cost RCFDPV00 $472.0M
Amortized Cost of Held-to-maturity U.S. Treasury Securities (consolidated) RCFD0211 $390.0M
Amortized Cost of Held-to-maturity U.S. Treasury Securities (domestic offices) RCON0211 $390.0M
Fair Value of Held-to-maturity U.S. Treasury Securities RCFD0213 $376.0M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years RCFDA558 $295.0M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less RCFDA549 $291.0M
Amortized Cost of Held-to-maturity Other Foreign Debt Securities RCFD1742 $247.0M
Fair Value of Held-to-maturity Other Foreign Debt Securities RCFD1743 $226.0M
Amortized Cost of Other Available-for-sale Domestic Debt Securities RCFD1739 $132.0M
Fair Value of Other Available-for-sale Domestic Debt Securities RCFD1741 $128.0M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years RCFDA553 $60.0M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCFDA557 $37.0M
US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost RCFDHT52 $33.0M
US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value RCFDHT53 $33.0M
Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities: Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost RCFDK142 $26.0M
Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value RCFDK143 $26.0M
Asset-backed securities and structured financial products, Structured financial products, Held-to-maturity, Amortized Cost RCFDHT58 $25.0M
Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Held-to-maturity: Amortized Cost RCFDPU98 $25.0M
Asset-backed securities and structured financial products, Structured financial products, Held-to-maturity, Fair Value RCFDHT59 $23.0M
Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Held-to-maturity: Fair Value RCFDPU99 $23.0M
Fair Value of All Other Available-for-sale Mortgage Backed Securities (Mba) (Include Cmos, REMICS, and Stripped MBS) RCON1736 $18.0M
Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :All Other Commercial MBS: Available-for-sale Amortized Cost RCFDK156 $18.0M
Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :All Other Commercial MBS: Available-for-sale Fair Value RCFDK157 $18.0M
Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. RCFD8498 $12.0M
Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. (consolidated) RCFD8499 $12.0M
Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. (domestic offices) RCON8499 $12.0M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years RCFDA554 $12.0M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCFDA556 $1.0M
Schedule RC-C, Part I: Loans and Leases (88 items)

About Schedule RC-C, Part I · First-Citizens Bank & Trust Company loans and leases trends

First-Citizens Bank & Trust Company Schedule RC-C, Part I, Q2 2026
Line item Code Q2 2026
Total Loans and Leases, Net of Unearned Income (consolidated) RCFD2122 $151.12B
Total Loans and Leases, Net of Unearned Income (domestic offices) RCON2122 $151.12B
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCFDA570 $83.76B
Pledged Loans and Leases RCFDG378 $76.30B
Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less RCFDA247 $49.37B
Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions (consolidated) RCFDJ454 $41.43B
Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions (domestic offices) RCONJ454 $41.43B
Loans to private equity funds (consolidated) RCFDPV07 $34.97B
Loans to private equity funds (domestic offices) RCONPV07 $34.97B
Commercial and Industrial Loans to U.S. Addressees (consolidated) RCFD1763 $33.70B
Commercial and Industrial Loans to U.S. Addressees (domestic offices) RCON1763 $33.70B
All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens (consolidated) RCFD5367 $21.13B
All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens (domestic offices) RCON5367 $21.13B
Loans Secured by Owner Occupied Nonfarm Nonresidential Properties (consolidated) RCFDF160 $16.84B
Loans Secured by Owner Occupied Nonfarm Nonresidential Properties (domestic offices) RCONF160 $16.84B
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCFDA574 $14.49B
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCFDA573 $13.28B
Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties RCON5370 $12.80B
Loans Secured by Other Nonfarm Nonresidential Properties. (consolidated) RCFDF161 $11.66B
Loans Secured by Other Nonfarm Nonresidential Properties. (domestic offices) RCONF161 $11.66B
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCFDA572 $11.18B
Loans Secured by Other Construction Loans and All Land Development and Other Land Loans (consolidated) RCFDF159 $7.02B
Loans Secured by Other Construction Loans and All Land Development and Other Land Loans (domestic offices) RCONF159 $7.02B
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years RCONA569 $6.27B
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA568 $6.17B
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCFDA571 $4.97B
Other loans to nondepository financial institutions (consolidated) RCFDPV09 $3.55B
Other loans to nondepository financial institutions (domestic offices) RCONPV09 $3.55B
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA567 $3.29B
Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) (consolidated) RCFDJ451 $3.29B
Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) (domestic offices) RCONJ451 $3.29B
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA566 $3.28B
Real Estate Loans Secured by Multi-family (5 or More) Residential Properties (consolidated) RCFD1460 $2.97B
Real Estate Loans Secured by Multi-family (5 or More) Residential Properties (domestic offices) RCON1460 $2.97B
Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit (consolidated) RCFD1797 $2.87B
Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit (domestic offices) RCON1797 $2.87B
Loans to business credit intermediaries (consolidated) RCFDPV06 $2.34B
Loans to business credit intermediaries (domestic offices) RCONPV06 $2.34B
Commercial and Industrial Loans to Non-u.s. Addressees (consolidated) RCFD1764 $2.17B
Commercial and Industrial Loans to Non-u.s. Addressees (domestic offices) RCON1764 $2.17B
All Other Lease Financing Receivables RCFDF163 $1.96B
Lease Financing Receivables (Net of Unearned Income) RCON2165 $1.96B
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA565 $1.54B
Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) (consolidated) RCFDK137 $1.26B
Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) (domestic offices) RCONK137 $1.26B
Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. (consolidated) RCFD2107 $1.22B
Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. (domestic offices) RCON2107 $1.22B
Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) RCFD2746 $1.11B
Real Estate Loans Secured by Farmland (consolidated) RCFD1420 $1.07B
Real Estate Loans Secured by Farmland (domestic offices) RCON1420 $1.07B
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years RCFDA575 $1.05B
Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms RCFDHK25 $634.0M
Loans for purchasing or carrying securities, including margin loans (consolidated) RCFD1545 $551.0M
Loans for purchasing or carrying securities, including margin loans (domestic offices) RCON1545 $551.0M
All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens (consolidated) RCFD5368 $495.0M
All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens (domestic offices) RCON5368 $495.0M
Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans: to U.S. Addressees (Domicile) RCFDK163 $414.0M
Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) (consolidated) RCFDK207 $414.0M
Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) (domestic offices) RCONK207 $414.0M
Loans to consumer credit intermediaries (consolidated) RCFDPV08 $391.0M
Loans to consumer credit intermediaries (domestic offices) RCONPV08 $391.0M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA564 $383.0M
Loans to Finance Agricultural Production and Other Loans to Farmers (consolidated) RCFD1590 $368.0M
Loans to Finance Agricultural Production and Other Loans to Farmers (domestic offices) RCON1590 $368.0M
Loans Secured by 1-4 Family Residential Construction (consolidated) RCFDF158 $317.0M
Loans Secured by 1-4 Family Residential Construction (domestic offices) RCONF158 $317.0M
Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards (consolidated) RCFDB538 $283.0M
Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards (domestic offices) RCONB538 $283.0M
Loans to mortgage credit intermediaries (consolidated) RCFDPV05 $174.0M
Loans to mortgage credit intermediaries (domestic offices) RCONPV05 $174.0M
Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans (consolidated) RCFDB539 $104.0M
Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans (domestic offices) RCONB539 $104.0M
Total Carrying Amount of Closed-end Loans with Negative Amortization Features Secure by 1-4 Family Residential Properties RCONF230 $82.0M
Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above RCONLE75 $73.0M
Total Maximum Remaining Amount of Negative Amortization Contractually Permitted on Closed-end Loans Secured by 1-4 Family Residential Properties. RCONF231 $72.0M
Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Other Construction Loans and All Land Development and Other Land Loans RCONK159 $57.0M
Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) RCONF577 $54.0M
Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Owner-occupied Nonfarm Nonresidential Properties RCONK161 $53.0M
Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Other Nonfarm Nonresidential Properties RCONK162 $39.0M
Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Multifamily (5 or More) Nonresidential Properties RCONK160 $30.0M
Loan Modifications to Borrowers Experiencing Financial Difficulty - All Other Loans RCFDK165 $23.0M
Loans Secured by Real Estate to Non-u.s. Addressees (Domicile) RCFDB837 $21.0M
Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices RCONF576 $17.0M
Loans to Other Depository Institutions in the U.S. (consolidated) RCFDB534 $5.0M
Loans to Other Depository Institutions in the U.S. (domestic offices) RCONB534 $5.0M
Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans: to Non-u.s. Addressees (Domicile) RCFDK164 $1.0M
Loans to Depository Institutions and Acceptances of Other Banks: to Commercial Banks in the U.S. RCONB531 $1.0M
Loans to Other Commercial Banks in the U.S. RCFDB533 $1.0M
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)

