Bank call report · Westlake, TX
Charles Schwab Bank, SSB Call Report
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Charles Schwab Bank, SSB filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 031. Below are its 391 reported line items, schedule by schedule (1,331 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 031 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 3150447 |
| FDIC certificate number | 57450 |
| Total assets | $250.83B |
Official Q2 2026 call report PDF (FFIEC) →
Charles Schwab Bank, SSB call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 031.
Schedule RC: Balance Sheet (27 items)
About Schedule RC · Charles Schwab Bank, SSB balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCFD2170 | $250.83B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCFD3300 | $250.83B |
| Total Liabilities and Minority Interest | RCFD2948 | $232.73B |
| Total Deposits | RCON2200 | $225.25B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $224.89B |
| Held to maturity securities (ASU 2016-13 adoption) | RCFDJJ34 | $110.86B |
| Held-to-maturity Securities, Total | RCFD1754 | $110.86B |
| Loans and Leases, Net of Unearned Income - Totals | RCFDB528 | $67.28B |
| Loans and Leases, Net of Unearned Income and Allowance | RCFDB529 | $67.24B |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCFD1773 | $48.14B |
| Surplus | RCFD3839 | $18.83B |
| Total Equity Capital | RCFD3210 | $18.10B |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCFDG105 | $18.10B |
| Interest-bearing Balances | RCFD0071 | $17.65B |
| Accumulated Other Comprehensive Income | RCFDB530 | -$9.04B |
| Undivided Profits and Capital Reserves | RCFD3632 | $8.21B |
| Other Assets | RCFD2160 | $6.75B |
| Securities Sold Under Agreements to Repurchase | RCFDB995 | $5.31B |
| Other Liabilities, Total | RCFD2930 | $1.68B |
| Other Borrowed Money | RCFD3190 | $500.0M |
| Deposits: Noninterest-bearing | RCON6631 | $359.0M |
| Common Stock | RCFD3230 | $100.0M |
| Investments and Unconsolidated Subsidiaries and Associated Companies | RCFD2130 | $92.0M |
| Noninterest-bearing Balances and Currency and Coin | RCFD0081 | $70.0M |
| Allowance for Loan and Lease Losses | RCFD3123 | $37.0M |
| Goodwill | RCFD3163 | $17.0M |
| Intangible Assets | RCFD2143 | $17.0M |
Schedule RI: Income Statement (37 items)
About Schedule RI · Charles Schwab Bank, SSB income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $3.00B |
| Net Interest Income | RIAD4074 | $2.59B |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $2.13B |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $2.13B |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $1.65B |
| Net Income (Loss) | RIAD4340 | $1.65B |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $1.65B |
| Interest and Fee Income on Loans, Total | RIAD4010 | $1.27B |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $1.23B |
| All Other Loans in Domestic Offices | RIADB487 | $675.0M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $593.0M |
| Applicable Income Taxes | RIAD4302 | $481.0M |
| Total Noninterest Expense | RIAD4093 | $459.0M |
| Total Interest Expense | RIAD4073 | $414.0M |
| Other Noninterest Expense | RIAD4092 | $344.0M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $242.0M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $185.0M |
| Interest on Other Securities | RIAD4060 | $150.0M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $130.0M |
| Salaries and Employee Benefits | RIAD4135 | $110.0M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $71.0M |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $53.0M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $32.0M |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $24.0M |
| Total Noninterest Income | RIAD4079 | $24.0M |
| Other Noninterest Income | RIADB497 | $23.0M |
| Other Interest Income | RIAD4518 | $17.0M |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | -$17.0M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $14.0M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $5.0M |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $4.0M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $2.0M |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $1.0M |
| Provision for Loan and Lease Losses | RIAD4230 | $1.0M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $1.0M |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $1.0M |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 1,133 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions (consolidated) | RCFD0010 | $17.72B |
| Cash and Balances Due from Depository Institutions (domestic offices) | RCON0010 | $17.72B |
| Balances Due from Federal Reserve Banks (consolidated) | RCFD0090 | $17.64B |
| Balances Due from Federal Reserve Banks (domestic offices) | RCON0090 | $17.64B |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $52.0M |
| Cash Items in Process of Collection, Unposted Debits, and Currency and Coin | RCFD0022 | $52.0M |
| Balances Due from Depository Institutions in the U.S. (consolidated) | RCFD0082 | $23.0M |
| Balances Due from Depository Institutions in the U.S. (domestic offices) | RCON0082 | $23.0M |
Schedule RC-B: Securities (73 items)
