Skip to main content
Call report code · Schedule RI-C, Part II

RCFDJJ16: Loans and Leases, Held for Investment, Credit cards, Allowance Balance

RCFDJJ16 is the call report code for loans and leases, held for investment, credit cards, allowance balance, reported on Schedule RI-C, Part II, Disaggregated Data on the Allowance for Credit Losses, Part II. For Q2 2026 (year to date), 71 banks reported it, totaling $80.30B; the median among the 34 with a nonzero amount was $82.7M. The largest value reported for Q2 2026 (year to date) was $19.33B, by Capital One, N.A.

Where RCFDJJ16 sits on the call report

Reference facts for call report code RCFDJJ16
CodeRCFDJJ16 (prefix RCFD, item JJ16)
Prefix RCFDThe consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices).
ScheduleRI-C, Part II, Disaggregated Data on the Allowance for Credit Losses, Part II
Reported onFFIEC 031
ValueDollar amount, reported in thousands, year to date
In the MDRM since2019

The same item under other prefixes

Item JJ16 is also reported under these codes. Which banks file each one depends on the form they file.

CodeMeaning of the prefixBanks reporting
RCONJJ16 Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items 932

Largest reported values, Q2 2026

The ten banks reporting the largest RCFDJJ16 values
BankHeadquartersRCFDJJ16
Capital One, N.A. McLean, VA $19.33B
JPMorgan Chase Bank, N.A. Columbus, OH $15.56B
Citibank, N.A. Sioux Falls, SD $13.50B
Synchrony Bank Draper, UT $9.36B
Bank of America, N.A. Charlotte, NC $7.06B
Wells Fargo Bank, N.A. Sioux Falls, SD $4.97B
American Express National Bank Sandy, UT $3.87B
U.S. Bank N.A. Cincinnati, OH $2.84B
USAA Federal Savings Bank Phoenix, AZ $1.34B
PNC Bank, N.A. Wilmington, DE $646.0M

Total reported by quarter

Sum of RCFDJJ16 across the banks that reported it, by quarter
Quarter endBanks reportingTotal reported
June 30, 202671$80.30B
March 31, 202671$81.16B
December 31, 202570$81.35B
September 30, 202570$83.29B
June 30, 202570$85.05B
March 31, 202571$84.22B
December 31, 202471$85.39B
September 30, 202471$84.31B

Related

All codes on Schedule RI-C, Part II · All call report schedules · Find the code for a loan type · What a call report is