About Schedule RC-C, Part II

First-Citizens Bank & Trust Company Schedule RC-C, Part II, Q2 2026
Line item Code Q2 2026
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5569 $2.84B
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5575 $2.42B
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5573 $1.52B
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5571 $1.28B
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5567 $190.0M
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5589 $54.0M
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5587 $51.0M
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5583 $29.0M
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5585 $27.0M
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5581 $17.0M
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5565 $17.0M
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5579 $3.0M
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5570 98,902
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5572 19,647
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5574 13,765
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5568 7,680
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5566 1,724
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5584 1,076
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5586 613
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5564 435
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5588 340
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5580 160
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5582 145
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5578 81
Schedule RC-E: Deposit Liabilities (39 items)

About Schedule RC-E · First-Citizens Bank & Trust Company deposit liabilities trends

First-Citizens Bank & Trust Company Schedule RC-E, Q2 2026
Line item Code Q2 2026
Total Nontransaction Accounts (Including Mmda's) RCON2385 $105.17B
Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations RCONB550 $104.19B
Total Demand Deposits (See Note Below) RCON2210 $68.78B
Total Transaction Accounts RCON2215 $68.78B
Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation RCONB549 $64.58B
Other Nontransaction Savings Deposits (Excludes Mmda's) RCON0352 $50.08B
Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use RCONP758 $48.31B
Money Market Deposit Accounts (Mmda's) RCON6810 $39.96B
Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations RCONP757 $26.11B
Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use RCONP756 $12.97B
Total reciprocal deposits RCONJH83 $12.66B
Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less RCONHK11 $11.54B
Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) RCONHK05 $10.99B
Total Brokered Deposits RCON2365 $10.99B
Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less RCONHK06 $10.90B
Sweep deposits: Fully insured, non-affiliate sweep deposits RCONMT91 $8.80B
Total sweep deposits that are not brokered deposits RCONMT95 $8.80B
Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use RCONP754 $8.59B
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK08 $7.93B
Total Time Deposits of Less Than $100,000 RCON6648 $6.86B
Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits RCONK223 $6.09B
Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 RCONJ473 $4.91B
Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. RCON2203 $3.88B
Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use RCONP753 $3.80B
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK07 $3.60B
Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 RCONJ474 $3.36B
Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less RCONK222 $3.33B
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK12 $1.68B
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK13 $1.66B
Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations RCONP759 $1.57B
Total Nontransaction Accounts of States and Political Subdivisions in the U.S. RCON2530 $919.0M
All Time and Savings Deposits Held in IRA and Keogh Plan Accounts RCON6835 $793.0M
Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. RCONB551 $310.0M
Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above RCONF233 $303.0M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK09 $198.0M
Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. RCONB552 $67.0M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years RCONHK10 $30.0M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK14 $22.0M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years RCONHK15 $8.0M
Schedule RC-E, Part I: Deposit Liabilities in Domestic Offices (1 item)

About Schedule RC-E, Part I · First-Citizens Bank & Trust Company deposit liabilities in domestic offices trends

First-Citizens Bank & Trust Company Schedule RC-E, Part I, Q2 2026
Line item Code Q2 2026
Sweep deposits: Fully insured, non-affiliate, retail sweep deposits RCONMT92 $3.88B
Schedule RC-E, Part II: Deposits in Foreign Offices (1 item)

About Schedule RC-E, Part II

First-Citizens Bank & Trust Company Schedule RC-E, Part II, Q2 2026
Line item Code Q2 2026
Deposits of: Individuals, Partnerships, and Corporations RCFNB553 $1.0M
Schedule RC-F: Other Assets (9 items)

About Schedule RC-F

First-Citizens Bank & Trust Company Schedule RC-F, Q2 2026
Line item Code Q2 2026
Other Assets RCFD2168 $13.62B
First Itemized Amount That Exceeds 25% of All Other Assets (2168) RCFD3549 $9.76B
Accrued Interest Receivable RCFDB556 $881.0M
Historical Cost of All Other Available-for-sale Equity Securities (consolidated) RCFD1752 $149.0M
Historical Cost of All Other Available-for-sale Equity Securities (domestic offices) RCON1752 $149.0M
Life Insurance Assets: General Account Life Insurance Assets RCFDK201 $112.0M
Life Insurance Assets: Separate Account Life Insurance Assets RCFDK202 $58.0M
Life Insurance Assets: Hybrid Account Life Insurance Assets RCFDK270 $11.0M
Net Deferred Tax Assets RCFD2148 $10.0M
Schedule RC-G: Other Liabilities (7 items)

About Schedule RC-G

First-Citizens Bank & Trust Company Schedule RC-G, Q2 2026
Line item Code Q2 2026
All Other Liabilities RCFD2938 $4.31B
Net Deferred Tax Liabilities RCFD3049 $3.45B
Third Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) RCFD3554 $1.34B
Accounts Payable RCFD3066 $1.28B
Other Expenses Accrued and Unpaid RCFD3646 $1.14B
Allowance for Credit Losses on Off-balance Sheet Credit Exposures RCFDB557 $184.0M
Interest Accrued and Unpaid on Deposits (in Domestic Offices) RCON3645 $87.0M
Schedule RC-H: Selected Balance Sheet Items for Domestic Offices (12 items)

About Schedule RC-H

First-Citizens Bank & Trust Company Schedule RC-H, Q2 2026
Line item Code Q2 2026
MBS: Pass-through Securities: Issued or Guaranteed by FNMA, FHLMC, or GNMA - Amortized (Historical) Cost of Held-to-maturity Securities RCONG389 $3.70B
MBS: Pass-through Securities: Issued or Guaranteed by FNMA, FHLMC, or GNMA - Fair Value of Available-for-sale Securities RCONG390 $16.38B
MBS: Other Mortgage-backed Securities (Include Cmos, REMICS and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Amortized (Historical) Cost of Held-to-maturity Securities RCONG393 $3.86B
MBS: Other Mortgage-backed Securities (Include Cmos, REMICS and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Fair Value of Available-for-sale Securities RCONG394 $3.62B
Other Domestic Debt Securities (Include Domestic Structured Financial Products and Domestic Asset-backed Securities) - Amortized (Historical) Cost of Held-to-maturity Securities RCONG397 $25.0M
Other Domestic Debt Securities (Include Domestic Structured Financial Products and Domestic Asset-backed Securities) - Fair Value of Available-for-sale Securities RCONG398 $600.0M
Foreign Debt Securities (Include Foreign Structured Financial Products and Foreign Asset-backed Securities) - Amortized (Historical) Cost of Held-to-maturity Securities RCONG399 $247.0M
Total Assets (Held in Domestic Offices) RCON2192 $235.30B
Total Liabilities RCON3129 $213.14B
Amortized Cost of Held-to-maturity U.S. Government Agency and Corporation Obligations (Exclude Mortgage-backed Securities) RCON8492 $1.19B
Net Due from Own Foreign Offices, Edge and Agreement Subsidiaries, and IBFS RCON2163 $944.0M
Fair Value of Available-for-sale U.S. Government Agency and Corporation Obligations (Exclude Mortgage-backed Securities) RCON8495 $33.0M
Schedule RC-K: Quarterly Averages (20 items)

