RIADB485: Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards
RIADB485 is the call report code for loans to individuals for households, family, and other personal expenditures: credit cards, reported on Schedule RI, Income Statement. For Q2 2026 (year to date), 4,297 banks reported it, totaling $88.63B; the median among the 709 with a nonzero amount was $33K. The largest value reported for Q2 2026 (year to date) was $20.98B, by Capital One, N.A.
Definition
Includes all interest, fees, and similar charges levied against or associated with all extensions of credit to individuals for household, family, and other personal expenditures arising from credit cards (in domestic offices) reportable in Schedule RC-C, part I, item 6.a, B538 'Credit cards.'
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RIADB485 sits on the call report
| Code | RIADB485 (prefix RIAD, item B485) |
|---|---|
| Prefix RIAD | Income statement items (Schedule RI and its supporting schedules). |
| Schedule | RI, Income Statement |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, year to date |
| In the MDRM since | 2001 |
Largest reported values, Q2 2026
| Bank | Headquarters | RIADB485 |
|---|---|---|
| Capital One, N.A. | McLean, VA | $20.98B |
| JPMorgan Chase Bank, N.A. | Columbus, OH | $14.83B |
| Citibank, N.A. | Sioux Falls, SD | $12.86B |
| American Express National Bank | Sandy, UT | $7.98B |
| Synchrony Bank | Draper, UT | $7.84B |
| Bank of America, N.A. | Charlotte, NC | $5.62B |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $3.65B |
| Barclays Bank Delaware | Wilmington, DE | $2.83B |
| U.S. Bank N.A. | Cincinnati, OH | $2.00B |
| Goldman Sachs Bank USA | New York, NY | $1.70B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,297 | $88.63B |
| March 31, 2026 | 4,336 | $44.39B |
| December 31, 2025 | 4,394 | $171.17B |
| September 30, 2025 | 4,435 | $125.86B |
| June 30, 2025 | 4,477 | $80.66B |
| March 31, 2025 | 4,519 | $43.56B |
| December 31, 2024 | 4,543 | $173.59B |
| September 30, 2024 | 4,572 | $129.19B |
Related
All codes on Schedule RI · All call report schedules · Find the code for a loan type · What a call report is