About Schedule RC-B · Charles Schwab Bank, SSB securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCFDG302 | $1.0M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCFDG303 | $1.0M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Amortized Cost | RCFDG300 | $3.73B |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Fair Value | RCFDG301 | $3.73B |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCFDG306 | $25.00B |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCFDG307 | $22.57B |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Amortized Cost | RCFDG304 | $24.56B |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Fair Value | RCFDG305 | $24.74B |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCFDG314 | $4.20B |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCFDG315 | $4.09B |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Amortized Cost | RCFDG312 | $41.73B |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Fair Value | RCFDG313 | $34.63B |
| Structured Financial Products by Underlying Collateral or Reference Assets: Other Collateral or Reference Assets - Available-for-sale Amortized Cost | RCFDG374 | $4.84B |
| Structured Financial Products by Underlying Collateral or Reference Assets: Other Collateral or Reference Assets - Available-for-sale Fair Value | RCFDG375 | $4.47B |
| Structured Financial Products by Underlying Collateral or Reference Assets: Other Collateral or Reference Assets - Held-to-maturity Amortized Cost | RCFDG372 | $1.11B |
| Structured Financial Products by Underlying Collateral or Reference Assets: Other Collateral or Reference Assets - Held-to-maturity Fair Value | RCFDG373 | $1.13B |
| Total Fair Value of Held-to-maturity Securities | RCFD1771 | $102.36B |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCFDA562 | $57.05B |
| Total Amortized Cost of Available-for-sale Securities | RCFD1772 | $51.72B |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCFDA559 | $45.92B |
| Pledged Securities | RCFD0416 | $42.24B |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities: Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost | RCFDK142 | $22.85B |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value | RCFDK143 | $22.45B |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCFDA552 | $20.16B |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost | RCFDK150 | $15.38B |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value | RCFDK151 | $14.19B |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCFDA551 | $10.18B |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCFDA553 | $9.15B |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCFD1286 | $5.58B |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCFD1287 | $5.46B |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCFDA248 | $5.02B |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCFD1739 | $5.00B |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCFDHT60 | $4.84B |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Available-for-sale: Amortized Cost | RCFDPV00 | $4.84B |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCFD1741 | $4.67B |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCFDHT61 | $4.47B |
| Guaranteed by U.S. Government Agencies or Sponsored Agencies Included in Schedule Rc-b, Item 5.B - Available-for-sale, Fair Value | RCFDPV01 | $4.47B |
| Asset-backed Securities: Available-for-sale Amortized Cost | RCFDC989 | $4.45B |
| Total (Asset-backed Securities) Fair Value - Available-for-sale | RCFDC027 | $4.33B |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCFDA561 | $4.29B |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCFDA550 | $4.19B |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCFDA560 | $4.18B |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCFDA549 | $2.77B |
| Amortized Cost of Available-for-sale Asset-backed Securities: Other Consumer Loans | RCFDB852 | $2.44B |
| Fair Value of Available-for-sale Asset-backed Securities: Other Consumer Loans | RCFDB853 | $2.36B |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCFDK144 | $1.92B |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCFDK145 | $1.86B |
| Amortized Cost of Held-to-maturity U.S. Treasury Securities | RCFD0211 | $1.50B |
| Fair Value of Held-to-maturity U.S. Treasury Securities | RCFD0213 | $1.48B |
| Amortized Cost of Available-for-sale Asset-backed Securities: Credit Card Receivables | RCFDB840 | $1.15B |
| Asset-backed securities and structured financial products, Structured financial products, Held-to-maturity, Fair Value | RCFDHT59 | $1.13B |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Held-to-maturity: Fair Value | RCFDPU99 | $1.13B |
| Fair Value of Available-for-sale Asset-backed Securities: Credit Card Receivables | RCFDB841 | $1.12B |
| Asset-backed securities and structured financial products, Structured financial products, Held-to-maturity, Amortized Cost | RCFDHT58 | $1.11B |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Held-to-maturity: Amortized Cost | RCFDPU98 | $1.11B |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCFDA558 | $715.0M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCFD8498 | $459.0M |
| Amortized Cost of Available-for-sale Asset-backed Securities: Commercial and Industrial Loans | RCFDB856 | $455.0M |
| Fair Value of Available-for-sale Asset-backed Securities: Commercial and Industrial Loans | RCFDB857 | $454.0M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCFD8499 | $424.0M |