About Schedule RC-K · First-Citizens Bank & Trust Company quarterly averages trends

First-Citizens Bank & Trust Company Schedule RC-K, Q2 2026
Line item Code Q2 2026
Quarterly Average of Total Assets RCFD3368 $235.14B
Quarterly Average of Total Loans RCON3360 $148.64B
Nontransaction Accounts in Domestic Offices: Savings Deposits RCONB563 $89.25B
Quarterly Average of All Other Loans Secured by Real Estate RCON3466 $40.07B
Quarterly Average of Commercial and Industrial Loans RCON3387 $35.91B
Quarterly Average of Other Borrowed Money RCFD3355 $30.33B
Mortgage-backed Securities RCFDB559 $28.11B
Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average RCON3485 $26.15B
Quarterly Average of Loans Secured by 1-4 Family Residential Properties RCON3465 $24.89B
Quarterly Average of Interest-bearing Balances Due from Depository Institutions RCFD3381 $21.11B
U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) RCFDB558 $14.15B
Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less RCONHK16 $10.27B
Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 RCONHK17 $3.72B
Lease Financing Receivables (Net of Unearned Income) - Quarterly Average RCFD3484 $1.97B
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other RCONB562 $1.83B
All Other Securities RCFDB560 $901.0M
Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers RCON3386 $363.0M
Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell RCFD3365 $323.0M
Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards RCONB561 $283.0M
Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase RCFD3353 $162.0M
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (59 items)

About Schedule RC-L · First-Citizens Bank & Trust Company derivatives and off-balance-sheet items trends

First-Citizens Bank & Trust Company Schedule RC-L, Q2 2026
Line item Code Q2 2026
Notional Amounts by Regulatory Capital Treatment: All Other Positions: Sold Protection RCFDG403 $1.02B
Notional Amounts by Regulatory Capital Treatment: All Other Positions: Purchased Protection That Is Recognized as a Guarantee for Regulatory Capital Purposes RCFDG404 $332.0M
Notional Amount of Sold Credit Protection: Investment Grade - with Remaining Maturity of Over Five Years RCFDG408 $72.0M
Notional Amount of Sold Credit Protection: Investment Grade - with Remaining Maturity of Over One Year Through Five Years RCFDG407 $30.0M
Notional Amount of Sold Credit Protection: Subinnvestment Grade - with Remaining Maturity of One Year or Less. RCFDG409 $443.0M
Notional Amount of Sold Credit Protection: Subinvestment Grade - with Remaining Maturity of Over Five Years RCFDG411 $107.0M
Notional Amount of Sold Credit Protection: Subinvestment Grade - with Remaining Maturity of Over One Year Through Five Years RCFDG410 $364.0M
Notional Amount of Purchased Credit Protection: Subinnvestment Grade - with Remaining Maturity of One Year or Less. RCFDG415 $153.0M
Notional Amount of Purchased Credit Protection: Subinvestment Grade - with Remaining Maturity of Over Five Years RCFDG417 $54.0M
Notional Amount of Purchased Credit Protection: Subinvestment Grade - with Remaining Maturity of Over One Year Through Five Years RCFDG416 $125.0M
Over the Counter Derivatives: Net Current Credit Exposure - Banks and Securities Firms RCFDG418 $373.0M
Over the Counter Derivatives: Net Current Credit Exposure - Corporations and All Other Counterparties RCFDG422 $86.0M
Over the Counter Derivatives: Fair Value of Collateral: Cash U.S. Dollar - Banks and Securities Firms RCFDG423 $301.0M
Over the Counter Derivatives: Fair Value of Collateral: Total Fair Value of Collateral (Sum of Items 16.B.(1) Through (7) - Banks and Securities Firms RCFDG458 $301.0M
Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market RCFD8725 $41.24B
Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps RCFD3450 $36.74B
Other Unused Commitments: Commercial and Industrial Loans RCFDJ457 $18.68B
Other unused commitments: Loans to nondepository financial institutions RCFDPV11 $16.78B
Other unused commitments: Loans to private equity funds RCFDPV14 $13.57B
Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate RCFDA589 $12.96B
Total Gross Notional Amount of Foreign Exchange Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market RCFD8726 $9.47B
Year-to-date Merchant Credit Card Sales Volume: Sales for Which the Reporting Bank Is the Acquiring Bank RCFDC223 $7.46B
Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments RCFDF165 $6.98B
Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties RCFD3814 $5.33B
Other Unused Commitments: All Other Unused Commitments RCFDJ459 $5.13B
Foreign Exchange Forward Contracts RCFD8698 $4.86B
Unused Commitments - Credit Card Lines RCFD3815 $3.84B
Foreign Exchange Swaps RCFD3826 $3.54B
Financial Standby Letters of Credit and Foreign Office Guarantees RCFD3819 $2.94B
Credit Card Lines: Other Unused Credit Card Lines RCFDJ456 $2.40B
Purchased OTC Interest Rate Option Contracts RCFD8713 $2.06B
Written OTC Interest Rate Option Contracts RCFD8709 $2.06B
Other unused commitments: Other loans to nondepository financial institutions RCFDPV16 $1.78B
Credit Card Lines: Unused Consumer Credit Card Lines RCFDJ455 $1.43B
Other unused commitments: Loans to business credit intermediaries RCFDPV13 $1.38B
Credit Derivatives: Notional Amounts- Other Credit Derivatives-guarantor RCFDC974 $1.02B
Spot Foreign Exchange Contracts RCFD8765 $602.0M
Purchased OTC Foreign Exchange Option Contracts RCFD8714 $538.0M
Written OTC Foreign Exchange Option Contracts RCFD8710 $538.0M
1-4 Family Residential Construction Loan Commitments RCFDF164 $433.0M
Interest Rate Forward Contracts RCFD8697 $386.0M
Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market RCFD8745 $380.0M
Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market RCFD8741 $348.0M
Credit Derivatives: Notional Amounts-other Credit Derivatives-beneficiary RCFDC975 $332.0M
Performance Standby Letters of Credit RCFD3821 $167.0M
Commercial Real Estate, Construction, and Land Development: Commitments to Fund Loans Not Secured by Real Estate RCFD6550 $151.0M
Amount of Financial Standby Letters of Credit Conveyed to Others RCFD3820 $149.0M
Gross Positive Fair Value of Foreign Exchange Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market RCFD8742 $110.0M
Gross Negative Fair Value of Foreign Exchange Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market RCFD8746 $82.0M
Other unused commitments: Loans to mortgage credit intermediaries RCFDPV12 $43.0M
Commercial and Similar Letters of Credit RCFD3411 $35.0M
Total Gross Notional Amount of Commodity and Other Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market RCFD8728 $24.0M
Purchased OTC Commodity and Other OTC Option Contracts RCFD8716 $11.0M
Written OTC Commodity and Other OTC Option Contracts RCFD8712 $11.0M
Amount of Performance Standby Letters of Credit Conveyed to Others RCFD3822 $5.0M
Other unused commitments: Loans to consumer credit intermediaries RCFDPV15 $5.0M
Commodity and Other Swaps RCFD8720 $2.0M
Gross Negative Fair Value of Commodity and Other Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market RCFD8748 $1.0M
Gross Positive Fair Value of Commodity and Other Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market RCFD8744 $1.0M
Schedule RC-M: Memoranda (15 items)

