Bank call report · Woodland, GA
Talbot State Bank Call Report
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Talbot State Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 248 reported line items, schedule by schedule (803 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 577230 |
| FDIC certificate number | 178 |
| Total assets | $51.7M |
Official Q2 2026 call report PDF (FFIEC) →
Talbot State Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (23 items)
About Schedule RC · Talbot State Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $51.7M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $51.7M |
| Total Liabilities and Minority Interest | RCON2948 | $49.3M |
| Total Deposits | RCON2200 | $45.2M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $40.9M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $33.0M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $32.8M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $13.1M |
| Common Stock | RCON3230 | $5.0M |
| Deposits: Noninterest-bearing | RCON6631 | $4.4M |
| Other Borrowed Money | RCON3190 | $4.0M |
| Interest-bearing Balances | RCON0071 | $3.3M |
| Undivided Profits and Capital Reserves | RCON3632 | -$3.2M |
| Total Equity Capital | RCON3210 | $2.3M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $2.3M |
| Surplus | RCON3839 | $2.3M |
| Accumulated Other Comprehensive Income | RCONB530 | -$1.8M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $999K |
| Other Assets | RCON2160 | $845K |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $603K |
| Allowance for Loan and Lease Losses | RCON3123 | $197K |
| Other Liabilities, Total | RCON2930 | $101K |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $6K |
Schedule RI: Income Statement (32 items)
About Schedule RI · Talbot State Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $1.6M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $1.3M |
| Total Noninterest Expense | RIAD4093 | $1.2M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $1.1M |
| Net Interest Income | RIAD4074 | $918K |
| Total Interest Expense | RIAD4073 | $656K |
| Other Noninterest Expense | RIAD4092 | $570K |
| Salaries and Employee Benefits | RIAD4135 | $508K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $291K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $266K |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | -$222K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | -$222K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | -$222K |
| Net Income (Loss) | RIAD4340 | -$222K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | -$222K |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $136K |
| Interest on Other Securities | RIAD4060 | $112K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $110K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $90K |
| Other Interest Expense | RIADGW44 | $85K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $72K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $55K |
| Total Noninterest Income | RIAD4079 | $26K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $23K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $23K |
| Other Noninterest Income | RIADB497 | $19K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $12K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $7K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $6K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $2K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | $2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 18 |
Schedule RC-B: Securities (13 items)
About Schedule RC-B · Talbot State Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $14.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $12.1M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $6.9M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $6.1M |
| Pledged Securities | RCON0416 | $5.6M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $4.9M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $4.3M |
| Amortized Cost of Structured Notes | RCON8782 | $3.0M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $3.0M |
| Fair Value of Structured Notes | RCON8783 | $2.7M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $2.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $896K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $75K |
Schedule RC-C, Part I: Loans and Leases (27 items)
About Schedule RC-C, Part I · Talbot State Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $33.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $27.3M |
| Pledged Loans and Leases | RCONG378 | $14.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $11.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $11.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $3.5M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $2.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $2.2M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $1.9M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $1.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $1.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $939K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $933K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $846K |
| Real Estate Loans Secured by Farmland | RCON1420 | $711K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $365K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $325K |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $296K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $267K |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $248K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $149K |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $148K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $97K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $90K |
| Unearned Income on Loans | RCON2123 | $48K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $32K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $16K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (10 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $415K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $392K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $204K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $129K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $115K |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 7 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 5 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 3 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 2 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 2 |
Schedule RC-E: Deposit Liabilities (27 items)
About Schedule RC-E · Talbot State Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $34.4M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $31.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $13.9M |
| Total Transaction Accounts | RCON2215 | $10.9M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $8.7M |
| Total Brokered Deposits | RCON2365 | $8.6M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $8.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $7.3M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $7.1M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $5.6M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $5.5M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $5.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $4.8M |
| Total Demand Deposits (See Note Below) | RCON2210 | $4.3M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $4.2M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $3.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $3.6M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $3.0M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $3.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $3.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $2.3M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $1.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $1.3M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $1.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $1.1M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $1.0M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $923K |