| Amortized Cost of Available-for-sale Asset-backed Securities: Auto Loans | RCFDB848 | $400.0M |
| Fair Value of Available-for-sale Asset-backed Securities: Auto Loans | RCFDB849 | $400.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCFDA554 | $356.0M |
| Amortized Cost of Available-for-sale Other Foreign Debt Securities | RCFD1744 | $121.0M |
| Fair Value of Available-for-sale Other Foreign Debt Securities | RCFD1746 | $120.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :All Other Commercial MBS: Available-for-sale Amortized Cost | RCFDK156 | $120.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :All Other Commercial MBS: Available-for-sale Fair Value | RCFDK157 | $112.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCFDA557 | $54.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCFDK152 | $32.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCFDK153 | $32.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCFDA556 | $4.0M |
| Unallocated portfolio layer fair value hedge basis adjustments | RCFDMG95 | -$3.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCFDA555 | $1.0M |
Schedule RC-C, Part I: Loans and Leases (39 items)
About Schedule RC-C, Part I · Charles Schwab Bank, SSB loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income (consolidated) | RCFD2122 | $67.28B |
| Total Loans and Leases, Net of Unearned Income (domestic offices) | RCON2122 | $67.28B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCFDA570 | $34.33B |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCFDA247 | $33.65B |
| Pledged Loans and Leases | RCFDG378 | $33.20B |
| Loans for purchasing or carrying securities, including margin loans (consolidated) | RCFD1545 | $33.09B |
| Loans for purchasing or carrying securities, including margin loans (domestic offices) | RCON1545 | $33.09B |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens (consolidated) | RCFD5367 | $32.80B |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens (domestic offices) | RCON5367 | $32.80B |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $28.48B |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $18.06B |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $4.85B |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $4.69B |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $3.22B |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $1.76B |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) (consolidated) | RCFDJ451 | $557.0M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) (domestic offices) | RCONJ451 | $557.0M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions (consolidated) | RCFDJ454 | $408.0M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions (domestic offices) | RCONJ454 | $408.0M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit (consolidated) | RCFD1797 | $322.0M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit (domestic offices) | RCON1797 | $322.0M |
| Other loans to nondepository financial institutions (consolidated) | RCFDPV09 | $295.0M |
| Other loans to nondepository financial institutions (domestic offices) | RCONPV09 | $295.0M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCFD2746 | $213.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $199.0M |
| Loans to business credit intermediaries (consolidated) | RCFDPV06 | $113.0M |
| Loans to business credit intermediaries (domestic offices) | RCONPV06 | $113.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCFDA573 | $95.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens (consolidated) | RCFD5368 | $79.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens (domestic offices) | RCON5368 | $79.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCFDA574 | $29.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans (consolidated) | RCFDB539 | $18.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans (domestic offices) | RCONB539 | $18.0M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $16.0M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCFDHK25 | $16.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCFDA575 | $8.0M |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $7.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCFDA572 | $1.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCFDA571 | $1.0M |
Schedule RC-E: Deposit Liabilities (21 items)
About Schedule RC-E · Charles Schwab Bank, SSB deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total sweep deposits that are not brokered deposits | RCONMT95 | $197.81B |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $186.62B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $186.62B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $186.34B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $184.87B |
| Sweep deposits: Fully insured, affiliate sweep deposits | RCONMT87 | $132.44B |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $91.09B |
| Sweep deposits: Not fully insured, affiliate sweep deposits | RCONMT89 | $65.37B |
| Total Transaction Accounts | RCON2215 | $38.63B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $38.60B |
| Total Demand Deposits (See Note Below) | RCON2210 | $22.13B |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $16.18B |