About Schedule RC-M · First-Citizens Bank & Trust Company memoranda trends

First-Citizens Bank & Trust Company Schedule RC-M, Q2 2026
Line item Code Q2 2026
Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCFDF061 $29.17B
Secured Liabilities: Amount of 'Other Borrowings' That Are Secured RCFDF065 $28.51B
Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of One Year or Less RCFDF060 $200.0M
All other intangible assets RCFDJF76 $182.0M
Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over Five Years RCFDF063 $136.0M
All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices RCON5512 $98.0M
Estimated Fair Value of Mortgage Servicing Assets RCFDA590 $68.0M
Mortgage Servicing Assets RCFD3164 $34.0M
Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests RCFD6164 $15.0M
All Other Real Estate Owned: Construction and Land Development in Domestic Offices RCON5508 $11.0M
Cost of equity securities with readily determinable fair values not held for trading RCFDJA29 $7.0M
Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over Three Year Through Five Years. RCFDF062 $7.0M
All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices RCON5510 $4.0M
Number of outstanding PPP Loans RCONLG26 7
Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations RCFD6165 2
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (73 items)

About Schedule RC-N · First-Citizens Bank & Trust Company past due and nonaccrual loans, leases, and other assets trends

First-Citizens Bank & Trust Company Schedule RC-N, Q2 2026
Line item Code Q2 2026
Total Loans and Lease Finance Receivables: Nonaccrual RCFD1403 $1.45B
Additions to Nonaccrual Assets RCFDC410 $647.0M
Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing RCFD1406 $524.0M
Commercial and Industrial Loans to U.S. Addressees (Domicile) - Nonaccrual RCFD1253 $488.0M
Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual RCFDHK28 $339.0M
Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual RCONF183 $336.0M
Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing RCFD1407 $254.0M
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural RCONC229 $185.0M
Loan Modifications to Borrowers Experiencing Financial Difficulty : Commercial and Industrial Loans - to US Addressees - Nonaccrual RCFDK122 $175.0M
Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual RCON3501 $159.0M
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing RCONC236 $152.0M
Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual RCONF182 $139.0M
Commercial and Industrial Loans to U.S. Addressees (Domicile) - Past Due 30-89 Days and Still Accruing RCFD1251 $135.0M
Loans Secured by Other Nonfarm Nonresidential Properties, 90 or More Days Past Due and Still Accruing RCONF181 $119.0M
Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by Multifamily Residential Properties in Domestic Offices: Nonaccrual RCONK113 $87.0M
Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due RCONF178 $84.0M
Loan Modifications to Borrowers Experiencing Financial Difficulty Loans Secured by Other Nonfarm Nonresidential Properties :Past Due 90 Days or More and Still Accruing RCONK118 $47.0M
Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Past Due 90 Days or More and Still Accruing RCFDHK27 $47.0M
All Other Loans - Past Due 90 Days or More and Still Accruing RCFD5460 $42.0M
Loan Modifications to Borrowers Experiencing Financial Difficulty -Loans Secured by Other Nonfarm Nonresidential Properties :Nonaccrual RCONK119 $40.0M
All Other Loans - Past Due 30 Through 89 Days and Still Accruing RCFD5459 $39.0M
Commercial and Industrial Loans to U.S. Addressees (Domicile) - Past Due 90 Days or More and Still Accruing RCFD1252 $37.0M
Loans to Nondepository Financial Institutions Included in Schedule Rc-n, Item 7 - Past Due 30 Through 89 Days and Still Accruing RCFDPV23 $37.0M
Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual RCON5400 $35.0M
Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Past Due 90 Days or More and Still Accruing RCON3500 $32.0M
All Other Loans - Nonaccrual RCFD5461 $31.0M
All Other Leases, Past Due 30-89 Days and Still Accruing RCFDF169 $28.0M
Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing RCON5398 $28.0M
Loans to Nondepository Financial Institutions Included in Schedule Rc-n, Item 7 - Nonaccrual RCFDPV25 $25.0M
Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual RCFDK038 $22.0M
All Other Leases, Nonaccrual RCFDF171 $20.0M
Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due RCONF179 $20.0M
Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual RCFDK041 $16.0M
Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual RCON3495 $15.0M
Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 30 Through 89 Days and Still Accruing RCFDK036 $15.0M
Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 90 or More Days Past Due and Still Accruing RCONF180 $14.0M
Loan Modifications to Borrowers Experiencing Financial Difficulty Loans Secured by Owner Occupied Nonfarm Nonresidential Properties: Nonaccrual RCONK116 $13.0M
Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Nonaccrual RCONF663 $13.0M
Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing RCFDK213 $13.0M
Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 30 Through 89 Days and Still Accruing RCFDK039 $12.0M
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural RCONC230 $11.0M
Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual RCFDK215 $10.0M
Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Past Due 30 Through 89 Days and Still Accruing RCFDHK26 $9.0M
Loan Modifications to Borrowers Experiencing Financial Difficulty : All Other Loans - Nonaccrual RCFDK128 $8.0M
Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual RCONF177 $8.0M
Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days RCONF173 $8.0M
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing RCONC237 $7.0M
Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 90 Days or More and Still Accruing RCFDK037 $7.0M
Loan Modifications to Borrowers Experiencing Financial Difficulty Loans Secured by Owner Occupied Nonfarm Nonresidential Properties: Past Due 30 Through 89 Days and Still Accruing RCONK114 $6.0M
Loans to Finance Commercial Real Estate, Construction, and Land Development Activities - Nonaccrual RCFD6560 $6.0M
Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 90 Days or More and Still Accruing RCFDK040 $4.0M
Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 30 Through 89 Days and Still Accruing RCFDB575 $4.0M
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing RCONC238 $3.0M
Commercial and Industrial Loans to Non-u.s. Addressees (Domicile) - Past Due 30-89 Days and Still Accruing RCFD1254 $3.0M
Loans to Finance Agricultural Production and Other Loans to Farmers - Nonaccrual RCFD1583 $3.0M
Loans to Finance Agricultural Production and Other Loans to Farmers - Past Due 30-89 Days and Still Accruing RCFD1594 $3.0M
Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing RCFDK216 $3.0M
Rebooked 'Gnma Loans' That Have Been Repurchased or Are Eligible for Repurchase Included in Item 10 - Past Due 90 Days or More and Still Accruing RCFDK043 $3.0M
1-4 Family Residential Construction Loans, Nonaccrual RCONF176 $2.0M
Commercial and Industrial Loans to Non-u.s. Addressees (Domicile) - Nonaccrual RCFD1256 $2.0M
Debt Securities and Other Assets - Past Due 30 Through 89 Days and Still Accruing RCFD3505 $2.0M
Loan Modifications to Borrowers Experiencing Financial Difficulty : Commercial and Industrial Loans - to Non-us Addressees - Nonaccrual RCFDK125 $2.0M
Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Past Due 30 Through 89 Days and Still Accruing. RCONF661 $2.0M
Other Construction Loans and All Land Development and Other Land Loans, Past Due 90 or More Days and Still Accruing. RCONF175 $2.0M
Debt Securities and Other Assets - Nonaccrual RCFD3507 $1.0M
Debt Securities and Other Assets - Past Due 90 Days or More and Still Accruing RCFD3506 $1.0M
Loan Mod to Borrowers Experiencing Fin Dfclty : Commercial and Industrial Loans - to US Addressees - Past Due 30 Through 89 Days and Still Accruing RCFDK120 $1.0M
Loan Modifications to Borrowers Experiencing Financial Difficulty Other Construction Loans and All Land Development and Other Land Loans-nonaccrual RCONK110 $1.0M
Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Past Due 30 Through 89 Days and Still Accruing RCON3499 $1.0M
Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual RCFDK218 $1.0M
Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 90 Days or More and Still Accruing RCFDB576 $1.0M
Rebooked 'Gnma Loans' That Have Been Repurchased or Are Eligible for Repurchase Included in Item 10 - Nonaccrual RCFDK044 $1.0M
Rebooked 'Gnma Loans' That Have Been Repurchased or Are Eligible for Repurchase Included in Item 10 - Past Due 30 Through 89 Days and Still Accruing RCFDK042 $1.0M
Schedule RC-O: Other Data for Deposit Insurance Assessments (29 items)

