Bank call report · Alpharetta, GA
First City Bank Call Report
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First City Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 134 reported line items, schedule by schedule (549 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 6125996 |
| FDIC certificate number | 16281 |
| Total assets | $23.0M |
Official Q2 2026 call report PDF (FFIEC) →
First City Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (23 items)
About Schedule RC · First City Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $23.0M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $23.0M |
| Total Equity Capital | RCON3210 | $21.6M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $21.6M |
| Surplus | RCON3839 | $21.0M |
| Federal Funds Sold | RCONB987 | $8.8M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $7.3M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $7.2M |
| Interest-bearing Balances | RCON0071 | $4.2M |
| Common Stock | RCON3230 | $2.3M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $1.9M |
| Total Liabilities and Minority Interest | RCON2948 | $1.4M |
| Other Components of Equity Capital | RCONA130 | -$1.3M |
| Total Deposits | RCON2200 | $1.1M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $835K |
| Goodwill | RCON3163 | $463K |
| Intangible Assets | RCON2143 | $463K |
| Undivided Profits and Capital Reserves | RCON3632 | -$365K |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $358K |
| Other Liabilities, Total | RCON2930 | $282K |
| Deposits: Noninterest-bearing | RCON6631 | $252K |
| Other Assets | RCON2160 | $162K |
| Allowance for Loan and Lease Losses | RCON3123 | $91K |
Schedule RI: Income Statement (22 items)
About Schedule RI · First City Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Noninterest Expense | RIAD4093 | $423K |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | -$365K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | -$365K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | -$365K |
| Net Income (Loss) | RIAD4340 | -$365K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | -$365K |
| Salaries and Employee Benefits | RIAD4135 | $321K |
| Total Interest Income | RIAD4107 | $146K |
| Net Interest Income | RIAD4074 | $144K |
| Interest and Fee Income on Loans, Total | RIAD4010 | $97K |
| Provision for Loan and Lease Losses | RIAD4230 | $86K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $86K |
| Other Noninterest Expense | RIAD4092 | $81K |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $73K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $30K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $24K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $21K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $19K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $2K |
| Total Interest Expense | RIAD4073 | $2K |
| If the Reporting Bank Has Restated Its Balance Sheet as a Result of Applying Push Down Accounting This Calendar Year, Report the Date of the Bank's Acquisition | RIAD9106 | 20,260,514 |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 14 |
Schedule RC-C, Part I: Loans and Leases (19 items)
About Schedule RC-C, Part I · First City Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $7.3M |
| Fair Value at Acquisition Date of Acquired Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year | RCONGW45 | $4.4M |
| Gross Contractual Amounts Receivable at Acquisition Date of Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year | RCONGW46 | $4.4M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $3.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $3.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $2.5M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $2.3M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $1.8M |
| Real Estate Loans Secured by Farmland | RCON1420 | $1.5M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $700K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $632K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $474K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $387K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $311K |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $250K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $241K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $137K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $80K |
| Commercial and Industrial Loans | RCON1766 | $14K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (14 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $2.4M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $645K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $215K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $164K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $20K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $14K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $13K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 5 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 2 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 1 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 1 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 1 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 1 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 1 |
Schedule RC-E: Deposit Liabilities (10 items)
About Schedule RC-E · First City Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $744K |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $744K |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $632K |
| Total Demand Deposits (See Note Below) | RCON2210 | $343K |
| Total Transaction Accounts | RCON2215 | $343K |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $343K |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $102K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $102K |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $102K |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $10K |
Schedule RC-F: Other Assets (3 items)
Schedule RC-G: Other Liabilities (3 items)
Schedule RC-K: Quarterly Averages (11 items)
About Schedule RC-K · First City Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $22.7M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $8.8M |
| Quarterly Average of Total Loans | RCON3360 | $6.4M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $5.4M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $4.0M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $1.5M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $1.0M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $469K |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $203K |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $105K |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $16K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (3 items)
About Schedule RC-L · First City Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $3.8M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $897K |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $142K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (6 items)
About Schedule RC-O · First City Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $22.8M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $21.5M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $1.1M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $1.1M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 68 |
| Averaging Method Used | RCONK653 | 2 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (15 items)
About Schedule RC-R, Part I · First City Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCOA2170 | $23.0M |
| Average total consolidated assets | RCOAKW03 | $22.7M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $22.2M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $22.0M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $21.6M |
| Common Equity Tier 1 Capital | RCOAP859 | $21.2M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $21.2M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $21.2M |
| Unconditionally Cancellable Commitments | RCOAS540 | $1.0M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $463K |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $463K |
| Retained Earnings | RCOAKW00 | -$365K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.9511 |
Schedule RI-A: Changes in Bank Equity Capital (2 items)
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)
About Schedule RI-B, Part II · First City Bank changes in allowances for credit losses trends
Schedule RI-E: Explanations (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Adjustment to Allowance for Loan and Lease Losses (4815) | RIAD4521 | $5K |
First City Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
Where can I find the First City Bank call report?
The First City Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does First City Bank file?
First City Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the First City Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: First City Bank has Federal Reserve RSSD ID 6125996 and FDIC certificate number 16281. Either one finds its filings on the FFIEC Central Data Repository.
How often does First City Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
First City Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 16281) · FFIEC NIC profile (RSSD 6125996)