American Pride Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks American Pride Bank of Macon, GA against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.51% | 1.34% | -0.83% | 8th bottom |
| ROAE | 4.00% | 12.34% | -8.34% | 6th bottom |
| Net Interest Margin | 3.37% | 3.83% | -0.46% | 29th below |
| Efficiency Ratio | 77.74% | 58.97% | +18.77% | 8th bottom |
| PPNR / Avg Assets | 0.76% | — | — | 7th bottom |
| Yield on Earning Assets | 6.45% | 5.71% | +0.74% | 88th top |
| Cost of Funds | 3.44% | 2.02% | +1.42% | 3rd bottom |
| Net Interest Spread | 2.78% | — | — | 32nd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.87% | -0.87% | 97th top |
| NPA / Total Assets | 0.00% | — | — | 97th top |
| NCO / Avg Loans | 0.01% | 0.43% | -0.42% | 59th above |
| ACL / Total Loans | 1.03% | — | — | 34th below |
| ACL / NPLs (Coverage) | 57023.08% | — | — | — |
| Texas Ratio | 0.01% | 5.48% | -5.47% | 96th top |
| Provision / NCO | 750.00% | — | — | 80th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 14.08% | 11.11% | +2.97% | 90th top |
| Equity / Assets | 12.06% | 11.02% | +1.04% | 76th top |
| TCE / Tangible Assets | 12.06% | — | — | 83rd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 81.06% | 86.99% | -5.93% | 67th above |
| Core Deposit Ratio | 89.17% | 85.57% | +3.60% | 55th above |
| Wholesale Funding Ratio | 0.97% | — | — | 82nd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 86.84% | — | — | 100th top |
| Loan Growth (Y/Y) | 93.91% | — | — | 99th top |
| Deposit Growth (Y/Y) | 97.23% | — | — | 99th top |
See American Pride Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock American Pride Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full American Pride Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the American Pride Bank peer analysis.