About Schedule RC-O · First-Citizens Bank & Trust Company other data for deposit insurance assessments trends

First-Citizens Bank & Trust Company Schedule RC-O, Q2 2026
Line item Code Q2 2026
Unsecured Other Borrowings with a Remaining Maturity of Over One Year Through Three Years RCFDG466 $200.0M
Unsecured Other Borrowings with a Remaining Maturity of Over Three Years Through Five Years RCFDG467 $746.0M
Unsecured Other Borrowings with a Remaining Maturity of Over Five Years RCFDG468 $58.0M
Subordinated Notes and Debentures with a Remaining Maturity of Over One Year Through Three Years RCFDG470 $423.0M
Average Consolidated Total Assets for the Calendar Quarter RCFDK652 $235.14B
Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions RCFDF236 $174.98B
Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF051 $90.42B
Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less RCONF049 $83.76B
Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid RCON5597 $65.06B
Average Tangible Equity for the Calendar Quarter RCFDK654 $22.94B
Total Unfunded Commitments to Fund Construction, Land Development, and Other Land Loans Secured by Real Estate RCFDK676 $6.18B
Nonbrokered Time Deposits of More Than $250,000 in Domestic Offices RCONK678 $3.36B
Amount of Retirement Deposits Accounts of $250,000 or Less RCONF045 $716.0M
Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Loans Secured by Multifamily Residential and Nonfarm Nonresidential Properties RCFDN178 $145.0M
Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties RCFDN179 $88.0M
Amount of Retirement Deposit Accounts of More Than $250,000 RCONF047 $77.0M
Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Commercial and Industrial Loans RCFDN181 $67.0M
Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements): Construction, Land Development, and Other Land Loans Secured by Real Estate RCFDN177 $17.0M
Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Closed-end Loans Secured by Junior Liens on 1-4 Family Residential Properties and Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit RCFDN180 $16.0M
Holdings of Long-term Unsecured Debt Issued by Other FDIC Insured Institutions RCFDK655 $11.0M
Portion of Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms and Are Guaranteed or Insured by the U.S. Government (Including the FDIC) (Included in Schedule Rc-c, Part I, RCFDL189 $4.0M
Portion of Unfunded Commitments to Fund Construction, Land Development, and Other Land Loans Secured by Real Estate That Are Guarnateed or Insured by the U.S. Government (Including the FDIC) RCFDK677 $4.0M
Total Allowable Exclusions, Including Interest Accrued and Unpaid on Allowable Exclusions (Including Foreign Deposits) RCFDF237 $1.0M
Total Foreign Deposits (Included in Item B Above) RCFNF234 $1.0M
Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less RCONF050 2,994,009
Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF052 103,639
Number of Retirement Deposit Accounts of $250,000 or Less RCONF046 31,764
Number of Retirement Deposit Accounts of More Than $250,000 RCONF048 227
Averaging Method Used RCFDK653 1
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (7 items)

About Schedule RC-P

First-Citizens Bank & Trust Company Schedule RC-P, Q2 2026
Line item Code Q2 2026
Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter RCONFT04 $986.0M
Retail originations during the quarter of 1-4 family residential mortgage loans for sale RCONHT81 $287.0M
Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading RCONFT05 $57.0M
Wholesale originations and purchases during the quarter of 1-4 family residential mortgage loans for sale RCONHT82 $25.0M
Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans RIADHT85 $9.0M
Repurchases and indemnification of 1-4 family residential mortgage laons during the quarter RCONHT86 $2.0M
Representation and Warranty Reserves for 1-4 Family Residential Mortgage Loans Sold: Total RCONM288 $1.0M
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (24 items)

About Schedule RC-Q

First-Citizens Bank & Trust Company Schedule RC-Q, Q2 2026
Line item Code Q2 2026
Loans and Leases Held for Sale - Level 2 Fair Value Measurements RCFDG486 $56.0M
Loans and Leases Held for Sale - Total Fair Value Reported on Schedule Rc RCFDG483 $56.0M
Loans and Leases Held for Investment - Level 2 Fair Value Measurements RCFDG491 $24.0M
Loans and Leases Held for Investment - Total Fair Value Reported on Schedule Rc RCFDG488 $24.0M
Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc RCFDG502 $34.53B
Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements RCFDG505 $34.51B
Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes RCFDJA36 $33.99B
Available-for-sale Securities - Level 2 Fair Value Measurements RCFDG476 $33.97B
All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Level 2 Fair Value Measurements RCFDG569 $463.0M
All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Total Fair Value Reported on Schedule Rc RCFDG566 $463.0M
All Other Liabilities - Level 2 Fair Value Measurements RCFDG808 $463.0M
All Other Liabilities - Total Fair Value Reported on Balance Sheet RCFDG805 $463.0M
Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements RCFDG534 $463.0M
Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc RCFDG531 $463.0M
All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Total Fair Value Reported on Schedule Rc RCFDG541 $459.0M
All Other Assets - Total Fair Value Reported on Schedule Rc RCFDG391 $459.0M
All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 2 Fair Value Measurements RCFDG544 $457.0M
All Other Assets - Level 2 Fair Value Measurements RCFDG396 $457.0M
Loans measured at fair value, Unpaid principal balance of loans measured at fair value, Secured by 1-4 family residential properties, Domestic Offices RCFDHT91 $81.0M
Loans measured at fair value, Loans secured by real estate, Secured by 1-4 family residential properties, Domestic Offices RCFDHT87 $80.0M
Total Assets Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements RCFDG506 $22.0M
Available-for-sale Securities - Level 3 Fair Value Measurements RCFDG477 $20.0M
All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 3 Fair Value Measurements RCFDG545 $2.0M
All Other Assets - Level 3 Fair Value Measurements RCFDG804 $2.0M
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (31 items)

About Schedule RC-R, Part I · First-Citizens Bank & Trust Company regulatory capital components and ratios trends

