RCFD1797: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit
RCFD1797 is the call report code for revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit, reported on Schedule RC-C, Part I, Loans and Leases. For Q2 2026, 50 banks reported it, totaling $177.25B; the median among the 40 with a nonzero amount was $1.48B. The largest value reported for Q2 2026 was $26.90B, by Bank of America, N.A.
Definition
Includes the amount outstanding of loans extended under revolving, open-end lines of credit secured by 1-4 family residential properties. These lines of credit, commonly referred to as 'home equity lines,' typically are secured by a junior lien and usually are accessible by check or credit card. Reported is the amount outstanding as of the report date, not the total amount that the customer is authorized to borrow under such arrangements.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCFD1797 sits on the call report
| Code | RCFD1797 (prefix RCFD, item 1797) |
|---|---|
| Prefix RCFD | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices). |
| Schedule | RC-C, Part I, Loans and Leases |
| Reported on | FFIEC 031 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2008 |
The same item under other prefixes
Item 1797 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCON1797 | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items | 4,297 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCFD1797 |
|---|---|---|
| Bank of America, N.A. | Charlotte, NC | $26.90B |
| PNC Bank, N.A. | Wilmington, DE | $22.70B |
| Citizens Bank, N.A. | Providence, RI | $20.11B |
| JPMorgan Chase Bank, N.A. | Columbus, OH | $14.10B |
| U.S. Bank N.A. | Cincinnati, OH | $11.20B |
| Truist Bank | Charlotte, NC | $9.68B |
| The Huntington National Bank | Columbus, OH | $9.65B |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $9.54B |
| TD Bank, N.A. | Wilmington, DE | $7.47B |
| Fifth Third Bank, N.A. | Cincinnati, OH | $6.40B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 50 | $177.25B |
| March 31, 2026 | 51 | $174.73B |
| December 31, 2025 | 51 | $170.82B |
| September 30, 2025 | 51 | $169.80B |
| June 30, 2025 | 50 | $169.28B |
| March 31, 2025 | 51 | $166.47B |
| December 31, 2024 | 51 | $167.59B |
| September 30, 2024 | 51 | $166.73B |
Related
All codes on Schedule RC-C, Part I · All call report schedules · Find the code for a loan type · What a call report is