RCONK215: Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual
RCONK215 is the call report code for loans to individuals for household, family and other personal expenditures: automobile loans - nonaccrual, reported on Schedule RC-N, Past Due and Nonaccrual Loans, Leases, and Other Assets. For Q2 2026, 4,217 banks reported it, totaling $190.0M; the median among the 1,118 with a nonzero amount was $25K. The largest value reported for Q2 2026 was $17.1M, by Toyota Financial Savings Bank.
Definition
Report in the appropriate column the amount of loans arising from retail sales of passenger cars and other vehicles such as minivans, vans, sport-utility vehicles, pickup trucks, and similar light trucks for personal use included in Schedule RC-C, part I, item 6.c, that are past due 30 days or more or are in nonaccrual status as of the report date.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCONK215 sits on the call report
| Code | RCONK215 (prefix RCON, item K215) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-N, Past Due and Nonaccrual Loans, Leases, and Other Assets |
| Reported on | FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2011 |
The same item under other prefixes
Item K215 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFDK215 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 80 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONK215 |
|---|---|---|
| Toyota Financial Savings Bank | Henderson, NV | $17.1M |
| Oriental Bank | San Juan, PR | $14.5M |
| Arvest Bank | Fayetteville, AR | $14.2M |
| Associated Bank, N.A. | Green Bay, WI | $11.0M |
| BMW Bank of North America | Salt Lake City, UT | $9.0M |
| Beneficial State Bank | Oakland, CA | $4.8M |
| Northwest Bank | Warren, PA | $4.0M |
| Anderson Brothers Bank | Mullins, SC | $4.0M |
| Mechanics Bank | Walnut Creek, CA | $3.2M |
| Union Bank and Trust Company | Lincoln, NE | $2.9M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,217 | $190.0M |
| March 31, 2026 | 4,256 | $188.6M |
| December 31, 2025 | 4,314 | $205.3M |
| September 30, 2025 | 4,355 | $192.2M |
| June 30, 2025 | 4,397 | $190.1M |
| March 31, 2025 | 4,437 | $191.3M |
| December 31, 2024 | 4,461 | $205.9M |
| September 30, 2024 | 4,490 | $203.8M |
Related
All codes on Schedule RC-N · All call report schedules · Find the code for a loan type · What a call report is