RIADB514: Charge-offs on Loans to Credit Cards
RIADB514 is the call report code for charge-offs on loans to credit cards, reported on Schedule RI-B, Part I, Charge-offs and Recoveries on Loans and Leases. For Q2 2026 (year to date), 4,297 banks reported it, totaling $31.06B; the median among the 445 with a nonzero amount was $25K. The largest value reported for Q2 2026 (year to date) was $8.61B, by Capital One, N.A.
Definition
Include in column A, as appropriate, all extensions of credit under credit cards (as defined for Schedule RC-C, part I, item 6.a, B538 ) charged-off.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RIADB514 sits on the call report
| Code | RIADB514 (prefix RIAD, item B514) |
|---|---|
| Prefix RIAD | Income statement items (Schedule RI and its supporting schedules). |
| Schedule | RI-B, Part I, Charge-offs and Recoveries on Loans and Leases |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, year to date |
| In the MDRM since | 2001 |
Largest reported values, Q2 2026
| Bank | Headquarters | RIADB514 |
|---|---|---|
| Capital One, N.A. | McLean, VA | $8.61B |
| Citibank, N.A. | Sioux Falls, SD | $4.44B |
| JPMorgan Chase Bank, N.A. | Columbus, OH | $4.21B |
| Synchrony Bank | Draper, UT | $3.22B |
| Bank of America, N.A. | Charlotte, NC | $2.29B |
| American Express National Bank | Sandy, UT | $1.79B |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $1.53B |
| Barclays Bank Delaware | Wilmington, DE | $899.0M |
| U.S. Bank N.A. | Cincinnati, OH | $743.9M |
| Comenity Capital Bank | Draper, UT | $536.3M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,297 | $31.06B |
| March 31, 2026 | 4,336 | $15.57B |
| December 31, 2025 | 4,394 | $59.42B |
| September 30, 2025 | 4,435 | $44.09B |
| June 30, 2025 | 4,477 | $29.37B |
| March 31, 2025 | 4,519 | $16.41B |
| December 31, 2024 | 4,543 | $61.32B |
| September 30, 2024 | 4,572 | $45.65B |
Related
All codes on Schedule RI-B, Part I · All call report schedules · Find the code for a loan type · What a call report is