American Pride Bank
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Data as of · sourced from FFIEC call reports. How we update
American Pride Bank is an FDIC-insured commercial bank headquartered in Macon, GA, established in 2007 (FDIC certificate 58584), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $1.03B, the 13th largest of 121 banks headquartered in Georgia. It reports no CET1 ratio; its Tier 1 leverage ratio was 14.08% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 58584
- Headquarters
- Macon, GA
- Established
- 2007
- Total assets, Q2 2026
- $1.03B
- Tier 1 leverage ratio, Q2 2026
- 14.08%
- Domestic offices
- 6 FDIC institution directory, current count
- Routing number
- 061121070
- Holding company
- AMERICAN BANCORP, INC.
- Asset rank in state
- 13th of 121 in Georgia
American Pride Bank spends more to run itself than most banks of its size. Based in Macon, Georgia, it had $1.0 billion in assets at June 30, 2026, against $551 million a year earlier. It earns about $0.51 a year on every $100 of assets, about a third the median of $1.29 for the 895 banks with $1 billion to $10 billion in assets. It also spends about 78 cents to bring in each dollar of revenue, higher than about 9 in 10 banks its size (median 58 cents).
Earnings jumped: net income for the quarter was $1.1 million, 84% above the same quarter a year earlier. Funding is the softer spot: it pays an average of 3.44% on its deposits and borrowings, higher than about 9 in 10 banks its size (median 2.01%).
As of June 30, 2026, American Pride Bank reported a return on assets of 0.51%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.01%. The figures come from its call report filed with the FFIEC.
Of the 121 banks headquartered in Georgia, American Pride Bank is the 13th largest by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 27.1% to $1.03B, loans rose 26.5% and deposits rose 30.5%. The largest part of its loan book on June 30, 2026 was non-owner-occupied commercial real estate loans, at 62.4% of total loans, ahead of owner-occupied commercial real estate loans at 12.4%. Its 6 offices in the FDIC Summary of Deposits are in 5 cities across 2 states; its Macon 2 offices book 53% of its branch deposits. Judged on its Q2 2026 call report, American Pride Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 4740 Log Cabin Dr, Macon, GA 31204
- County
- Bibb
- Metro Area
- Macon-Bibb County, GA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Atlanta (Region 5)
- Federal Reserve member
- No
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- December 12, 2007
- Domestic offices
- 6 FDIC institution directory, current count
- Employees (FTE)
- 109
- Domestic deposits
- $889.9M
- Allowance for credit losses
- $7.4M
- Net charge-offs (YTD)
- $20K
- Average total assets
- $889.2M
- Average total loans
- $634.2M
- Average interest-bearing deposits
- $681.6M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- December 12, 2007
- FDIC Cert
- 58584
- Fed RSSD
- 3671997
- SEC CIK
- 2014856 → filed by AMERICAN BANCORP, INC.
- Website
- www.americanpride.bank →
- Parent Holding Company
- AMERICAN BANCORP, INC. (RSSD 3824261)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, American Pride Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, American Pride Bank's total assets ran between $319.0M (Q3 2023) and $1.03B (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$1.03B total assets against $551.5M; $906.1M total liabilities against $463.5M.
$714.0M net loans and leases against $367.3M; $889.9M total deposits against $451.2M.
$107.8M securities against $60.6M; $98.4M cash and balances due against $69.4M.
$13.9M total interest income against $8.4M; $6.7M total interest expense against $4.0M.
$7.3M net interest income against $4.5M.
$406K total noninterest income against $212K; $6.0M total noninterest expense against $3.3M.
$150K provision for credit losses against $501K.
$1.1M net income against $621K.
0.51% return on assets against 0.47%; 3.37% net interest margin against 3.46%.
14.08% tier 1 leverage ratio against 16.61%.
Inside the full American Pride Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans exceed 300% of total capital, the threshold at which the 2006 interagency guidance flags a bank for heightened supervisory scrutiny. CRE concentration has been the central stress vector for regional banks since 2023. 2006 Interagency CRE Concentration Guidance (SR 07-1).
American Pride Bank rankings
Its closest position to the top of a national ranking is 1,014 of 4,196, for total assets; its furthest is 3,332 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.29% (Q4 2024) to 0.96% (Q1 2025) and its net interest margin ran from 3.07% (Q3 2024) to 3.79% (Q3 2025).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 14.08% | 0.51% | 0.00% | 0.01% | 3.37% |
| Q1 2026 | 13.34% | 0.58% | 0.00% | 0.01% | 3.48% |
| Q4 2025 | 14.23% | 0.95% | 0.02% | 0.09% | 3.70% |
| Q3 2025 | 15.79% | 0.40% | 0.00% | 0.01% | 3.79% |
| Q2 2025 | 16.61% | 0.47% | 0.00% | 0.01% | 3.46% |
| Q1 2025 | 14.06% | 0.96% | 0.00% | 0.02% | 3.31% |
| Q4 2024 | 11.68% | 0.29% | 0.26% | 0.42% | 3.16% |
| Q3 2024 | 13.03% | 0.91% | 0.29% | 0.42% | 3.07% |
Swipe the table sideways to see every column.
Branch Network
View all 6 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| American Pride Bank (main office) | Macon , GA | 31204 | $385.8M |
| Russell Parkway Branch | Warner Robins , GA | 31088 | $166.7M |
| Epps Bridge Parkway Office Branch | Athens , GA | 30606 | $98.9M |
| Tampa Branch | Tampa , FL | 33634 | $95.7M |
| Forsyth Road Branch | Macon , GA | 31210 | $88.8M |
| North Point Parkway Branch | Alpharetta , GA | 30022 | $54.0M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.2% of deposits in GA, rank 32 of 177 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 81 applications, 53 loans originated, $25.6M originated, across 12 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 5 loans, $16.3M approved, $3.3M average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about American Pride Bank
What are American Pride Bank's total assets?
As of the Q2 2026 filing, American Pride Bank reported total assets of $1.03 billion in its FFIEC call report.
Where is American Pride Bank headquartered?
It is headquartered in Macon, GA, United States.
When was American Pride Bank founded?
It was established in 2007, per the FDIC institution directory.
Is American Pride Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #58584). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates American Pride Bank?
American Pride Bank's primary federal regulator is the FDIC.
How many branches does American Pride Bank operate?
It operates 6 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is American Pride Bank's Texas Ratio?
Its Texas Ratio is 0.01% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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