Branch Presence
Banks with Branches in South Bend, IN
1st Source Bank is the biggest bank in South Bend, IN, with $2.41B in deposits at its South Bend branches, 68.5% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
14 banks operate 30 branches in South Bend, IN, ranked below by local branch count from the FDIC Summary of Deposits. This counts every bank with a branch here, not only banks headquartered locally.
Deposit share is each bank's share of the $3.51B held in South Bend, IN, as of the June 30, 2026 FDIC Summary of Deposits, ranked by deposits (#1 is largest). Banks that book deposits at a headquarters branch can show a share that exceeds their local customer base.
| Bank | Branches in South Bend | Local deposits | Deposit share |
|---|---|---|---|
| 1st Source Bank | 11 | $2.41B | 68.5% (#1) |
| Lake City Bank | 2 | $200.2M | 5.7% (#3) |
| KeyBank N.A. | 2 | $137.0M | 3.9% (#4) |
| Old National Bank | 2 | $89.5M | 2.5% (#6) |
| PNC Bank, N.A. | 2 | $84.2M | 2.4% (#7) |
| Centier Bank | 2 | $82.9M | 2.4% (#8) |
| Flagstar Bank, N.A. | 2 | $80.4M | 2.3% (#9) |
| JPMorgan Chase Bank, N.A. | 1 | $221.2M | 6.3% (#2) |
| Fifth Third Bank, N.A. | 1 | $113.9M | 3.2% (#5) |
| Northwest Bank | 1 | $34.0M | 1.0% (#10) |
| First State Bank of Middlebury | 1 | $31.6M | 0.9% (#11) |
| Horizon Bank | 1 | $28.9M | 0.8% (#12) |
| Woodforest National Bank | 1 | $2.1M | <0.1% (#13) |
| First Merchants Bank | 1 | — | — |
County deposit market: St. Joseph, IN
The $5.79B held across 15 FDIC-insured banks in this county, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the St. Joseph, IN market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | 1st Source Bank | 54.5% | $3.15B | 23 |
| 2 | PNC Bank, N.A. | 8.5% | $490.4M | 4 |
| 3 | Lake City Bank | 8.2% | $476.9M | 4 |
| 4 | JPMorgan Chase Bank, N.A. | 7.7% | $445.0M | 2 |
| 5 | KeyBank N.A. | 4.6% | $265.3M | 4 |
| 6 | Centier Bank | 3.6% | $209.5M | 4 |
| 7 | Fifth Third Bank, N.A. | 3.3% | $191.5M | 2 |
| 8 | Northwest Bank | 2.9% | $170.3M | 3 |
| 9 | Old National Bank | 2.9% | $165.2M | 3 |
| 10 | Flagstar Bank, N.A. | 2.1% | $124.3M | 3 |
Metro area deposit market: South Bend-Mishawaka, IN-MI
The $6.18B held across 17 FDIC-insured banks in this metro area, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the South Bend-Mishawaka, IN-MI market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | 1st Source Bank | 51.4% | $3.18B | 24 |
| 2 | PNC Bank, N.A. | 7.9% | $490.4M | 4 |
| 3 | Lake City Bank | 7.7% | $476.9M | 4 |
| 4 | JPMorgan Chase Bank, N.A. | 7.2% | $445.0M | 2 |
| 5 | Fifth Third Bank, N.A. | 5.5% | $341.4M | 3 |
| 6 | KeyBank N.A. | 4.3% | $265.3M | 4 |
| 7 | Centier Bank | 3.4% | $209.5M | 4 |
| 8 | Northwest Bank | 2.8% | $170.3M | 3 |
| 9 | Old National Bank | 2.7% | $165.2M | 3 |
| 10 | Flagstar Bank, N.A. | 2.0% | $124.3M | 3 |
Banks in South Bend: common questions
What is the biggest bank in South Bend, IN?
1st Source Bank is the biggest bank in South Bend, IN, with $2.41B in deposits at its South Bend branches, 68.5% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
How many banks are in South Bend, IN?
14 FDIC-insured banks operate 30 branches in South Bend, IN as of the June 30, 2026 FDIC Summary of Deposits. This counts every bank with a branch in the city, not only banks headquartered there. Credit unions are not in the Summary of Deposits.
What are the largest banks in South Bend, IN?
Ranked by deposits held in South Bend branches as of the June 30, 2026 FDIC Summary of Deposits: 1. 1st Source Bank (68.5%); 2. JPMorgan Chase Bank, N.A. (6.3%); 3. Lake City Bank (5.7%); 4. KeyBank N.A. (3.9%); 5. Fifth Third Bank, N.A. (3.2%). The share is each bank's part of all deposits in the city.
Largest banks in Indiana
For the state as a whole, see the largest banks in Indiana, ranked by total assets and by deposits in Indiana branches, or every bank in the Indiana bank directory.
Banks in other Indiana cities:
About this data
Branch counts and local deposits come from the FDIC Summary of Deposits, the annual June 30 survey of branch-office deposits for every FDIC-insured bank. Click any bank to see its full regulatory profile and complete branch network. Looking for banks headquartered here instead? See the US bank directory.