| Total Brokered Deposits | RCON2365 | $7.62B |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $5.88B |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $5.88B |
| Brokered Deposits of More Than $250,000 with a Remaining Maturity of One Year or Less | RCONK220 | $1.75B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $1.46B |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $283.0M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $283.0M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $283.0M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $27.0M |
Schedule RC-E, Part I: Deposit Liabilities in Domestic Offices (2 items)
About Schedule RC-E, Part I · Charles Schwab Bank, SSB deposit liabilities in domestic offices trends
Schedule RC-F: Other Assets (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Net Deferred Tax Assets | RCFD2148 | $2.90B |
| Other Assets | RCFD2168 | $2.72B |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCFD3549 | $2.45B |
| Historical Cost of All Other Available-for-sale Equity Securities | RCFD1752 | $576.0M |
| Accrued Interest Receivable | RCFDB556 | $556.0M |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCFD2938 | $1.57B |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCFD3552 | $1.36B |
| Other Expenses Accrued and Unpaid | RCFD3646 | $62.0M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $37.0M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCFDB557 | $2.0M |
Schedule RC-K: Quarterly Averages (14 items)
About Schedule RC-K · Charles Schwab Bank, SSB quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCFD3368 | $254.28B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $191.47B |
| Mortgage-backed Securities | RCFDB559 | $140.70B |
| Quarterly Average of Total Loans | RCON3360 | $63.43B |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $32.46B |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $28.96B |
| All Other Securities | RCFDB560 | $16.20B |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCFD3381 | $12.51B |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCFDB558 | $7.09B |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCFD3353 | $3.37B |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $1.42B |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCFD3365 | $1.18B |
| Quarterly Average of Other Borrowed Money | RCFD3355 | $126.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $39.0M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (9 items)
About Schedule RC-L · Charles Schwab Bank, SSB derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCFD8725 | $41.13B |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCFD3450 | $41.01B |
| Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate | RCFDA589 | $7.57B |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCFD3814 | $1.56B |
| Other Unused Commitments: All Other Unused Commitments | RCFDJ459 | $1.36B |
| Other unused commitments: Loans to nondepository financial institutions | RCFDPV11 | $306.0M |
| Other unused commitments: Other loans to nondepository financial institutions | RCFDPV16 | $298.0M |
| Interest Rate Forward Contracts | RCFD8697 | $121.0M |
| Other unused commitments: Loans to business credit intermediaries | RCFDPV13 | $8.0M |
Schedule RC-M: Memoranda (6 items)
About Schedule RC-M · Charles Schwab Bank, SSB memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCFD2651 | $500.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCFDF055 | $500.0M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCFD6164 | $2.0M |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $1.0M |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCFD6165 | 2 |
| Does the Institution Use the Home Owners' Loan Act (Hola) Qtl Test or the Internal Revenue Service Domestic Building and Loan Association (IRS Dbla) Test to Determine Its Qtl Compliance? | RCONL133 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (9 items)
About Schedule RC-N · Charles Schwab Bank, SSB past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCFD1406 | $125.0M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $113.0M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCFD1403 | $25.0M |
| Additions to Nonaccrual Assets | RCFDC410 | $23.0M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $14.0M |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCFD5459 | $11.0M |
| All Other Loans - Nonaccrual | RCFD5461 | $9.0M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $2.0M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $1.0M |
Schedule RC-O: Other Data for Deposit Insurance Assessments (14 items)
About Schedule RC-O · Charles Schwab Bank, SSB other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCFDK652 | $254.28B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCFDF236 | $225.28B |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $86.24B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $79.97B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $42.89B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $42.49B |
| Average Tangible Equity for the Calendar Quarter | RCFDK654 | $26.80B |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $16.58B |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCFDN179 | $1.0M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 2,234,491 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 6,707 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 8 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 8 |
