RCFD6165: Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations
RCFD6165 is the call report code for number of executive officers, directors, and principal shareholders to whom the amount of all extensions of credit by the reporting bank (including extensions of credit to related interests) equals or exceeds the lesser of $500,000 or 5 percent of total capital as defined for this purpose in agency regulations, reported on Schedule RC-M, Memoranda. For Q2 2026, 80 banks reported it; the median nonzero value was 3. The largest value reported for Q2 2026 was 13, by Bank of Hawaii.
Definition
Includes the number of executive officers, directors, and principal shareholders of the reporting bank to whom the amount of all extensions of credit by the reporting bank outstanding as of the report date equals or exceeds the lesser of $500,000 or five percent of total capital as defined for this purpose in regulations issued by the bank's primary Federal Bank Supervisory Authority. For purposes of this item, the amount of all extensions of credit by the reporting bank to an executive officer, director, or principal shareholder includes all extensions of credit by the reporting bank to the related interests of the executive officer, director, or principal shareholder. Furthermore, an extension of credit by the reporting bank to more than one of its executive officers, directors, principal shareholders, or related interests thereof must be included in the amount of all extensions of credit for each such executive officer, director, or principal shareholder.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCFD6165 sits on the call report
| Code | RCFD6165 (prefix RCFD, item 6165) |
|---|---|
| Prefix RCFD | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices). |
| Schedule | RC-M, Memoranda |
| Reported on | FFIEC 031 |
| Value | Count or number, as of the quarter end |
| In the MDRM since | 1984 |
The same item under other prefixes
Item 6165 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCON6165 | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items | 4,217 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCFD6165 |
|---|---|---|
| Bank of Hawaii | Honolulu, HI | 13 |
| Pinnacle Bank | Nashville, TN | 11 |
| PNC Bank, N.A. | Wilmington, DE | 8 |
| Morgan Stanley Private Bank, N.A. | Purchase, NY | 8 |
| JPMorgan Chase Bank, N.A. | Columbus, OH | 8 |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | 8 |
| Fifth Third Bank, N.A. | Cincinnati, OH | 7 |
| Citizens Bank, N.A. | Providence, RI | 6 |
| Bank of Guam | Hagatna, GU | 6 |
| UMB Bank, N.A. | Kansas City, MO | 6 |
Related
All codes on Schedule RC-M · All call report schedules · Find the code for a loan type · What a call report is