First-Citizens Bank & Trust Company Schedule RC-R, Part I, Q2 2026
Line item Code Q2 2026
Average total consolidated assets RCFAKW03 $235.14B
Average Total Assets (Net of Deductions) RCFAA224 $234.45B
Risk-weighted Assets (Net of Allowances and Other Deductions) RCFAA223 $184.14B
Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines RCFA3792 $24.57B
Common Equity Tier 1 Capital Before Adjustments and Deductions RCFAP840 $23.11B
Common Equity Tier 1 Capital RCFAP859 $22.86B
Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions RCFAP852 $22.86B
Tier 1 Capital Allowable Under the Risk-based Capital Guidelines RCFA8274 $22.86B
Retained Earnings RCFAKW00 $15.36B
Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares RCFAP742 $7.97B
Tier 2 Capital Before Deductions RCFAP870 $2.05B
Tier 2 (Supplementary) Capital RCFA5311 $1.71B
General Loan and Lease Valuation Allowances RCFA5310 $1.62B
Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) RCFAP875 $479.0M
Tier 2 Capital Instruments Plus Related Surplus RCFAP866 $423.0M
Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) RCFAP844 -$409.0M
Tier 2 Capital Deductions RCFAP872 $339.0M
Goodwill Net of Associated Deferred Tax Liabilities (Dtls) RCFAP841 $305.0M
Accumulated Other Comprehensive Income RCFAB530 -$229.0M
Less: Amounts Recorded in AOCI Attributed to Defined Benefit Postretirement Plans Resulting from the Initial and Subsequent Application of the Relevant GAAP Standards That Pertain to Such Plans (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) RCFAP847 $206.0M
Less:other Deductions from Assets for Leverage Capital Purposes RCFAB596 $206.0M
Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls RCFAP842 $125.0M
Less: All Other Deductions from (Additions to) Common Equity Tier 1 Capital Before Threshold-based Deductions RCFAP850 $49.0M
Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) RCFAP846 -$23.0M
Less: Net Unrealized Gains (Losses) on Held-to-maturity Securities That Are Included in AOCI (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) RCFAP848 -$4.0M
A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) RCOAP838 1
Total Risk-based Capital Ratio RCFA7205 0.1334
Common Equity Tier 1 Capital Ratio RCFAP793 0.1241
Tier 1 Risk-based Capital Ratio RCFA7206 0.1241
Tier 1 Leverage Capital Ratio RCFA7204 0.0975
Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer RCFAH311 0.0534
Schedule RC-R, Part II: Risk-Weighted Assets (132 items)

About Schedule RC-R, Part II · First-Citizens Bank & Trust Company risk-weighted assets trends

First-Citizens Bank & Trust Company Schedule RC-R, Part II, Q2 2026
Line item Code Q2 2026
Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold RCFDS580 $184.48B
Total Risk-weighted Assets RCFDG641 $184.14B
Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category RCFDG637 $160.50B
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category RCFDG633 $160.50B
Total Balance Sheet Assets - 100 Pct Risk Weight Category RCFDD990 $142.41B
Total Loans and Leases, Net of Unearned Income, All Other Exposures RCFDS457 $120.75B
Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category RCFDS462 $119.60B
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category RCFDG630 $42.76B
Total Balance Sheet Assets - 0 Pct Risk Weight Category RCFDD987 $41.87B
Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value RCFDJA21 $33.97B
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category RCFDG631 $27.14B
Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount RCFDG624 $25.90B
Total Balance Sheet Assets - 20 Pct Risk Weight Category RCFDD988 $25.33B
Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures RCFDS439 $24.43B
Total Cash and Balances Due from Depository Institutions RCFDD957 $22.27B
Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category RCFDD958 $21.14B
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category RCFDG632 $21.00B
Total Balance Sheet Assets - 50 Pct Risk Weight Category RCFDD989 $20.86B
Total All Other Assets RCFDD981 $20.26B
Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category RCFDS442 $20.07B
All Other Assets - 100 Pct Risk Weight Category RCFDD985 $18.38B
Available-for-sale Securities - 20 Pct Risk Weight Category RCFDD968 $17.79B
Unconditionally Cancellable Commitments RCFDS540 $17.30B
Available-for-sale Securities - 0 Pct Risk Weight Category RCFDD967 $16.57B
Notional Principal Amounts of Centrally Cleared Dervative Contracts, Interest Rate - One Year or Less RCFDS603 $14.27B
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount RCFDS525 $13.53B
Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount RCFDG625 $12.95B
Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category RCFDG629 $11.97B
Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years RCFDS583 $10.71B
Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category RCFDG636 $10.50B
Total Held-to-maturity Securities RCFDD961 $9.42B
Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years RCFDS584 $8.83B
Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category RCFDS572 $6.87B
Notional Principal Amounts of Over-the-counter Derivate Contracts, Foreign Exchange Rate and Gold - One Year or Less RCFDS585 $6.71B
Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category RCFDG635 $5.43B
Held-to-maturity Securities - 20 Pct Risk Weight Category RCFDD963 $5.42B
Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less RCFDS582 $5.37B
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category RCFDS561 $4.58B
Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category RCFDS443 $4.25B
Held-to-maturity Securities - 0 Pct Risk Weight Category RCFDD962 $4.00B
Total Balance Sheet Assets - 150 Pct Risk Weight Category RCFDS503 $3.72B
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% RCFDS530 $2.71B
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount RCFDS526 $2.71B
Financial Standby Letters of Credit - Credit Equivalent Amount RCFDD992 $2.55B
Financial Standby Letters of Credit - Face, Notional, or Other Amount RCFDD991 $2.55B
Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category RCFDS447 $2.24B
Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures RCFDS445 $2.24B
Notional Principal Amounts of Over-the-counter Derivate Contracts, Foreign Exchange Rate and Gold - Over One Year Through Five Years RCFDS586 $2.23B
On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures - Adjustments to Total Reported in Column a RCFDS491 $2.15B
Total On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures RCFDS490 $2.15B
Total Balance Sheet Assets - Adjustments to Total Reported in Column a RCFDS500 $2.07B
All Other Off- Balance Sheet Liabilities - 100 Pct Risk Weight Category RCFDG623 $1.64B
All Other Off- Balance Sheet Liabilities - Credit Equivalent Amount RCFDG619 $1.64B
All Other Off- Balance Sheet Liabilities - Face, Notional or Other Amount RCFDG618 $1.64B
Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual RCFDS449 $1.47B
Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category RCFDS455 $1.45B
Financial Standby Letters of Credit - 100 Pct Risk Weight Category RCFDD996 $1.42B
