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Call report code · Schedule RI-B, Part I

RIADC235: Charge-offs on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens

RIADC235 is the call report code for charge-offs on closed-end loans secured by 1-4 family residential properties:secured by junior liens, reported on Schedule RI-B, Part I, Charge-offs and Recoveries on Loans and Leases. For Q2 2026 (year to date), 4,297 banks reported it, totaling $22.9M; the median among the 195 with a nonzero amount was $26K. The largest value reported for Q2 2026 (year to date) was $2.6M, by Frost Bank.

Where RIADC235 sits on the call report

Reference facts for call report code RIADC235
CodeRIADC235 (prefix RIAD, item C235)
Prefix RIADIncome statement items (Schedule RI and its supporting schedules).
ScheduleRI-B, Part I, Charge-offs and Recoveries on Loans and Leases
Reported onFFIEC 031, FFIEC 041, FFIEC 051
ValueDollar amount, reported in thousands, year to date
In the MDRM since2002

Largest reported values, Q2 2026

The ten banks reporting the largest RIADC235 values
BankHeadquartersRIADC235
Frost Bank San Antonio, TX $2.6M
JPMorgan Chase Bank, N.A. Columbus, OH $1.0M
Bank of America, N.A. Charlotte, NC $1.0M
Alerus Financial, N.A. Grand Forks, ND $931K
The Huntington National Bank Columbus, OH $842K
Newtek Bank, N.A. Miami, FL $813K
Live Oak Banking Company Wilmington, NC $768K
Bayfirst National Bank Saint Petersburg, FL $745K
TD Bank, N.A. Wilmington, DE $724K
East West Bank Pasadena, CA $706K

Total reported by quarter

Sum of RIADC235 across the banks that reported it, by quarter
Quarter endBanks reportingTotal reported
June 30, 20264,297$22.9M
March 31, 20264,336$7.2M
December 31, 20254,394$41.7M
September 30, 20254,435$22.8M
June 30, 20254,477$12.9M
March 31, 20254,519$9.8M
December 31, 20244,543$48.0M
September 30, 20244,572$34.9M

Related

All codes on Schedule RI-B, Part I · All call report schedules · Find the code for a loan type · What a call report is