Skip to main content

Ameris Bancorp Financials, FR Y-9C Data and Filings

BankRegReports is independent of Ameris Bancorp and never asks for online banking logins or passwords.

Bank Holding Company Georgia RSSD 1082067 Ticker ABCB FRS Est. 1981

Ameris Bancorp is a bank holding company based in Georgia with $28.49B in total consolidated assets as of June 30, 2026, according to its FR Y-9C filing with the Federal Reserve. It owns 1 bank that files a call report: Ameris Bank ($28.42B in assets). Its shares trade under the ticker ABCB, and it files with the SEC under CIK 351569: see its SEC filings and 8-K events.

Key Financials FR Y-9C, consolidated, as of June 30, 2026

Total assets
$28.49B
Total deposits
$22.59B
Total equity
$4.09B
Net income (Q2 2026)
$51.4M
ROA
0.73%
ROE
5.04%
Net interest margin
3.92%
CET1 ratio
12.84%
Total loans
$22.66B
Efficiency ratio
74.96%
Equity / assets
14.36%
Tier 1 leverage ratio
11.25%
Total capital ratio
14.66%
Employees (FTE)
2,650

Source: FR Y-9C for June 30, 2026, consolidated across the holding company's banks and nonbank subsidiaries. Net income is for Q2 2026 alone; ROA, ROE and net interest margin annualize that quarter, and the margin is tax-equivalent, on average earning assets. Deposits add domestic and foreign-office deposits (Schedule HC, item 13). Capital ratios are as filed on Schedule HC-R (CET1: BHCAP793). Bank-level figures in the tables below come from each bank's own call report.

Bank Subsidiaries 1 bank held directly or through another holding company

Bank Charter State Total assets (call report) Share of bank assets Held through
Ameris Bank State Non-Member Bank GA $28.42B 100.0% Held directly

Questions About Ameris Bancorp

What are Ameris Bancorp's total assets?

Ameris Bancorp reported $28.49B in total consolidated assets as of June 30, 2026, according to its FR Y-9C filing with the Federal Reserve.

How many banks does Ameris Bancorp own?

Ameris Bancorp owns 1 bank that files a call report: Ameris Bank.

Who owns Ameris Bank?

Ameris Bank is owned by Ameris Bancorp. The bank reported $28.42B in total assets on its latest call report.

Where can I find Ameris Bancorp's FR Y-9C?

Ameris Bancorp files the FR Y-9C with the Federal Reserve every quarter. The reports are public on the FFIEC National Information Center under RSSD ID 1082067. This page summarizes the FR Y-9C for Q2 2026.

Does Ameris Bancorp file with the SEC?

Yes. Ameris Bancorp files with the SEC under Central Index Key (CIK) 351569 and trades under the ticker ABCB.

Filing Details fiscal year and SEC registration

Fiscal year end
December 31
Ticker
ABCB
SEC CIK
351569

Organization Map select + to expand a subsidiary's own holdings

Holding company Reporting bank Nonbank subsidiary
  • Ameris Bancorp
    Holding Company GA RSSD 1082067
    $28.49B
    • State Non-Member Bank GA RSSD 764030
      $28.42B
    • Ameris Statutory Trust I
      Nonbank Subsidiary GA RSSD 3491225
    • Atlantic Bancgroup Statutory Trust I
      Nonbank Subsidiary GA RSSD 3392957
    • Cherokee Statutory Trust I
      Nonbank Subsidiary GA RSSD 3396487
    • Coastal Bankshares Statutory Trust I
      Nonbank Subsidiary GA RSSD 3264474
    • Coastal Bankshares Statutory Trust II
      Nonbank Subsidiary GA RSSD 3402566
    • Fidelity Southern Statutory Trust I
      Nonbank Subsidiary GA RSSD 3204331
    • Fidelity Southern Statutory Trust II
      Nonbank Subsidiary GA RSSD 3347751
    • Fidelity Southern Statutory Trust III
      Nonbank Subsidiary GA RSSD 3635515
    • Jacksonville Bancorp, Inc. Statutory Trust III
      Nonbank Subsidiary GA RSSD 3802782
    • Jacksonville Statutory Trust I
      Nonbank Subsidiary GA RSSD 3379882
    • Jacksonville Statutory Trust II
      Nonbank Subsidiary GA RSSD 3550560
    • Merchants & Southern Statutory Trust I
      Nonbank Subsidiary GA RSSD 3353145
    • Merchants & Southern Statutory Trust II
      Nonbank Subsidiary GA RSSD 3441695
    • Prosperity Banking Capital Trust I
      Nonbank Subsidiary GA RSSD 3354160
    • Prosperity Bank Statutory Trust II
      Nonbank Subsidiary GA RSSD 3211236
    • Prosperity Bank Statutory Trust III
      Nonbank Subsidiary GA RSSD 3432974
    • Prosperity Bank Statutory Trust IV
      Nonbank Subsidiary GA RSSD 3640809
    • US Premium Finance Holding Company
      Nonbank Subsidiary GA RSSD 5205891

Direct Subsidiaries 19 active direct subsidiaries

Entity Type State Total Assets Share of bank subsidiary assets
Ameris Bank · 764030 State Non-Member Bank GA $28.42B 100.0%
Ameris Statutory Trust I · 3491225 Nonbank Subsidiary GA — —
Atlantic Bancgroup Statutory Trust I · 3392957 Nonbank Subsidiary GA — —
Cherokee Statutory Trust I · 3396487 Nonbank Subsidiary GA — —
Coastal Bankshares Statutory Trust I · 3264474 Nonbank Subsidiary GA — —
Coastal Bankshares Statutory Trust II · 3402566 Nonbank Subsidiary GA — —
Fidelity Southern Statutory Trust I · 3204331 Nonbank Subsidiary GA — —
Fidelity Southern Statutory Trust II · 3347751 Nonbank Subsidiary GA — —
Fidelity Southern Statutory Trust III · 3635515 Nonbank Subsidiary GA — —
Jacksonville Bancorp, Inc. Statutory Trust III · 3802782 Nonbank Subsidiary GA — —
Jacksonville Statutory Trust I · 3379882 Nonbank Subsidiary GA — —
Jacksonville Statutory Trust II · 3550560 Nonbank Subsidiary GA — —
Merchants & Southern Statutory Trust I · 3353145 Nonbank Subsidiary GA — —
Merchants & Southern Statutory Trust II · 3441695 Nonbank Subsidiary GA — —
Prosperity Banking Capital Trust I · 3354160 Nonbank Subsidiary GA — —
Prosperity Bank Statutory Trust II · 3211236 Nonbank Subsidiary GA — —
Prosperity Bank Statutory Trust III · 3432974 Nonbank Subsidiary GA — —
Prosperity Bank Statutory Trust IV · 3640809 Nonbank Subsidiary GA — —
US Premium Finance Holding Company · 5205891 Nonbank Subsidiary GA — —

Share of bank subsidiary assets divides each bank's total assets by the combined assets of the bank subsidiaries listed. Nonbank subsidiaries are not counted.

Regulator records: FFIEC NIC profile (RSSD 1082067)