RCFDB869: Personal Trust and Agency Accounts - Non-managed
RCFDB869 is the call report code for personal trust and agency accounts - non-managed, reported on Schedule RC-T, Fiduciary and Related Services. For Q2 2026, 44 banks reported it, totaling $363.59B; the median among the 35 with a nonzero amount was $1.67B. The largest value reported for Q2 2026 was $105.13B, by BMO Bank N.A.
Definition
Report the market value for all testamentary trusts, revocable and irrevocable living trusts, other personal trusts, and non-managed personal agency accounts. Include accounts in which the institution serves as executor, administrator, guardian, or conservator. Exclude personal investment management agency accounts, which should be reported in Schedule RC-T, item 7. Also exclude Keogh Act plans, Individual Retirement Accounts (IRAs), and other pension or profit-sharing plans for self-employed individuals which should be reported in Schedule RC-T, item 5.c. Personal accounts that are solely custody or safekeeping should be reported in item 10 of this schedule.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCFDB869 sits on the call report
| Code | RCFDB869 (prefix RCFD, item B869) |
|---|---|
| Prefix RCFD | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices). |
| Schedule | RC-T, Fiduciary and Related Services |
| Reported on | FFIEC 031 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2001 |
The same item under other prefixes
Item B869 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCONB869 | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items | 427 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCFDB869 |
|---|---|---|
| BMO Bank N.A. | Chicago, IL | $105.13B |
| The Northern Trust Company | Chicago, IL | $57.17B |
| Bank of America, N.A. | Charlotte, NC | $45.92B |
| The Goldman Sachs Trust Company, N.A. | Wilmington, DE | $34.23B |
| Manufacturers and Traders Trust Company | Buffalo, NY | $31.92B |
| JPMorgan Chase Bank, N.A. | Columbus, OH | $18.05B |
| U.S. Bank N.A. | Cincinnati, OH | $10.43B |
| Fifth Third Bank, N.A. | Cincinnati, OH | $8.80B |
| BNY Mellon Trust of Delaware | Wilmington, DE | $7.60B |
| City National Bank | Los Angeles, CA | $7.38B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 44 | $363.59B |
| March 31, 2026 | 44 | $363.03B |
| December 31, 2025 | 46 | $355.49B |
| September 30, 2025 | 42 | $338.34B |
| June 30, 2025 | 42 | $400.04B |
| March 31, 2025 | 43 | $384.98B |
| December 31, 2024 | 48 | $388.82B |
| September 30, 2024 | 44 | $377.52B |
Related
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