American Pride Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions climbed 230.5% in Q2 2026, from $29.8M to $98.4M. It was the largest change from Q1 2026 among the key lines here. Within Georgia, American Pride Bank is 55th of 122 on loan-to-deposit ratio, 81.06% as of Q2 2026. The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio. American Pride Bank sits 7.14 points lower, at 81.06% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $98.4M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $206.2M |
| Fed funds sold and reverse repos | $154.1M |
| Fed funds sold and reverse repos to assets | 14.96% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $10.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.97% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 81.06% |
| Net loans and leases to deposits | 80.23% |
| Loans and leases to core deposits | 88.64% |
| Core deposits to total deposits | 89.17% |
| Brokered deposits to total deposits | 2.28% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 93.51% | 78.73% | $0 | $6.5M |
| Q4 2023 | 94.31% | 78.29% | $0 | $6.5M |
| Q1 2024 | 85.52% | 80.40% | $0 | $3.5M |
| Q2 2024 | 91.48% | 83.70% | $0 | $0 |
| Q3 2024 | 82.51% | 86.60% | $0 | $0 |
| Q4 2024 | 80.44% | 84.44% | $0 | $0 |
| Q1 2025 | 79.73% | 83.72% | $0 | $10.0M |
| Q2 2025 | 82.45% | 88.43% | $0 | $10.0M |
| Q3 2025 | 80.55% | 84.18% | $0 | $10.0M |
| Q4 2025 | 79.63% | 86.62% | $26K | $20.0M |
| Q1 2026 | 83.58% | 85.70% | $0 | $20.0M |
| Q2 2026 | 81.06% | 89.17% | $0 | $10.0M |
American Pride Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock American Pride Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full American Pride Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58584) · FFIEC NIC profile (RSSD 3671997)