Bank call report · Greensboro, GA
Banksouth Call Report
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Banksouth filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 422 reported line items, schedule by schedule (675 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 88231 |
| FDIC certificate number | 16418 |
| Total assets | $1.59B |
Official Q2 2026 call report PDF (FFIEC) →
Banksouth call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (28 items)
About Schedule RC · Banksouth balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $1.59B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $1.59B |
| Total Liabilities and Minority Interest | RCON2948 | $1.42B |
| Total Deposits | RCON2200 | $1.36B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $1.20B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $1.18B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $980.2M |
| Deposits: Noninterest-bearing | RCON6631 | $382.6M |
| Total Equity Capital | RCON3210 | $165.2M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $165.2M |
| Interest-bearing Balances | RCON0071 | $155.2M |
| Undivided Profits and Capital Reserves | RCON3632 | $150.8M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $115.9M |
| Other Assets | RCON2160 | $55.0M |
| Loans and Leases Held for Sale | RCON5369 | $44.7M |
| Other Borrowed Money | RCON3190 | $40.0M |
| Other Liabilities, Total | RCON2930 | $21.6M |
| Allowance for Loan and Lease Losses | RCON3123 | $17.5M |
| Surplus | RCON3839 | $14.8M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $12.7M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $10.3M |
| Intangible Assets | RCON2143 | $9.9M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $7.5M |
| Held-to-maturity Securities, Total | RCON1754 | $7.5M |
| Accumulated Other Comprehensive Income | RCONB530 | -$1.1M |
| Common Stock | RCON3230 | $771K |
| Direct and Indirect Investments in Real Estate Ventures | RCON3656 | $288K |
| Other Real Estate Owned | RCON2150 | $62K |
Schedule RI: Income Statement (42 items)
About Schedule RI · Banksouth income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $46.5M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $40.6M |
| Total Noninterest Expense | RIAD4093 | $36.6M |
| Net Interest Income | RIAD4074 | $34.6M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $21.7M |
| Salaries and Employee Benefits | RIAD4135 | $21.6M |
| Total Noninterest Income | RIAD4079 | $17.9M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $16.0M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $16.0M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $15.7M |
| Other Noninterest Expense | RIAD4092 | $12.8M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $12.5M |
| Net Income (Loss) | RIAD4340 | $12.5M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $12.5M |
| Total Interest Expense | RIAD4073 | $11.8M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $8.1M |
| Other Noninterest Income | RIADB497 | $5.6M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $3.5M |
| Applicable Income Taxes | RIAD4302 | $3.5M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $3.4M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $3.3M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $2.6M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $2.2M |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $2.0M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $1.9M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $1.6M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $1.2M |
| Net Servicing Fees | RIADB492 | $1.1M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $1.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $883K |
| Other Interest Expense | RIADGW44 | $833K |
| Interest on Other Securities | RIAD4060 | $671K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $585K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $531K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $379K |
| Other Interest Income | RIAD4518 | $101K |
| Noninterest income: Income from insurance activities | RIADHT74 | $38K |
| Net Gains (Losses) Recognized in Earnings on Liabilities That Are Reported at Fair Value Option | RIADF553 | -$25K |
| Net Gains (Losses) Recognized in Earnings on Assets That Are Reported at Fair Value Option | RIADF551 | -$14K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $3K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 303 |
Schedule RC-B: Securities (29 items)
About Schedule RC-B · Banksouth securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $983K |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $973K |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $117.4M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $60.7M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $59.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $47.6M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $31.1M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $30.9M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $21.9M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $21.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $21.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $19.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $16.4M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $7.4M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $5.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $5.8M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $5.7M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $5.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $5.4M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $5.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $2.2M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $2.0M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $2.0M |
| Amortized Cost of Other Held-to-maturity Domestic Debt Securities | RCON1737 | $1.7M |
| Fair Value of Other Held-to-maturity Domestic Debt Securities | RCON1738 | $1.7M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $973K |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $749K |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $731K |
| Pledged Securities | RCON0416 | $533K |
Schedule RC-C, Part I: Loans and Leases (33 items)
About Schedule RC-C, Part I · Banksouth loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $1.24B |
| Pledged Loans and Leases | RCONG378 | $554.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $505.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $313.4M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $302.7M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $207.2M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $196.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $175.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $157.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $154.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $101.5M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $97.8M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $97.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $93.9M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $90.8M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $77.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $68.6M |
| Commercial and Industrial Loans | RCON1766 | $54.1M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $52.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $48.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $40.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $39.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $25.4M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $19.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $15.0M |
| Real Estate Loans Secured by Farmland | RCON1420 | $13.9M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $9.0M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $8.1M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $5.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $1.2M |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $377K |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $179K |
| Other Loans | RCONJ464 | $117K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $48.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $9.9M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $6.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $4.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $4.1M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $2.8M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $1.3M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $1.0M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $619K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $597K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $383K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $379K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 198 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 118 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 68 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 59 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 53 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 37 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 17 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 12 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 10 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 7 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 4 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 2 |