| Averaging Method Used | RCFDK653 | 1 |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCFDG476 | $48.14B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCFDJA36 | $48.14B |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCFDG505 | $48.14B |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCFDG502 | $48.14B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (29 items)
About Schedule RC-R, Part I · Charles Schwab Bank, SSB regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Leverage Exposure | RCFAH015 | $256.99B |
| Average total consolidated assets | RCFAKW03 | $254.28B |
| Average Total Assets (Net of Deductions) | RCFAA224 | $254.22B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCFAA223 | $89.85B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCFA3792 | $27.12B |
| Common Equity Tier 1 Capital | RCFAP859 | $27.09B |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCFAP852 | $27.09B |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCFA8274 | $27.09B |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCFAP742 | $18.93B |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCFAP840 | $18.10B |
| Accumulated Other Comprehensive Income | RCFAB530 | -$9.04B |
| Retained Earnings | RCFAKW00 | $8.21B |
| Less: Net Unrealized Gains (Losses) on Held-to-maturity Securities That Are Included in AOCI (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCFAP848 | -$6.18B |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCFAP844 | -$2.72B |
| Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCFAP846 | -$146.0M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCFAP875 | $56.0M |
| Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls | RCFAP843 | $43.0M |
| General Loan and Lease Valuation Allowances | RCFA5310 | $39.0M |
| Tier 2 (Supplementary) Capital | RCFA5311 | $39.0M |
| Tier 2 Capital Before Deductions | RCFAP870 | $39.0M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCFAP841 | $13.0M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCFA7205 | 0.3019 |
| Common Equity Tier 1 Capital Ratio | RCFAP793 | 0.3014 |
| Tier 1 Risk-based Capital Ratio | RCFA7206 | 0.3014 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCFAH311 | 0.2219 |
| Tier 1 Leverage Capital Ratio | RCFA7204 | 0.1065 |
| Advanced Approaches Only: Supplemententary Leverage Ratio | RCFAH036 | 0.1054 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: (Advanced Approaches Holding Companies That Exit Parallel Run Only): Total Applicable Capital Buffer | RCFWH312 | 0.025 |
Schedule RC-R, Part II: Risk-Weighted Assets (66 items)
About Schedule RC-R, Part II · Charles Schwab Bank, SSB risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCFDG631 | $132.97B |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCFDD988 | $132.43B |
| Total Held-to-maturity Securities | RCFDD961 | $110.86B |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCFDD963 | $98.95B |
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCFDS580 | $89.85B |
| Total Risk-weighted Assets | RCFDG641 | $89.85B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCFDG630 | $46.84B |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCFDD987 | $46.84B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCFDJA21 | $43.70B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCFDG637 | $43.01B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCFDG633 | $43.01B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCFDD990 | $42.39B |
| Notional Principal Amounts of Centrally Cleared Dervative Contracts, Interest Rate - One Year or Less | RCFDS603 | $41.01B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCFDG632 | $35.21B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCFDS462 | $34.06B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCFDS457 | $34.06B |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCFDD989 | $33.43B |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCFDS439 | $33.19B |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCFDD968 | $33.16B |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCFDS442 | $33.02B |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCFDG635 | $26.59B |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCFDD962 | $20.02B |
| Total Cash and Balances Due from Depository Institutions | RCFDD957 | $17.72B |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCFDD958 | $17.64B |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCFDG636 | $17.61B |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCFDD967 | $8.57B |
| Held-to-maturity Securities - Adjustment to Totals Reported in Column a | RCFDS399 | -$8.11B |
| Total All Other Assets | RCFDD981 | $6.86B |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCFDD970 | $5.11B |
| On-balance Sheet Securitization Exposures, Available-for-sale Securities - Adjustments to Total Reported in Column a | RCFDS481 | $4.45B |
| Total On-balance Sheet Securitization Exposures, Available-for-sale Securities | RCFDS480 | $4.45B |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCFDS500 | -$4.27B |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCFDS402 | -$3.46B |
| All Other Assets - 100 Pct Risk Weight Category | RCFDD985 | $3.03B |
