First City Bank: Balance Sheet
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Data as of · Call Report Schedule RC How we update
First City Bank reported all 25 line items on this page on its Q3 2026 filing. Total assets was $58.3M in Q3 2026.
The standout move of Q3 2026 was in Total deposits: 3318.3% higher than in Q2 2026, at $37.2M. First City Bank has the 4th lowest total assets of the 122 banks headquartered in Georgia, at $58.3M as of Q3 2026. First City Bank reported $58.3M on total assets for Q3 2026, 8% below the $63.1M median for banks in the < $100M asset tier.
Assets
Largest change in this table: cash and balances due from depository institutions, up 180.0% to $41.5M in Q3 2026 after $14.8M in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Total assets | $58.3M |
| Cash and balances due from depository institutions | $41.5M |
| Total securities | $0 |
| Fed funds sold and reverse repos | $8.8M |
| Net loans and leases | $15.8M |
| Loans held for sale | $0 |
| Trading account assets | $0 |
| Premises and fixed assets | $319K |
| Other real estate owned | $0 |
| Goodwill and other intangibles | $463K |
| All other assets | $206K |
Source: Call Report Schedule RC: Total assets (item 12, RCON2170).
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Liabilities
| Line item | Q3 2026 |
|---|---|
| Total liabilities | $37.4M |
| Total deposits | $37.2M |
| Fed funds purchased and repos | $0 |
| Trading liabilities | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| All other liabilities | $242K |
Source: Call Report Schedule RC: Total deposits (item 13.a, RCON2200).
Equity capital
Total liabilities and equity capital moved most in this table, up 153.5%: $23.0M in Q2 2026, $58.3M in Q3 2026.
| Line item | Q3 2026 |
|---|---|
| Total equity capital | $20.9M |
| Common stock | $2.3M |
| Common stock surplus | $21.0M |
| Retained earnings | -$1.1M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Total liabilities and equity capital | $58.3M |
Source: Call Report Schedule RC: Total equity capital (item 27.a, RCON3210).
Balance Sheet trend
Balance Sheet by quarter
| Quarter | Total assets | Total liabilities | Net loans and leases | Securities | Cash and balances due |
|---|---|---|---|---|---|
| Q2 2026 | $23.0M | $1.4M | $7.2M | $0 | $14.8M |
| Q3 2026 | $58.3M | $37.4M | $15.8M | $0 | $41.5M |
First City Bank balance sheet, quarter by quarter
Balance Sheet since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedule RC, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full First City Bank profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 16281) · FFIEC NIC profile (RSSD 6125996)