Failures by State

Bank Failures in Georgia

128 FDIC-insured banks headquartered in Georgia have failed since 1934, the 7th most of any state or territory. The most recent was Community Bank and Trust - West Georgia on May 1, 2026. The worst year was 2009, with 25 failures. Failed banks held $41.42B in assets at closing.

128

Failures

1934 to 2026

$41.42B

Failed assets

At closing

$11.57B

Estimated DIF loss

FDIC estimate

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All Georgia events

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Largest bank failures in Georgia

Date	Bank	City	Assets	Acquirer or resolution
May 1, 2009	Silverton Bank, N.A.	Atlanta	$4.16B	—
Sep 28, 2007	Netbank	Alpharetta	$2.47B	ING Bank, FSB
Sep 25, 2009	Georgian Bank	Atlanta	$2.23B	First Citizens Bank & Trust Company
Jan 4, 1991	Fulton Federal Savings Bank	Atlanta	$2.02B	Branch sale
Jan 29, 2010	Community Bank & Trust	Cornelia	$1.18B	SCBT, N.A.
Aug 29, 2008	Integrity Bank	Alpharetta	$1.11B	Regions Bank
Mar 19, 2010	Appalachian Community Bank	Ellijay	$1.01B	Community & Southern Bank
Mar 27, 2009	Omni National Bank	Atlanta	$979.6M	—
Jul 23, 2010	Crescent Bank and Trust Company	Jasper	$970.2M	Renasant Bank
Jul 24, 2009	Security Bank of Bibb County	Macon	$943.7M	State Bank and Trust Company

Georgia bank failures by year

Year	Failures	Failed assets
2026	1	$305.7M
2016	1	$21.4M
2015	2	$558.4M
2014	1	$173.9M
2013	3	$636.9M
2012	10	$2.00B
2011	23	$6.17B
2010	21	$8.06B
2009	25	$13.43B
2008	5	$2.91B
2007	1	$2.47B
2002	1	$92.1M
2000	1	$31.5M
1992	4	$364.4M
1991	7	$2.46B
1990	2	$215.8M
1989	6	$1.44B
1981	1	$8.4M
1979	1	$5.9M
1977	1	$24.2M
1976	1	$40.1M
1961	1	$984K
1954	1	$98K
1940	2	$364K
1938	1	—
1937	1	$265K
1935	3	$484K
1934	1	$243K

