RCONA556: Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months
RCONA556 is the call report code for mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three months through 12 months, reported on Schedule RC-B, Securities. For Q2 2026, 4,217 banks reported it, totaling $1.84B; the median among the 1,705 with a nonzero amount was $58K. The largest value reported for Q2 2026 was $122.5M, by Zions Bancorporation, N.A.
Definition
Includes the amount of the bank's fixed rate mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with remaining maturities (without regard to repayment schedules, if any) of over three months through 12 months, and the bank's floating rate mortgages pass-through securities backed by closed-end first lien 1-4 family residential mortgages which can be repriced annually or more frequently, but less frequently than quarterly (e.g., annually, semiannually).
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCONA556 sits on the call report
| Code | RCONA556 (prefix RCON, item A556) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-B, Securities |
| Reported on | FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 1997 |
The same item under other prefixes
Item A556 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFDA556 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 80 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONA556 |
|---|---|---|
| Zions Bancorporation, N.A. | Salt Lake City, UT | $122.5M |
| One Bank of Tennessee | Cookeville, TN | $92.6M |
| Prosperity Bank | El Campo, TX | $58.8M |
| Emigrant Bank | Miami, FL | $55.8M |
| North Shore Bank | Brookfield, WI | $53.2M |
| Live Oak Banking Company | Wilmington, NC | $50.7M |
| WesBanco Bank, Inc. | Wheeling, WV | $47.0M |
| Renasant Bank | Tupelo, MS | $39.8M |
| First National Bank & Trust Company of Newtown | Newtown, PA | $30.2M |
| The Torrington Savings Bank | Torrington, CT | $28.0M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,217 | $1.84B |
| March 31, 2026 | 4,256 | $2.16B |
| December 31, 2025 | 4,314 | $2.69B |
| September 30, 2025 | 4,355 | $2.60B |
| June 30, 2025 | 4,397 | $2.41B |
| March 31, 2025 | 4,437 | $2.17B |
| December 31, 2024 | 4,461 | $1.96B |
| September 30, 2024 | 4,490 | $1.91B |
Related
All codes on Schedule RC-B · All call report schedules · Find the code for a loan type · What a call report is