RCFDK137: Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper)
RCFDK137 is the call report code for automobile loans to individuals for household, family, and other personal expenditures (i.e., consumer loans)(includes purchased paper), reported on Schedule RC-C, Part I, Loans and Leases. For Q2 2026, 80 banks reported it, totaling $484.14B; the median among the 41 with a nonzero amount was $751.7M. The largest value reported for Q2 2026 was $89.31B, by Capital One, N.A.
Definition
Report (on the FFIEC 041, in column B, on the FFIEC 031, in columns A and B, as appropriate) all consumer loans arising from retail sales of new and used passenger cars and other vehicles such as minivans, vans, sport-utility vehicles, pickup trucks, and similar light trucks for personal use. Include both direct and indirect consumer automobile loans as well as retail installment sales paper purchased by the bank from automobile dealers. Exclude from automobile loans:
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCFDK137 sits on the call report
| Code | RCFDK137 (prefix RCFD, item K137) |
|---|---|
| Prefix RCFD | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices). |
| Schedule | RC-C, Part I, Loans and Leases |
| Reported on | FFIEC 031 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2011 |
The same item under other prefixes
Item K137 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCONK137 | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items | 4,297 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCFDK137 |
|---|---|---|
| Capital One, N.A. | McLean, VA | $89.31B |
| Ally Bank | Sandy, UT | $79.85B |
| JPMorgan Chase Bank, N.A. | Columbus, OH | $57.82B |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $56.92B |
| Bank of America, N.A. | Charlotte, NC | $37.48B |
| TD Bank, N.A. | Wilmington, DE | $29.57B |
| Truist Bank | Charlotte, NC | $27.03B |
| Santander Bank, N.A. | Wilmington, DE | $19.40B |
| USAA Federal Savings Bank | Phoenix, AZ | $17.42B |
| The Huntington National Bank | Columbus, OH | $15.99B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 80 | $484.14B |
| March 31, 2026 | 80 | $475.33B |
| December 31, 2025 | 80 | $469.30B |
| September 30, 2025 | 80 | $463.11B |
| June 30, 2025 | 80 | $455.60B |
| March 31, 2025 | 82 | $450.13B |
| December 31, 2024 | 82 | $452.67B |
| September 30, 2024 | 82 | $451.32B |
Related
All codes on Schedule RC-C, Part I · All call report schedules · Find the code for a loan type · What a call report is