Every bank failure in Georgia

Date	Bank	City	Assets	Acquirer or resolution
May 1, 2026	Community Bank and Trust - West Georgia	Lagrange	$305.7M	Anchor Bank
Aug 19, 2016	The Woodbury Banking Company	Woodbury	$21.4M	United Bank
Oct 2, 2015	The Bank of Georgia	Peachtree City	$286.1M	Fidelity Bank
Feb 13, 2015	Capitol City Bank & Trust Company	Atlanta	$272.3M	First-Citizens Bank & Trust Company
Jul 18, 2014	Eastside Commercial Bank	Conyers	$173.9M	Community & Southern Bank
May 10, 2013	Sunrise Bank	Valdosta	$60.8M	Synovus Bank
Apr 26, 2013	Douglas County Bank	Douglasville	$317.3M	Hamilton State Bank
Mar 8, 2013	Frontier Bank	Lagrange	$258.8M	Heritage Bank of the South
Nov 16, 2012	Hometown Communitybank	Braselton	$124.6M	Certusbank, N.A.
Jul 27, 2012	Jasper Banking Company	Jasper	$206.7M	Stearns Bank N.A.
Jul 20, 2012	First Cherokee State Bank	Woodstock	$209.0M	Community & Southern Bank
Jul 20, 2012	Georgia Trust Bank	Buford	$116.9M	Community & Southern Bank
Jul 6, 2012	Montgomery Bank & Trust	Ailey	$153.2M	Ameris Bank
Jun 15, 2012	Security Exchange Bank	Marietta	$151.0M	Fidelity Bank
Mar 23, 2012	Convenant Bank & Trust	Rock Spring	$95.7M	Stearns Bank, N.A.
Mar 2, 2012	Global Commerce Bank	Doraville	$143.7M	Metro City Bank
Feb 24, 2012	Central Bank of Georgia	Ellaville	$278.9M	Ameris Bank
Jan 20, 2012	The First State Bank	Stockbridge	$516.8M	Hamilton State Bank
Nov 10, 2011	Community Bank of Rockmart	Rockmart	$62.4M	Century Bank of Georgia
Oct 21, 2011	Decatur First Bank	Decatur	$184.8M	Fidelity Bank
Oct 21, 2011	Community Capital Bank	Jonesboro	$165.3M	State Bank and Trust Company
Oct 14, 2011	Piedmont Community Bank	Gray	$199.0M	State Bank and Trust Company
Sep 2, 2011	Patriot Bank of Georgia	Cumming	$150.8M	Georgia Commerce Bank
Sep 2, 2011	Creekside Bank	Woodstock	$102.3M	Georgia Commerce Bank
Aug 19, 2011	First Southern National Bank	Statesboro	$164.6M	Heritage Bank of the South
Jul 15, 2011	High Trust Bank	Stockbridge	$180.3M	Ameris Bank
Jul 15, 2011	One Georgia Bank	Atlanta	$177.7M	Ameris Bank
Jun 24, 2011	Mountain Heritage Bank	Clayton	$103.7M	First American Bank and Trust Company
Jun 17, 2011	McIntosh State Bank	Jackson	$339.9M	Hamilton State Bank
May 20, 2011	Atlantic Southern Bank	Macon	$741.9M	Certus Bank, N.A.
May 20, 2011	First Georgia Banking Company	Franklin	$731.0M	Certus Bank, N.A.
Apr 29, 2011	The Park Avenue Bank	Valdosta	$849.4M	Bank of the Ozarks
Apr 29, 2011	First Choice Community Bank	Dallas	$291.2M	Bank of the Ozarks
Apr 15, 2011	Bartow County Bank	Cartersville	$314.0M	Hamilton State Bank
Apr 15, 2011	New Horizons Bank	East Ellijay	$103.1M	Citizens South Bank
Feb 18, 2011	Habersham Bank	Clarkesville	$387.7M	SCBT N.A.
Feb 18, 2011	Citizens Bank of Effingham	Springfield	$214.3M	Heritage Bank of the South
Feb 4, 2011	American Trust Bank	Roswell	$238.2M	Renasant Bank
Feb 4, 2011	North Georgia Bank	Watkinsville	$153.2M	Banksouth
Jan 21, 2011	Enterprise Banking Company	McDonough	$99.5M	—
Jan 14, 2011	Oglethorpe Bank	Brunswick	$211.1M	Bank of the Ozarks
Dec 17, 2010	Chestatee State Bank	Dawsonville	$244.4M	Bank of the Ozarks
Dec 17, 2010	United Americas Bank	Atlanta	$242.3M	State Bank and Trust Company
Dec 17, 2010	Appalacian Community Bank, F.S.B.	McCaysville	$68.2M	Peoples Bank of East Tennessee
Nov 12, 2010	Darby Bank & Trust Company	Vidalia	$654.7M	Ameris Bank
Nov 12, 2010	Tifton Banking Company	Tifton	$143.7M	Ameris Bank
Oct 22, 2010	The First National Bank of Barnesville	Barnesville	$126.6M	United Bank
Oct 22, 2010	The Gordon Bank	Gordon	$29.3M	Morris Bank
Sep 17, 2010	The Peoples Bank	Winder	$447.2M	Community & Southern Bank
Sep 17, 2010	First Commerce Community Bank	Douglasville	$248.2M	Community & Southern Bank

Source: FDIC failed-bank list. Counts are real closures by headquarters state; FDIC open-bank assistance transactions are not failures and are excluded. Assets and deposits are as reported at closing.

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