RCFDB899: Custody and Safekeeping Accounts - Number of Non-managed Accounts
RCFDB899 is the call report code for custody and safekeeping accounts - number of non-managed accounts, reported on Schedule RC-T, Fiduciary and Related Services. For Q2 2026, 45 banks reported it; the median nonzero value was 1,618. The largest value reported for Q2 2026 was 1,315,964, by UMB Bank, N.A.
Definition
Report the number of accounts for all personal and institutional custody and safekeeping accounts held by the institution. Safekeeping and custody accounts are a type of agency account in which the reporting institution performs one or more specified agency functions but the institution is not a trustee and also is not responsible for managing the asset selection for account assets. These agency services may include holding assets, processing income and redemptions, and other recordkeeping and customer reporting services. For employee benefit custody or safekeeping accounts, the number of accounts reported should reflect the total number of plans administered rather than the number of plan participants. Include accounts in which the institution serves in a sub-custodian capacity. For example, where one institution contracts with another for custody services, both institutions should report the accounts in their respective capacity. Do not include accounts for which you provide document custodial services for Ginnie Mae, Fannie Mae, or other mortgage-backed securities. Also, do not include accounts for which you provide services to land trusts. Accounts in which the institution serves as trustee or in an agency capacity in addition to being custodian should be reported in the category of the primary relationship. For example, personal trust accounts in which the institution also serves as custodian should be reported as personal trust accounts and not as custodian accounts. An institution should report an account only once in Schedule RC-T, items 4 through 8 and 10. Report custodian accounts that are incidental to fiduciary services. Include those custody and safekeeping accounts that are administered by the trust department, and those that are administered in other areas of the institution through an identifiable business unit that focuses on offering fiduciary related custodial services to institutional clients. Exclude those custodial and escrow activities related to commercial bank services such as retail and institutional brokerage assets, securities safekeeping services for correspondent banks, escrow assets held for the benefit of third parties, safety deposit box assets, and any other similar commercial arrangement.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCFDB899 sits on the call report
| Code | RCFDB899 (prefix RCFD, item B899) |
|---|---|
| Prefix RCFD | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices). |
| Schedule | RC-T, Fiduciary and Related Services |
| Reported on | FFIEC 031 |
| Value | Count or number, as of the quarter end |
| In the MDRM since | 2001 |
The same item under other prefixes
Item B899 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCONB899 | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items | 426 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCFDB899 |
|---|---|---|
| UMB Bank, N.A. | Kansas City, MO | 1,315,964 |
| The Bank of New York Mellon | New York, NY | 726,393 |
| U.S. Bank N.A. | Cincinnati, OH | 637,759 |
| JPMorgan Chase Bank, N.A. | Columbus, OH | 416,959 |
| Charles Schwab Trust Bank | Westlake, TX | 361,034 |
| The Northern Trust Company | Chicago, IL | 80,404 |
| Citibank, N.A. | Sioux Falls, SD | 56,333 |
| State Street Bank and Trust Company | Boston, MA | 42,826 |
| BNY Mellon, N.A. | Pittsburgh, PA | 21,456 |
| Santander Bank, N.A. | Wilmington, DE | 17,734 |
Related
All codes on Schedule RC-T · All call report schedules · Find the code for a loan type · What a call report is