RCFD6550: Commercial Real Estate, Construction, and Land Development: Commitments to Fund Loans Not Secured by Real Estate
RCFD6550 is the call report code for commercial real estate, construction, and land development: commitments to fund loans not secured by real estate, reported on Schedule RC-L, Derivatives and Off-Balance-Sheet Items. For Q2 2026, 80 banks reported it, totaling $83.76B; the median among the 38 with a nonzero amount was $291.1M. The largest value reported for Q2 2026 was $27.30B, by JPMorgan Chase Bank, N.A.
Definition
Included in this item are loan proceeds that the bank and bank holding company or its consolidated subsidiaries are obligated to advance as construction progresses.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCFD6550 sits on the call report
| Code | RCFD6550 (prefix RCFD, item 6550) |
|---|---|
| Prefix RCFD | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices). |
| Schedule | RC-L, Derivatives and Off-Balance-Sheet Items |
| Reported on | FFIEC 031 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 1991 |
The same item under other prefixes
Item 6550 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCON6550 | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items | 4,217 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCFD6550 |
|---|---|---|
| JPMorgan Chase Bank, N.A. | Columbus, OH | $27.30B |
| U.S. Bank N.A. | Cincinnati, OH | $13.96B |
| Bank of America, N.A. | Charlotte, NC | $9.29B |
| Citibank, N.A. | Sioux Falls, SD | $7.38B |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $4.52B |
| PNC Bank, N.A. | Wilmington, DE | $3.23B |
| Regions Bank | Birmingham, AL | $3.22B |
| Fifth Third Bank, N.A. | Cincinnati, OH | $2.62B |
| Truist Bank | Charlotte, NC | $2.52B |
| The Huntington National Bank | Columbus, OH | $1.37B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 80 | $83.76B |
| March 31, 2026 | 80 | $79.90B |
| December 31, 2025 | 80 | $80.87B |
| September 30, 2025 | 80 | $74.84B |
| June 30, 2025 | 80 | $75.24B |
| March 31, 2025 | 82 | $83.05B |
| December 31, 2024 | 82 | $88.14B |
| September 30, 2024 | 82 | $89.80B |
Related
All codes on Schedule RC-L · All call report schedules · Find the code for a loan type · What a call report is