Branch Presence
Banks with Branches in Elkhart, IN
JPMorgan Chase Bank, N.A. is the biggest bank in Elkhart, IN, with $900.3M in deposits at its Elkhart branches, 31.5% of the city's total as of the June 30, 2026 FDIC Summary of Deposits. Lake City Bank has the most branches here, with 6.
13 banks operate 30 branches in Elkhart, IN, ranked below by local branch count from the FDIC Summary of Deposits. This counts every bank with a branch here, not only banks headquartered locally.
Deposit share is each bank's share of the $2.85B held in Elkhart, IN, as of the June 30, 2026 FDIC Summary of Deposits, ranked by deposits (#1 is largest). Banks that book deposits at a headquarters branch can show a share that exceeds their local customer base.
| Bank | Branches in Elkhart | Local deposits | Deposit share |
|---|---|---|---|
| Lake City Bank | 6 | $325.8M | 11.4% (#3) |
| 1st Source Bank | 5 | $794.4M | 27.8% (#2) |
| JPMorgan Chase Bank, N.A. | 4 | $900.3M | 31.5% (#1) |
| KeyBank N.A. | 3 | $176.3M | 6.2% (#4) |
| Centier Bank | 3 | $104.4M | 3.7% (#8) |
| First State Bank of Middlebury | 2 | $125.1M | 4.4% (#6) |
| Fifth Third Bank, N.A. | 1 | $139.8M | 4.9% (#5) |
| Old National Bank | 1 | $116.1M | 4.1% (#7) |
| PNC Bank, N.A. | 1 | $79.5M | 2.8% (#9) |
| Northwest Bank | 1 | $35.5M | 1.2% (#10) |
| Horizon Bank | 1 | $30.6M | 1.1% (#11) |
| First Federal Savings Bank | 1 | $23.1M | 0.8% (#12) |
| Woodforest National Bank | 1 | $3.1M | 0.1% (#13) |
County deposit market: Elkhart, IN
The $4.83B held across 16 FDIC-insured banks in this county, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Elkhart, IN market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | Lake City Bank | 24.0% | $1.16B | 11 |
| 2 | JPMorgan Chase Bank, N.A. | 22.8% | $1.10B | 6 |
| 3 | 1st Source Bank | 21.5% | $1.04B | 8 |
| 4 | First State Bank of Middlebury | 12.8% | $619.7M | 5 |
| 5 | KeyBank N.A. | 6.6% | $319.3M | 6 |
| 6 | Fifth Third Bank, N.A. | 2.9% | $139.8M | 1 |
| 7 | Centier Bank | 2.7% | $129.5M | 4 |
| 8 | Old National Bank | 2.4% | $116.1M | 1 |
| 9 | PNC Bank, N.A. | 1.6% | $79.5M | 1 |
| 10 | Northwest Bank | 0.7% | $35.5M | 1 |
Metro area deposit market: Elkhart-Goshen, IN
The $4.83B held across 16 FDIC-insured banks in this metro area, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Elkhart-Goshen, IN market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | Lake City Bank | 24.0% | $1.16B | 11 |
| 2 | JPMorgan Chase Bank, N.A. | 22.8% | $1.10B | 6 |
| 3 | 1st Source Bank | 21.5% | $1.04B | 8 |
| 4 | First State Bank of Middlebury | 12.8% | $619.7M | 5 |
| 5 | KeyBank N.A. | 6.6% | $319.3M | 6 |
| 6 | Fifth Third Bank, N.A. | 2.9% | $139.8M | 1 |
| 7 | Centier Bank | 2.7% | $129.5M | 4 |
| 8 | Old National Bank | 2.4% | $116.1M | 1 |
| 9 | PNC Bank, N.A. | 1.6% | $79.5M | 1 |
| 10 | Northwest Bank | 0.7% | $35.5M | 1 |
Banks in Elkhart: common questions
What is the biggest bank in Elkhart, IN?
JPMorgan Chase Bank, N.A. is the biggest bank in Elkhart, IN, with $900.3M in deposits at its Elkhart branches, 31.5% of the city's total as of the June 30, 2026 FDIC Summary of Deposits. Lake City Bank has the most branches there, with 6.
How many banks are in Elkhart, IN?
13 FDIC-insured banks operate 30 branches in Elkhart, IN as of the June 30, 2026 FDIC Summary of Deposits. This counts every bank with a branch in the city, not only banks headquartered there. Credit unions are not in the Summary of Deposits.
What are the largest banks in Elkhart, IN?
Ranked by deposits held in Elkhart branches as of the June 30, 2026 FDIC Summary of Deposits: 1. JPMorgan Chase Bank, N.A. (31.5%); 2. 1st Source Bank (27.8%); 3. Lake City Bank (11.4%); 4. KeyBank N.A. (6.2%); 5. Fifth Third Bank, N.A. (4.9%). The share is each bank's part of all deposits in the city.
Largest banks in Indiana
For the state as a whole, see the largest banks in Indiana, ranked by total assets and by deposits in Indiana branches, or every bank in the Indiana bank directory.
Banks in other Indiana cities:
About this data
Branch counts and local deposits come from the FDIC Summary of Deposits, the annual June 30 survey of branch-office deposits for every FDIC-insured bank. Click any bank to see its full regulatory profile and complete branch network. Looking for banks headquartered here instead? See the US bank directory.