All Other Assets - Adjustments to Totals Reported in Column a RCFDS469 $1.14B
Financial Standby Letters of Credit - 20 Pct Risk Weight Category RCFDD994 $1.11B
Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category RCFDD959 $1.08B
Over-the-counter Derivatives - Credit Equivalent Amount RCFDS542 $950.0M
Repo-style Transactions - 0 Pct Risk Weight Category RCFDS517 $890.0M
Repo-style Transactions - Credit Equivalent Amount RCFDS516 $890.0M
Repo-style Transactions - Face, Notional, or Other Amount RCFDS515 $890.0M
Unused Commitments, Original Maturity Exceeding One Year - 150 Pct Risk Weight Category RCFDS539 $843.0M
Adjustments to Totals Reported in Column a, Securities Purchased Under Agreements to Resell RCFDH172 $737.0M
Totals from Schedule Rc, Securities Purchased Under Agreements to Resell RCFDH171 $737.0M
Loans and Leases, Net of Unearned Income, All Other Exposures - 50 Pct Risk Weight Category RCFDS461 $723.0M
All Other Assets - 20 Pct Risk Weight Category RCFDD983 $678.0M
Over-the-counter Derivatives - 20 Pct Risk Weight Category RCFDS545 $649.0M
Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Non--investment Grade Reference Asset - One Year or Less RCFDS591 $596.0M
On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures -Ssfa Risk Weight Exposure, by Calculation Method RCFDS493 $578.0M
Available-for-sale Securities - Adjustment to Totals Reported in Column a RCFDS402 -$526.0M
Total Off-balance Sheet Securitization Exposures RCFDS495 $512.0M
Off-balance Sheet Securitization Exposures - Adjustments to Total Reported in Column a RCFDS496 $510.0M
Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Non--investment Grade Reference Asset - Over One Year Through Five Years RCFDS592 $489.0M
Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules RCFDG642 $459.0M
Over-the-counter Derivatives - 100 Pct Risk Weight Category RCFDS547 $301.0M
Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category RCFDS460 $251.0M
Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount RCFDD997 $162.0M
Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Non--investment Grade Reference Asset - Over Five Years RCFDS593 $161.0M
Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category RCFDS459 $143.0M
Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category RCFDG628 $139.0M
Available-for-sale Securities - 100 Pct Risk Weight Category RCFDD970 $125.0M
Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category RCFDS573 $113.0M
Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 20 Pct Risk Weight Category RCFDS441 $104.0M
Off-balance Sheet Securitization Exposures - Ssfa Risk Weight Exposure, by Calculation Method RCFDS498 $91.0M
Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount RCFDD998 $81.0M
Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Investment Grade Reference Asset - Over Five Years RCFDS590 $72.0M
Centrally Cleared Derivatives - 2 Pct Risk Weight Category RCFDS551 $70.0M
Centrally Cleared Derivatives - Credit Equivalent Amount RCFDS549 $70.0M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 2 Pct Risk Weight Category RCFDS558 $70.0M
Total Loans and Leases Held for Sale, Residential Mortgage Exposures RCFDS413 $56.0M
Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category RCFDS416 $50.0M
All Other Assets - 250 Pct Risk Weight Category RCFDH293 $45.0M
The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% RCFDS504 $45.0M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category RCFDS562 $45.0M
Amount of allowances for credit losses on purchased credit-deteriorated assets - Loans and leases held for investment RCFDJJ30 $43.0M
Performance Standby Letters of Credit and Transaction-related Contingent Items - 20 Pct Risk Weight Category RCFDG603 $43.0M
Cash and Balances Due from Depository Institutions - 100 Pct Risk Weight Category RCFDD960 $42.0M
Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category RCFDG605 $38.0M
Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Face, Notional, or Other Amount RCFDG606 $30.0M
Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Investment Grade Reference Asset - Over One Year Through Five Years RCFDS589 $30.0M
Loans and Leases, Net of Unearned Income, All Other Exposures - Adjustments to Totals Reported in Column a RCFDS458 $29.0M
On-balance Sheet Securitization Exposures, Available-for-sale Securities - Ssfa Risk Weight Exposure, by Calculation Methodology RCFDS483 $28.0M
Loans and Leases Held for Sale, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category RCFDS421 $25.0M
Risk-weighted Assets by Risk-weighted Category - 1250 Pct Risk Weight Category RCFDS579 $25.0M
Total Loans and Leases Held for Sale, High Volatility Commercial Real Estate Exposures RCFDS419 $25.0M
On-balance Sheet Securitization Exposures, Available-for-sale Securities - Adjustments to Total Reported in Column a RCFDS481 $18.0M
Total On-balance Sheet Securitization Exposures, Available-for-sale Securities RCFDS480 $18.0M
All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount RCFDH296 $12.0M
All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount RCFDH297 $12.0M
Available-for-sale Securities - 50 Pct Risk Weight Category RCFDD969 $12.0M
Financial Standby Letters of Credit - 150 Pct Risk Weight Category RCFDS511 $12.0M
Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 20 Pct Risk Weight Category RCFDS452 $12.0M
Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount RCFDH300 $12.0M
Notional Principal Amounts of Over-the-counter Derivate Contracts, Other - Over One Year Through Five Years RCFDS601 $11.0M
Loans and Leases Held for Sale, All Other Exposures - 100 Pct Risk Weight Category RCFDS436 $9.0M
Total Loans and Leases Held for Sale, All Other Exposures RCFDS431 $9.0M
Cash and Balances Due from Depository Institutions - 50 Pct Risk Weight Category RCFDS397 $6.0M
Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - 100 Pct Risk Weight Category RCFDG611 $6.0M
Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Credit Equivalent Amount RCFDG607 $6.0M
Loans and Leases Held for Sale, Residential Mortgage Exposures - 100 Pct Risk Weight Category RCFDS417 $6.0M
Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - Adjustments to Totals Reported in Column a RCFDS440 $6.0M
All Other Assets - 0 Pct Risk Weight Category RCFDD982 $4.0M
Held-to-maturity Securities - Adjustment to Totals Reported in Column a RCFDS399 -$4.0M
Notional Principal Amounts of Over-the-counter Derivate Contracts, Other - One Year or Less RCFDS600 $2.0M
Off-balance Sheet Securitization Exposures - 1250 Pct Risk Weight Exposure, by Calculation Method RCFDS497 $2.0M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 1250 Pct Risk Weight Category RCFDS568 $2.0M
Cash and Balances Due from Depository Institutions - 150 Pct Risk Weight Category RCFDS398 $1.0M
Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 0 Pct Risk Weight Category RCFDS451 $1.0M
Risk-weighted Assets by Risk-weighted Category - 2 Pct Risk Weight Category RCFDS569 $1.0M
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (8 items)