Schedule RC-E: Deposit Liabilities (33 items)
About Schedule RC-E · Banksouth deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $685.5M |
| Total Demand Deposits (See Note Below) | RCON2210 | $677.3M |
| Total Transaction Accounts | RCON2215 | $677.3M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $632.2M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $568.4M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $309.5M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $158.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $128.0M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $113.7M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $107.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $102.1M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $89.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $82.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $76.3M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $69.4M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $56.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $44.2M |
| Total Brokered Deposits | RCON2365 | $30.8M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $29.7M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $29.2M |
| Total reciprocal deposits | RCONJH83 | $29.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $26.9M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $20.8M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $19.3M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $15.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $13.8M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $8.2M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $8.2M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $7.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $5.9M |
| Total Nontransaction Accounts of United States Government | RCON2520 | $4.8M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $1.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $587K |
Schedule RC-F: Other Assets (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $29.7M |
| Other Assets | RCON2168 | $6.8M |
| Net Deferred Tax Assets | RCON2148 | $6.6M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $6.2M |
| Accrued Interest Receivable | RCONB556 | $5.6M |
| Prepaid Expenses | RCON2166 | $2.7M |
| Derivatives with a Position Fair Value Held for Purposes Other Than Trading | RCONC010 | $1.3M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $1.2M |
Schedule RC-G: Other Liabilities (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $14.4M |
| Deferred Compensation Liabilities | RCONC011 | $4.4M |
| Other Expenses Accrued and Unpaid | RCON3646 | $4.1M |
| Second Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3553 | $3.2M |
| Accounts Payable | RCON3066 | $2.4M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $1.8M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $1.3M |
| Operating lease liabilities | RCONLB56 | $1.2M |
Schedule RC-K: Quarterly Averages (17 items)
About Schedule RC-K · Banksouth quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $1.59B |
| Quarterly Average of Total Loans | RCON3360 | $1.20B |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $572.8M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $508.4M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $384.3M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $296.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $200.1M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $191.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $109.0M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $60.2M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $55.8M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $40.1M |
| All Other Securities | RCONB560 | $36.7M |
| Mortgage-backed Securities | RCONB559 | $23.9M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $18.8M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $3.8M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $55K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (11 items)
About Schedule RC-L · Banksouth derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $258.9M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $71.2M |
| All Other Off-balance Sheet Liabilities | RCON3430 | $65.0M |
| Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf | RCONC978 | $65.0M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $64.7M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $49.7M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $15.5M |
| Performance Standby Letters of Credit | RCON3821 | $6.6M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $2.8M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $337K |
| All Other Off-balance Sheet Assets | RCON5591 | $56K |
Schedule RC-M: Memoranda (10 items)
About Schedule RC-M · Banksouth memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $30.0M |
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $10.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $10.0M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $8.0M |
| Mortgage Servicing Assets | RCON3164 | $5.1M |
| All other intangible assets | RCONJF76 | $4.9M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $1.9M |
| All Other Real Estate Owned: Construction and Land Development in Domestic Offices | RCON5508 | $62K |
| Does the Institution Use the Home Owners' Loan Act (Hola) Qtl Test or the Internal Revenue Service Domestic Building and Loan Association (IRS Dbla) Test to Determine Its Qtl Compliance? | RCONL133 | 1 |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (22 items)
About Schedule RC-N · Banksouth past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $6.9M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $2.9M |
| Additions to Nonaccrual Assets | RCONC410 | $2.1M |
| 1-4 Family Residential Construction Loans, Nonaccrual | RCONF176 | $1.7M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $1.3M |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $736K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $595K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $398K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $397K |
| All Other Loans - Nonaccrual | RCON5461 | $284K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $230K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Nonaccrual | RCONF663 | $219K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $219K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $197K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $157K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $156K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $133K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $115K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $59K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $43K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $38K |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $21K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · Banksouth other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $1.59B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $1.36B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $711.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $631.5M |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $553.7M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $159.2M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $16.7M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $4.7M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 33,747 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 840 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 749 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 8 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (2 items)
Schedule RC-R: Regulatory Capital (2 items)
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)
About Schedule RC-R, Part I · Banksouth regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $1.59B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $1.59B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $1.15B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $175.9M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $165.2M |
| Common Equity Tier 1 Capital | RCOAP859 | $161.5M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $161.5M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $161.5M |
| Retained Earnings | RCOAKW00 | $150.8M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $15.5M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $14.4M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $14.4M |