Schedule RC-F: Other Assets (4 items)
Schedule RC-G: Other Liabilities (2 items)
Schedule RC-K: Quarterly Averages (12 items)
About Schedule RC-K · Talbot State Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $52.2M |
| Quarterly Average of Total Loans | RCON3360 | $31.5M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $26.7M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $13.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $13.6M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $8.5M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $7.9M |
| All Other Securities | RCONB560 | $6.9M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $5.6M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $5.2M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $3.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $170K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (3 items)
About Schedule RC-L · Talbot State Bank derivatives and off-balance-sheet items trends
Schedule RC-M: Memoranda (3 items)
About Schedule RC-M · Talbot State Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $4.0M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $292K |
| Cost of equity securities with readily determinable fair values not held for trading | RCONJA29 | $6K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (12 items)
About Schedule RC-N · Talbot State Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $2.7M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $2.4M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $390K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $384K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing | RCONC237 | $381K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $258K |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $255K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $103K |
| Additions to Nonaccrual Assets | RCONC410 | $95K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $58K |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $29K |
| All Other Loans - Past Due 90 Days or More and Still Accruing | RCON5460 | $3K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · Talbot State Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $52.2M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $45.4M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $26.4M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $17.3M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $4.1M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $1.7M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 999 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 66 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 34 |
| Averaging Method Used | RCONK653 | 2 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Talbot State Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $24.2M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · Talbot State Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $52.2M |
| Average total consolidated assets | RCOAKW03 | $52.2M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $24.2M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $7.3M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $4.3M |
| Common Equity Tier 1 Capital | RCOAP859 | $4.1M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $4.1M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $4.1M |
| Retained Earnings | RCOAKW00 | -$3.2M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $2.3M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$1.8M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$1.8M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $197K |
| Tier 2 (Supplementary) Capital | RCOA5311 | $197K |
| Tier 2 Capital Before Deductions | RCOAP870 | $197K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1761 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1679 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1679 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0961 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0778 |
Schedule RC-R, Part II: Risk-Weighted Assets (39 items)
About Schedule RC-R, Part II · Talbot State Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $28.7M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $28.7M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $28.2M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $26.7M |
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $24.2M |
| Total Risk-weighted Assets | RCONG641 | $24.2M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $14.3M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $13.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $12.0M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $12.0M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $7.9M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $7.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $7.4M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $7.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $5.5M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $5.5M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $4.9M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $4.8M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $4.8M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $4.3M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $3.8M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $2.4M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $2.0M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$2.0M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$1.8M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $1.5M |
| Total All Other Assets | RCOND981 | $1.4M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $1.1M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $579K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $277K |
| Unconditionally Cancellable Commitments | RCONS540 | $247K |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $48K |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $32K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $32K |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $32K |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $32K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $23K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $9K |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $6K |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $2.6M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $2.6M |
| Total Equity Capital | RIAD3210 | $2.3M |
| Other Comprehensive Income | RIADB511 | -$56K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (5 items)
About Schedule RI-B, Part II · Talbot State Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $197K |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $197K |
| Balance most recently reported for end of previous calendar year, Available-for-sale debt securities | RIADJH94 | $5K |
| Balance at end of current period, Available-for-sale debt securities | RIADJH99 | $3K |
| Less: charge-offs, Available-for-sale debt securities | RIADJH98 | $2K |
Talbot State Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Talbot State Bank call report?
The Talbot State Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Talbot State Bank file?
Talbot State Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Talbot State Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Talbot State Bank has Federal Reserve RSSD ID 577230 and FDIC certificate number 178. Either one finds its filings on the FFIEC Central Data Repository.
How often does Talbot State Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Talbot State Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 178) · FFIEC NIC profile (RSSD 577230)