About Schedule RC-S

First-Citizens Bank & Trust Company Schedule RC-S, Q2 2026
Line item Code Q2 2026
Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others RCFDA591 $19.11B
Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements RCFDB805 $4.97B
Outstanding Principal Balance of Assets Sold and Securitized with Recourse or Other Seller-provided Credit Enhancements - All Other Loans RCFDB711 $346.0M
Assets Sold with Recourse or Other Seller-provided Credit Enhancements and Not Securitized - 1-4 Family Residential Loans RCFDB790 $63.0M
Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with Recourse or Oher Servicer-provided Credit Enhancements RCFDB804 $63.0M
Maximum Amount of Credit Exposure Arising from Recourse or Other Seller-provided Credit Enhancements Provided to Assets Reported in Item 11: 1-4 Family Residential Loans RCFDB797 $13.0M
Outstanding Principal Balance of Assets Serviced for Others Including Participations Serviced for Others: 1-4 Family Residential Mortgage Serviced for Others That Are in the Process of Foreclosure at Quarter-end (Includes Closed-end and Open-end Loans) RCFDF699 $5.0M
Past Due Loan Amounts Included in Item 1: 30-89 Days All Other Loans RCFDB739 $5.0M
Schedule RC-T: Fiduciary and Related Services (42 items)

About Schedule RC-T

First-Citizens Bank & Trust Company Schedule RC-T, Q2 2026
Line item Code Q2 2026
Total Fiduciary Accounts - Managed Assets RCFDB894 $23.21B
Custody and Safekeeping Accounts - Non-managed Assets RCFDB898 $8.98B
Investment Management Agency Accounts - Managed Assets RCFDB886 $8.43B
Employee Benefit-defined Contribution - Managed Assets RCFDB872 $5.45B
Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets RCFDJ255 $3.26B
Total Fiduciary Accounts - Non-managed Assets RCFDB895 $2.84B
Employee Benefit-defined Benefit - Managed Assets RCFDB876 $2.37B
Personal Trust and Agency Accounts - Managed Assets RCFDB868 $2.16B
Other Retirement Accounts - Managed Assets RCFDB880 $1.55B
Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets RCFDJ259 $1.47B
Employee Benefit-defined Contribution - Non-managed Assets RCFDB873 $1.40B
Fiduciary and Related Assets:investment Mgmt and Investment Advisory Agency Accounts -Non-managed Assets RCFDJ253 $983.0M
Personal Trust and Agency Accounts - Non-managed RCFDB869 $310.0M
Other Retirement Accounts - Non-managed Assets RCFDB881 $93.0M
Income from Fiduciary Activities RIAD4070 $56.0M
Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Non-managed Assets RCFDJ256 $54.0M
Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset RCFDJ260 $47.0M
Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts RIADJ315 $22.0M
Personal Trust and Agency Accounts RIADB904 $10.0M
Other Retirement Accounts RIADB907 $7.0M
Employee Benefit-defined Contribution RIADB905 $6.0M
Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts RIADJ316 $5.0M
Employee Benefit-defined Benefit RIADB906 $4.0M
Custody and Safekeeping Accounts RIADB909 $1.0M
Other Fiduciary and Related Services Income RIADB910 $1.0M
Total Fiduciary Accounts - Number of Managed Accounts RCFDB896 6,713
Investment Management Agency Accounts - Number of Managed Accounts RCFDB888 2,791
Other Retirement Accounts - Number of Managed Accounts RCFDB882 1,771
Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts RCFDJ261 1,756
Personal Trust and Agency Accounts - Number of Managed Accounts RCFDB870 1,292
Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts RCFDJ257 516
Total Fiduciary Accounts - Non-managed Accounts RCFDB897 503
Custody and Safekeeping Accounts - Number of Non-managed Accounts RCFDB899 300
Employee Benefit-defined Contribution - Number of Managed Accounts RCFDB874 295
Fiduciary and Related Assets:investment Management and Investment Advisory Agency Accounts - Number of Non-managed Accounts RCFDJ254 185
Employee Benefit-defined Contribution - Number of Non-managed Accounts RCFDB875 125
Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Non-managed Accounts RCFDJ258 73
Personal Trust and Agency Accounts - Number of Non-managed Accounts RCFDB871 66
Other Retirement Accounts - Number of Non-managed Accounts RCFDB883 53
Employee Benefit-defined Benefit - Number of Managed Accounts RCFDB878 48
Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts RCFDJ262 46
Employee Benefit-defined Benefit - Number of Non-managed Accounts RCFDB879 1
Schedule RI-A: Changes in Bank Equity Capital (5 items)

About Schedule RI-A

First-Citizens Bank & Trust Company Schedule RI-A, Q2 2026
Line item Code Q2 2026
Balance End of Previous Calendar Year as Restated RIADB508 $23.37B
Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) RIAD3217 $23.37B
Total Equity Capital RIAD3210 $23.11B
Cash Dividends Declared on Common Stock RIAD4460 $1.15B
Other Comprehensive Income RIADB511 -$313.0M
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (25 items)

About Schedule RI-B, Part I · First-Citizens Bank & Trust Company charge-offs and recoveries on loans and leases trends

First-Citizens Bank & Trust Company Schedule RI-B, Part I, Q2 2026
Line item Code Q2 2026
Charge-offs on Allowance for Loan and Lease Losses RIAD4635 $263.0M
Charge-offs on Commercial and Industrial Loans to U.S. Addressees RIAD4645 $154.0M
Recoveries on Allowance for Loan and Lease Losses RIAD4605 $43.0M
Charge-offs on All Other Loans RIAD4644 $33.0M
Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs RIADC897 $31.0M
Recoveries on Commercial and Industrial Loans to U.S. Addressees (Domicile) RIAD4617 $26.0M
Charge-offs of All Other Lease Financing Receivables RIADC880 $10.0M
Charge-offs on Loans Secured by Multifamily (5 or More) Residential Properties RIAD3588 $9.0M
Charge-offs on Loans to Credit Cards RIADB514 $7.0M
Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADK205 $5.0M
Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Charge-offs RIADC895 $5.0M
Charge-offs on Automobile Loans RIADK129 $4.0M
Recoveries of All Other Lease Financing Receivables RIADF188 $4.0M
Loans Secured by Other Nonfarm Nonresidential Properties: Recoveries RIADC898 $3.0M
Recoveries on All Other Loans RIAD4628 $3.0M
Other Construction Loans and All Land Development and Other Land Loans, Charge-offs RIADC893 $2.0M
Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens RIADC217 $2.0M
Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens RIADC234 $1.0M
Charge-offs on Loans to Finance Agricultural Production and Other Loans to Farmers RIAD4655 $1.0M
Charge-offs on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit RIAD5411 $1.0M
Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADK206 $1.0M
Recoveries on Automobile Loans RIADK133 $1.0M
Recoveries on Loans Secured by Multifamily (5 or More) Residential Properties RIAD3589 $1.0M
Recoveries on Loans to Credit Cards RIADB515 $1.0M
Recoveries on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit RIAD5412 $1.0M
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)

About Schedule RI-B, Part II · First-Citizens Bank & Trust Company changes in allowances for credit losses trends

First-Citizens Bank & Trust Company Schedule RI-B, Part II, Q2 2026
Line item Code Q2 2026
Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) RIADB522 $1.57B
Allowance for Loan and Lease Losses RIAD3123 $1.48B
Charge-offs on Allowance for Loan and Lease Losses RIADC079 $263.0M
Provisions for credit losses on off-balance-sheet exposures RIADMG93 -$76.0M
Schedule RI-C, Part II: Disaggregated Data on the Allowance for Credit Losses, Part II (14 items)

About Schedule RI-C, Part II

First-Citizens Bank & Trust Company Schedule RI-C, Part II, Q2 2026
Line item Code Q2 2026
Loans and Leases, Held for Investment, Total, Amortized Cost RCFDJJ11 $151.01B
Loans and Leases, Held for Investment, Commerical loans, Amortized Cost RCFDJJ07 $101.53B
Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost RCFDJJ06 $24.41B
Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost RCFDJJ05 $15.70B
Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost RCFDJJ04 $7.31B
Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost RCFDJJ09 $1.78B
Loans and Leases, Held for Investment, Total, Allowance Balance RCFDJJ19 $1.48B
Loans and Leases, Held for Investment, Commerical loans, Allowance Balance RCFDJJ15 $1.01B
Loans and Leases, Held for Investment, Credit cards, Amortized Cost RCFDJJ08 $283.0M
Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance RCFDJJ13 $247.0M
Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance RCFDJJ14 $99.0M
Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance RCFDJJ12 $92.0M
Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance RCFDJJ17 $17.0M
Loans and Leases, Held for Investment, Credit cards, Allowance Balance RCFDJJ16 $15.0M
Schedule RI-E: Explanations (7 items)

About Schedule RI-E

First-Citizens Bank & Trust Company Schedule RI-E, Q2 2026
Line item Code Q2 2026
First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) RIAD4461 $561.0M
Third Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) RIAD4468 $334.0M
First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) RIAD4464 $224.0M
Data Processing Expenses RIADC017 $189.0M
Third Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) RIAD4463 $92.0M
Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) RIAD4467 $91.0M
Second Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) RIAD4462 $69.0M

First-Citizens Bank & Trust Company call reports on file

Each link opens the bank's filed report on the FFIEC Central Data Repository.

Where can I find the First-Citizens Bank & Trust Company call report?

The First-Citizens Bank & Trust Company call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.

Which call report form does First-Citizens Bank & Trust Company file?

First-Citizens Bank & Trust Company files the FFIEC 031. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.

What is the First-Citizens Bank & Trust Company call report number?

A call report has no number of its own. It is filed and looked up by the bank's identifiers: First-Citizens Bank & Trust Company has Federal Reserve RSSD ID 491224 and FDIC certificate number 11063. Either one finds its filings on the FFIEC Central Data Repository.

How often does First-Citizens Bank & Trust Company file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.

First-Citizens Bank & Trust Company financial reports and ratios →

New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.