RCFD1460: Real Estate Loans Secured by Multi-family (5 or More) Residential Properties
RCFD1460 is the call report code for real estate loans secured by multi-family (5 or more) residential properties, reported on Schedule RC-C, Part I, Loans and Leases. For Q2 2026, 50 banks reported it, totaling $327.12B; the median among the 43 with a nonzero amount was $3.16B. The largest value reported for Q2 2026 was $107.53B, by JPMorgan Chase Bank, N.A.
Definition
Includes all permanent nonfarm residential loans (such loans excludes construction and land development loans) secured primarily by real estate as evidenced by mortgages (FHA and conventional) or other liens on: (1) nonfarm properties with 5 or more dwelling units in structures (including apartment buildings and apartment hotels) used to house families on a more or less permanent basis, (2) 5 or more unit housekeeping dwellings with commercial units combined where use is primarily residential, (3) cooperative type apartments in structures containing 5 or more dwelling units, and (4) vacant lots in established multi-family residential sections or in areas set aside primarily for multi-family residential properties.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCFD1460 sits on the call report
| Code | RCFD1460 (prefix RCFD, item 1460) |
|---|---|
| Prefix RCFD | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices). |
| Schedule | RC-C, Part I, Loans and Leases |
| Reported on | FFIEC 031 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2008 |
The same item under other prefixes
Item 1460 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCON1460 | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items | 4,297 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCFD1460 |
|---|---|---|
| JPMorgan Chase Bank, N.A. | Columbus, OH | $107.53B |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $27.38B |
| Flagstar Bank, N.A. | Hicksville, NY | $26.92B |
| PNC Bank, N.A. | Wilmington, DE | $14.98B |
| U.S. Bank N.A. | Cincinnati, OH | $14.46B |
| Citibank, N.A. | Sioux Falls, SD | $10.14B |
| Santander Bank, N.A. | Wilmington, DE | $9.37B |
| Bank of America, N.A. | Charlotte, NC | $9.19B |
| Valley National Bank | Passaic, NJ | $9.03B |
| Truist Bank | Charlotte, NC | $8.65B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 50 | $327.12B |
| March 31, 2026 | 51 | $323.57B |
| December 31, 2025 | 51 | $313.89B |
| September 30, 2025 | 51 | $308.85B |
| June 30, 2025 | 50 | $306.35B |
| March 31, 2025 | 51 | $302.27B |
| December 31, 2024 | 51 | $301.32B |
| September 30, 2024 | 51 | $306.88B |
Related
All codes on Schedule RC-C, Part I · All call report schedules · Find the code for a loan type · What a call report is