RCFDB576: Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 90 Days or More and Still Accruing
RCFDB576 is the call report code for loans to individuals for household, family, and other personal expenditures: credit cards - past due 90 days or more and still accruing, reported on Schedule RC-N, Past Due and Nonaccrual Loans, Leases, and Other Assets. For Q2 2026, 80 banks reported it, totaling $14.55B; the median among the 29 with a nonzero amount was $16.0M. The largest value reported for Q2 2026 was $4.85B, by Capital One, N.A.
Definition
Report in column B the amount of all extensions of credit to individuals for household, family, and other personal expenditures arising from credit cards, as defined for Schedule RC-C, part I, item 6.a, that are past due 90 days or more and still accruing as of the report date.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCFDB576 sits on the call report
| Code | RCFDB576 (prefix RCFD, item B576) |
|---|---|
| Prefix RCFD | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices). |
| Schedule | RC-N, Past Due and Nonaccrual Loans, Leases, and Other Assets |
| Reported on | FFIEC 031 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2001 |
The same item under other prefixes
Item B576 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCONB576 | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items | 4,217 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCFDB576 |
|---|---|---|
| Capital One, N.A. | McLean, VA | $4.85B |
| Citibank, N.A. | Sioux Falls, SD | $2.32B |
| JPMorgan Chase Bank, N.A. | Columbus, OH | $2.08B |
| Synchrony Bank | Draper, UT | $1.94B |
| Bank of America, N.A. | Charlotte, NC | $1.24B |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $758.0M |
| U.S. Bank N.A. | Cincinnati, OH | $366.2M |
| Goldman Sachs Bank USA | New York, NY | $340.0M |
| American Express National Bank | Sandy, UT | $331.7M |
| TD Bank, N.A. | Wilmington, DE | $73.5M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 80 | $14.55B |
| March 31, 2026 | 80 | $16.11B |
| December 31, 2025 | 80 | $16.58B |
| September 30, 2025 | 80 | $15.49B |
| June 30, 2025 | 80 | $14.92B |
| March 31, 2025 | 82 | $16.16B |
| December 31, 2024 | 82 | $17.34B |
| September 30, 2024 | 82 | $16.21B |
Related
All codes on Schedule RC-N · All call report schedules · Find the code for a loan type · What a call report is