| Tier 2 Capital Before Deductions | RCOAP870 | $14.4M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $4.9M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $4.9M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$1.1M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$1.1M |
| Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP846 | $36K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1532 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1407 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1407 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1017 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0733 |
Schedule RC-R, Part II: Risk-Weighted Assets (78 items)
About Schedule RC-R, Part II · Banksouth risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $1.15B |
| Total Risk-weighted Assets | RCONG641 | $1.15B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $803.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $803.6M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $721.1M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $605.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $583.0M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $579.0M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $578.4M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $543.0M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $464.8M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $291.5M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $165.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $146.6M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $145.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $144.9M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $144.9M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $143.6M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $137.6M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $115.9M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $113.5M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $98.3M |
| Total All Other Assets | RCOND981 | $78.0M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $75.0M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $68.8M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $66.3M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $65.5M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $62.8M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 50 Pct Risk Weight Category | RCONS461 | $61.0M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $44.7M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $30.4M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $29.0M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $21.9M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $17.1M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 20 Pct Risk Weight Category | RCONS415 | $14.2M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$14.2M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $13.3M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $12.8M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $11.9M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $11.4M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years | RCONS584 | $8.4M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $7.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $7.6M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $7.6M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $7.6M |
| Total Held-to-maturity Securities | RCOND961 | $7.5M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $6.6M |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $5.1M |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $5.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $5.1M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $4.9M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $4.6M |
| Risk-weighted Assets by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS575 | $4.3M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $3.9M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 50 Pct Risk Weight Category | RCONS453 | $3.9M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $3.9M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $3.3M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $3.3M |
| Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category | RCONG628 | $3.3M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $2.3M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $2.0M |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $1.8M |
| Held-to-maturity Securities - 100 Pct Risk Weight Category | RCOND965 | $1.7M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$1.5M |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCONS547 | $1.4M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 50% | RCONS529 | $1.3M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $1.2M |
| Held-to-maturity Securities - 50 Pct Risk Weight Category | RCOND964 | $1.1M |
| All Other Assets - 400 Pct Risk Weight Category | RCONS470 | $1.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS564 | $1.1M |
| Total Balance Sheet Assets - 400 Pct Risk Weight Category | RCONS506 | $1.1M |
| Over-the-counter Derivatives - 0 Pct Risk Weight Category | RCONS543 | $924K |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 20 Pct Risk Weight Category | RCONS441 | $730K |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $337K |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $337K |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $337K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $156K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $12K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $165.2M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $155.0M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $155.0M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $1.5M |
| Other Comprehensive Income | RIADB511 | -$798K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (14 items)
About Schedule RI-B, Part I · Banksouth charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $153K |
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $72K |
| Recoveries on Automobile Loans | RIADK133 | $67K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $34K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $34K |
| Other Construction Loans and All Land Development and Other Land Loans, Charge-offs | RIADC893 | $23K |
| Other Construction Loans and All Land Development and Other Land Loans, Recoveries | RIADC894 | $19K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $15K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $12K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $7K |
| Charge-offs on Automobile Loans | RIADK129 | $4K |
| Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens | RIADC234 | $4K |
| Recoveries on All Other Loans | RIAD4628 | $4K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries | RIADC896 | $2K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Banksouth changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $17.5M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $17.4M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $72K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (13 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $1.20B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $577.7M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $360.8M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $179.0M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $59.4M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $18.3M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $17.5M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $6.7M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $4.5M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $3.1M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $1.4M |
| Loans and Leases, Held for Investment, Unallocated, Allowance Balance | RCONJJ18 | $1.3M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $551K |
Schedule SU: Supplemental Information (3 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Outstanding Principal Balance of Closed End 1-4 Family Residential Mortgage Loans Serviced for Others Plus the Total Outstanding Principal Balance of Other Financial Assets Serviced for Others If More Than $10 Million | RCONFT12 | $573.1M |
| Aggregate Amount of Fair Value Option Assets | RCONHK18 | $44.2M |
| Aggregate Amount of Fair Value Option Liabilities | RCONHK19 | $36K |
Banksouth call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Banksouth call report?
The Banksouth call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Banksouth file?
Banksouth files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Banksouth call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Banksouth has Federal Reserve RSSD ID 88231 and FDIC certificate number 16418. Either one finds its filings on the FFIEC Central Data Repository.
How often does Banksouth file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Banksouth financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 16418) · FFIEC NIC profile (RSSD 88231)