RCFDK215: Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual
RCFDK215 is the call report code for loans to individuals for household, family and other personal expenditures: automobile loans - nonaccrual, reported on Schedule RC-N, Past Due and Nonaccrual Loans, Leases, and Other Assets. For Q2 2026, 80 banks reported it, totaling $3.35B; the median among the 27 with a nonzero amount was $11.5M. The largest value reported for Q2 2026 was $1.04B, by Ally Bank.
Definition
Report in the appropriate column the amount of loans arising from retail sales of passenger cars and other vehicles such as minivans, vans, sport-utility vehicles, pickup trucks, and similar light trucks for personal use included in Schedule RC-C, part I, item 6.c, that are past due 30 days or more or are in nonaccrual status as of the report date.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCFDK215 sits on the call report
| Code | RCFDK215 (prefix RCFD, item K215) |
|---|---|
| Prefix RCFD | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices). |
| Schedule | RC-N, Past Due and Nonaccrual Loans, Leases, and Other Assets |
| Reported on | FFIEC 031 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2011 |
The same item under other prefixes
Item K215 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCONK215 | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items | 4,217 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCFDK215 |
|---|---|---|
| Ally Bank | Sandy, UT | $1.04B |
| Truist Bank | Charlotte, NC | $593.0M |
| Capital One, N.A. | McLean, VA | $546.0M |
| Santander Bank, N.A. | Wilmington, DE | $319.9M |
| TD Bank, N.A. | Wilmington, DE | $232.1M |
| JPMorgan Chase Bank, N.A. | Columbus, OH | $138.0M |
| Bank of America, N.A. | Charlotte, NC | $127.0M |
| PNC Bank, N.A. | Wilmington, DE | $82.3M |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $72.0M |
| USAA Federal Savings Bank | Phoenix, AZ | $45.0M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 80 | $3.35B |
| March 31, 2026 | 80 | $3.12B |
| December 31, 2025 | 80 | $3.11B |
| September 30, 2025 | 80 | $3.03B |
| June 30, 2025 | 80 | $2.99B |
| March 31, 2025 | 82 | $2.99B |
| December 31, 2024 | 82 | $3.32B |
| September 30, 2024 | 82 | $3.15B |
Related
All codes on Schedule RC-N · All call report schedules · Find the code for a loan type · What a call report is