| All Other Assets - Adjustments to Totals Reported in Column a | RCFDS469 | $2.89B |
| On-balance Sheet Securitization Exposures, Available-for-sale Securities - Gross-up Risk Weight Exposure, by Calculation Methodology | RCFDS484 | $2.62B |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCFDG624 | $1.88B |
| All Other Off- Balance Sheet Liabilities - 50 Pct Risk Weight Category | RCFDG622 | $1.46B |
| All Other Off- Balance Sheet Liabilities - Credit Equivalent Amount | RCFDG619 | $1.46B |
| All Other Off- Balance Sheet Liabilities - Face, Notional or Other Amount | RCFDG618 | $1.46B |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCFDG625 | $942.0M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCFDG629 | $626.0M |
| All Other Assets - 0 Pct Risk Weight Category | RCFDD982 | $606.0M |
| Repo-style Transactions - 20 Pct Risk Weight Category | RCFDS520 | $546.0M |
| Repo-style Transactions - Credit Equivalent Amount | RCFDS516 | $546.0M |
| Repo-style Transactions - Face, Notional, or Other Amount | RCFDS515 | $546.0M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCFDD969 | $316.0M |
| Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category | RCFDG628 | $316.0M |
| All Other Assets - 20 Pct Risk Weight Category | RCFDD983 | $243.0M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCFDS443 | $167.0M |
| Centrally Cleared Derivatives - 2 Pct Risk Weight Category | RCFDS551 | $105.0M |
| Centrally Cleared Derivatives - Credit Equivalent Amount | RCFDS549 | $105.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 2 Pct Risk Weight Category | RCFDS558 | $105.0M |
| All Other Assets - 50 Pct Risk Weight Category | RCFDD984 | $91.0M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCFDD959 | $75.0M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCFDS449 | $26.0M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 100 Pct Risk Weight Category | RCFDS454 | $16.0M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCFDS572 | $15.0M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCFDS455 | $10.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCFDS561 | $10.0M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCFDS503 | $10.0M |
| On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures - Adjustments to Total Reported in Column a | RCFDS491 | $4.0M |
| Total On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures | RCFDS490 | $4.0M |
| On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures - Gross-up Risk Weight Exposure, by Calculation Method | RCFDS494 | $3.0M |
| Risk-weighted Assets by Risk-weighted Category - 2 Pct Risk Weight Category | RCFDS569 | $2.0M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 20 Pct Risk Weight Category | RCFDS441 | $1.0M |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $18.66B |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $18.66B |
| Total Equity Capital | RIAD3210 | $18.10B |
| Cash Dividends Declared on Common Stock | RIAD4460 | $2.69B |
| Other Comprehensive Income | RIADB511 | $479.0M |
| Other Transactions with Stockholders (Including Parent Holding Company) | RIAD4415 | $1.0M |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Charles Schwab Bank, SSB changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $37.0M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $36.0M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $1.0M |
Schedule RI-C, Part II: Disaggregated Data on the Allowance for Credit Losses, Part II (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCFDJJ11 | $67.28B |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCFDJJ07 | $34.06B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCFDJJ06 | $33.20B |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCFDJJ19 | $37.0M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCFDJJ14 | $31.0M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCFDJJ09 | $18.0M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCFDJJ15 | $6.0M |
Schedule RI-E: Explanations (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $199.0M |
| Automated Teller Machine (ATM) and Interchange Expense | RIADF558 | $30.0M |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $14.0M |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $9.0M |
| Second Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4462 | $3.0M |
| Third Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4463 | -$3.0M |
| First Itemized Transaction of Other Transactions with Stockholders (Including Parent Holding Company) (4415) | RIAD4498 | $1.0M |
Charles Schwab Bank, SSB call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Charles Schwab Bank, SSB call report?
The Charles Schwab Bank, SSB call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Charles Schwab Bank, SSB file?
Charles Schwab Bank, SSB files the FFIEC 031. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Charles Schwab Bank, SSB call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Charles Schwab Bank, SSB has Federal Reserve RSSD ID 3150447 and FDIC certificate number 57450. Either one finds its filings on the FFIEC Central Data Repository.
How often does Charles Schwab Bank, SSB file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Charles Schwab Bank, SSB financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 57450) · FFIEC NIC profile (RSSD 3150447)