RCFDB870: Personal Trust and Agency Accounts - Number of Managed Accounts
RCFDB870 is the call report code for personal trust and agency accounts - number of managed accounts, reported on Schedule RC-T, Fiduciary and Related Services. For Q2 2026, 44 banks reported it; the median nonzero value was 1,688. The largest value reported for Q2 2026 was 42,097, by Bank of America, N.A.
Definition
Report the number of accounts for all testamentary trusts, revocable and irrevocable living trusts, other personal trusts, and non-managed personal agency accounts. Include accounts in which the institution serves as executor, administrator, guardian, or conservator. Exclude personal investment management agency accounts, which should be reported in Schedule RC-T, item 7. Also exclude Keogh Act plans, Individual Retirement Accounts (IRAs), and other pension or profit-sharing plans for self-employed individuals which should be reported in Schedule RC-T, item 5.c. Personal accounts that are solely custody or safekeeping should be reported in item 10 of this schedule.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCFDB870 sits on the call report
| Code | RCFDB870 (prefix RCFD, item B870) |
|---|---|
| Prefix RCFD | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices). |
| Schedule | RC-T, Fiduciary and Related Services |
| Reported on | FFIEC 031 |
| Value | Count or number, as of the quarter end |
| In the MDRM since | 2001 |
The same item under other prefixes
Item B870 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCONB870 | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items | 427 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCFDB870 |
|---|---|---|
| Bank of America, N.A. | Charlotte, NC | 42,097 |
| Fifth Third Bank, N.A. | Cincinnati, OH | 21,339 |
| The Northern Trust Company | Chicago, IL | 19,498 |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | 18,377 |
| PNC Bank, N.A. | Wilmington, DE | 17,459 |
| U.S. Bank N.A. | Cincinnati, OH | 12,893 |
| KeyBank N.A. | Cleveland, OH | 10,976 |
| JPMorgan Chase Bank, N.A. | Columbus, OH | 10,802 |
| BNY Mellon, N.A. | Pittsburgh, PA | 9,801 |
| Truist Bank | Charlotte, NC | 7,972 |
Related
All codes on Schedule RC-T · All call report schedules · Find the code for a loan type · What a call report is