RCONB790: Assets Sold with Recourse or Other Seller-provided Credit Enhancements and Not Securitized - 1-4 Family Residential Loans
RCONB790 is the call report code for assets sold with recourse or other seller-provided credit enhancements and not securitized - 1-4 family residential loans, reported on Schedule RC-S, Servicing, Securitization, and Asset Sale Activities. For Q2 2026, 935 banks reported it, totaling $27.93B; the median among the 246 with a nonzero amount was $22.7M. The largest value reported for Q2 2026 was $2.41B, by First Interstate Bank.
Definition
Report in column A the unpaid principal balance as of the report date of loans and leases, which the reporting bank has sold with recourse or other seller-provided credit enhancements, but which were not securitized by the reporting bank. Include loans and leases that the reporting bank has sold with recourse or other seller-provided credit enhancements to other institutions, which then securitized the loans and leases purchased from the bank.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCONB790 sits on the call report
| Code | RCONB790 (prefix RCON, item B790) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-S, Servicing, Securitization, and Asset Sale Activities |
| Reported on | FFIEC 041 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2001 |
The same item under other prefixes
Item B790 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFDB790 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 80 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONB790 |
|---|---|---|
| First Interstate Bank | Billings, MT | $2.41B |
| First National Bank of Pennsylvania | Greenville, PA | $1.94B |
| TowneBank | Portsmouth, VA | $1.79B |
| Barrington Bank & Trust Company, N.A. | Barrington, IL | $1.26B |
| Northpointe Bank | Grand Rapids, MI | $990.5M |
| Western Alliance Bank | Phoenix, AZ | $964.0M |
| Waterstone Bank | Wauwatosa, WI | $958.5M |
| The Dart Bank | Mason, MI | $728.8M |
| NexBank | Dallas, TX | $645.7M |
| Cornerstone Capital Bank, SSB | Houston, TX | $592.9M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 935 | $27.93B |
| March 31, 2026 | 946 | $26.38B |
| December 31, 2025 | 987 | $28.02B |
| September 30, 2025 | 997 | $26.47B |
| June 30, 2025 | 1,015 | $25.20B |
| March 31, 2025 | 1,030 | $24.30B |
| December 31, 2024 | 1,053 | $23.77B |
| September 30, 2024 | 1,057 | $24.59B |
Related
All codes on Schedule RC-S · All call report schedules · Find the code for a loan type · What a call report is