RCFDB790: Assets Sold with Recourse or Other Seller-provided Credit Enhancements and Not Securitized - 1-4 Family Residential Loans
RCFDB790 is the call report code for assets sold with recourse or other seller-provided credit enhancements and not securitized - 1-4 family residential loans, reported on Schedule RC-S, Servicing, Securitization, and Asset Sale Activities. For Q2 2026, 80 banks reported it, totaling $2.08B; the median among the 25 with a nonzero amount was $31.0M. The largest value reported for Q2 2026 was $532.7M, by First Financial Bank.
Definition
Report in column A the unpaid principal balance as of the report date of loans and leases, which the reporting bank has sold with recourse or other seller-provided credit enhancements, but which were not securitized by the reporting bank. Include loans and leases that the reporting bank has sold with recourse or other seller-provided credit enhancements to other institutions, which then securitized the loans and leases purchased from the bank.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCFDB790 sits on the call report
| Code | RCFDB790 (prefix RCFD, item B790) |
|---|---|
| Prefix RCFD | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices). |
| Schedule | RC-S, Servicing, Securitization, and Asset Sale Activities |
| Reported on | FFIEC 031 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2001 |
The same item under other prefixes
Item B790 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCONB790 | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items | 935 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCFDB790 |
|---|---|---|
| First Financial Bank | Cincinnati, OH | $532.7M |
| PNC Bank, N.A. | Wilmington, DE | $456.1M |
| Banco Popular de Puerto Rico | San Juan, PR | $148.0M |
| JPMorgan Chase Bank, N.A. | Columbus, OH | $146.0M |
| Truist Bank | Charlotte, NC | $137.0M |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $117.0M |
| Citizens Bank, N.A. | Providence, RI | $93.5M |
| Fifth Third Bank, N.A. | Cincinnati, OH | $84.0M |
| Flagstar Bank, N.A. | Hicksville, NY | $73.8M |
| Citibank, N.A. | Sioux Falls, SD | $72.0M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 80 | $2.08B |
| March 31, 2026 | 80 | $1.95B |
| December 31, 2025 | 80 | $1.87B |
| September 30, 2025 | 80 | $1.81B |
| June 30, 2025 | 80 | $1.82B |
| March 31, 2025 | 82 | $1.81B |
| December 31, 2024 | 82 | $1.85B |
| September 30, 2024 | 82 | $1.87B |
Related
All codes on Schedule RC-S · All call report schedules · Find the code for a loan type · What a call report is