Peoplessouth Bank
Peoplessouth Bank is a community bank chartered in 1973, based in Colquitt, GA. As of Q1 2026, the bank held approximately $1.2B in total assets and $1.1B in deposits. Profitability is strong — 1.67% ROA, paired with 26.57% ROE and a 4.03% net interest margin. Under the simplified Community Bank Leverage Ratio framework, leverage of 10.80% exceeds the 9% CBLR threshold. Credit conditions bear watching: 1.97% NPL ratio with a 20.85% Texas Ratio (elevated but below the 100% concern level). Peoplessouth operates a 33-branch network.
Headquarters Profile
- Address
- 203 W Crawford St, COLQUITT, GA 39837
- County
- Miller
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 5
- Established
- October 19, 1973
- Branches
- 33 domestic
- Employees (FTE)
- 198
- FDIC Cert
- 21292
- Fed RSSD
- 518037
- Parent Holding Company
- PEOPLESSOUTH BANCSHARES, INC. (RSSD 1866155)
Inside the full Peoplessouth Bank terminal
8 tabs · 24-year trend charts · peer percentiles · Excel export
Unlock Peoplessouth Bank — freeThis is just Peoplessouth Bank's summary.
See the full 24-year trend, peer benchmarking, and risk analysis for this bank — plus every one of the 4,335 currently filing institutions, with CAMELS analytics and exportable tearsheets.
Free account · no credit card required
Peoplessouth Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Similar banks
Compare Peoplessouth Bank with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet — pick a peer to view the full head-to-head.
Frequently asked about Peoplessouth Bank
What are Peoplessouth Bank's total assets?
As of the Q1 2026 filing, Peoplessouth Bank reported total assets of $1.20 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Peoplessouth Bank headquartered?
Peoplessouth Bank is headquartered in COLQUITT, GA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Peoplessouth Bank founded?
Peoplessouth Bank was established in 1973, per the FDIC institution directory.
Is Peoplessouth Bank FDIC-insured?
Yes. Peoplessouth Bank is an FDIC-insured commercial bank (FDIC Certificate #21292). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Peoplessouth Bank?
Peoplessouth Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Peoplessouth Bank operate?
Peoplessouth Bank operates 33 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Peoplessouth Bank's Texas Ratio?
Peoplessouth Bank's Texas Ratio is 20.85% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
Go deeper on Peoplessouth Bank.
Unlock the full terminal — 24 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Start freeFree account · no credit card required