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Call report code · Schedule RC-O

RCFDK655: Holdings of Long-term Unsecured Debt Issued by Other FDIC Insured Institutions

RCFDK655 is the call report code for holdings of long-term unsecured debt issued by other fdic insured institutions, reported on Schedule RC-O, Other Data for Deposit Insurance Assessments. For Q2 2026, 74 banks reported it, totaling $1.63B; the median among the 9 with a nonzero amount was $19.3M. The largest value reported for Q2 2026 was $900.0M, by TD Bank, N.A.

Definition

Report the amount reported on the balance sheet (Schedule RC) of the reporting institution's holdings of long-term unsecured debt issued by other FDIC-insured depository institutions. Long-term unsecured debt includes senior unsecured debt, subordinated debt, and limited-life preferred stock with remaining maturity of at least one year that has been issued by another depository institution. Any debt for which the reporting institution has the option to redeem the debt within the next 12 months is not considered long-term and may be excluded from this item. Exclude long-term unsecured debt issued by bank and thrift holding companies.

Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.

Where RCFDK655 sits on the call report

Reference facts for call report code RCFDK655
CodeRCFDK655 (prefix RCFD, item K655)
Prefix RCFDThe consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices).
ScheduleRC-O, Other Data for Deposit Insurance Assessments
Reported onFFIEC 031
ValueDollar amount, reported in thousands, as of the quarter end
In the MDRM since2011

The same item under other prefixes

Item K655 is also reported under these codes. Which banks file each one depends on the form they file.

CodeMeaning of the prefixBanks reporting
RCONK655 Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items 4,168

Largest reported values, Q2 2026

The ten banks reporting the largest RCFDK655 values
BankHeadquartersRCFDK655
TD Bank, N.A. Wilmington, DE $900.0M
The Bank of New York Mellon New York, NY $600.0M
JPMorgan Chase Bank, N.A. Columbus, OH $50.0M
Bank of America, N.A. Charlotte, NC $27.0M
East West Bank Pasadena, CA $19.3M
First-Citizens Bank & Trust Company Raleigh, NC $11.0M
Pinnacle Bank Nashville, TN $9.4M
Fifth Third Bank, N.A. Cincinnati, OH $7.0M
Regions Bank Birmingham, AL $5.0M

Total reported by quarter

Sum of RCFDK655 across the banks that reported it, by quarter
Quarter endBanks reportingTotal reported
June 30, 202674$1.63B
March 31, 202674$2.69B
December 31, 202574$2.90B
September 30, 202574$2.63B
June 30, 202574$2.57B
March 31, 202575$2.54B
December 31, 202475$2.48B
September 30, 202475$3.05B

Related

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