RCONK655: Holdings of Long-term Unsecured Debt Issued by Other FDIC Insured Institutions
RCONK655 is the call report code for holdings of long-term unsecured debt issued by other fdic insured institutions, reported on Schedule RC-O, Other Data for Deposit Insurance Assessments. For Q2 2026, 4,168 banks reported it, totaling $511.8M; the median among the 74 with a nonzero amount was $3.9M. The largest value reported for Q2 2026 was $52.1M, by Mid Penn Bank.
Definition
Report the amount reported on the balance sheet (Schedule RC) of the reporting institution's holdings of long-term unsecured debt issued by other FDIC-insured depository institutions. Long-term unsecured debt includes senior unsecured debt, subordinated debt, and limited-life preferred stock with remaining maturity of at least one year that has been issued by another depository institution. Any debt for which the reporting institution has the option to redeem the debt within the next 12 months is not considered long-term and may be excluded from this item. Exclude long-term unsecured debt issued by bank and thrift holding companies.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCONK655 sits on the call report
| Code | RCONK655 (prefix RCON, item K655) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-O, Other Data for Deposit Insurance Assessments |
| Reported on | FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2011 |
The same item under other prefixes
Item K655 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFDK655 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 74 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONK655 |
|---|---|---|
| Mid Penn Bank | Millersburg, PA | $52.1M |
| South Shore Bank | South Weymouth, MA | $31.8M |
| First Keystone Community Bank | Berwick, PA | $29.5M |
| Western Alliance Bank | Phoenix, AZ | $23.4M |
| The Citizens National Bank of Meridian | Meridian, MS | $20.7M |
| North American Savings Bank, FSB | Grandview, MO | $19.2M |
| Poppy Bank | Santa Rosa, CA | $15.3M |
| Goldwater Bank, N.A. | Phoenix, AZ | $14.4M |
| First Federal Bank | Lake City, FL | $14.2M |
| Sovereign Bank | Shawnee, OK | $13.8M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,168 | $511.8M |
| March 31, 2026 | 4,207 | $622.6M |
| December 31, 2025 | 4,267 | $686.6M |
| September 30, 2025 | 4,308 | $741.0M |
| June 30, 2025 | 4,350 | $783.4M |
| March 31, 2025 | 4,390 | $843.1M |
| December 31, 2024 | 4,415 | $879.2M |
| September 30, 2024 | 4,446 | $914.7M |
Related
All codes on Schedule RC-O · All call report schedules · Find the code for a loan type · What a call report is